Rob Armstrong, Financial Advisor

Rob Armstrong, Financial Advisor Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Rob Armstrong, Financial Advisor, Financial planner, 6115 Park South Drive, Charlotte, NC.

Helping Successful Families Connect Retirement Income, Investments, Taxes & Protection Into One Coordinated Plan | RICP® | Financial Planner | Investment Adviser Representative | Life, Disability & Long-Term Care Specialist

I hate long road trips.Just crossed six states and the nation's capital to get my son to college.Virginia. Maryland. Del...
09/01/2026

I hate long road trips.

Just crossed six states and the nation's capital to get my son to college.

Virginia. Maryland. Delaware. Pennsylvania.

Dorm move-in. New swim team. Class of 2030.

That's when it got real.

Drove home through the mountains instead. Genuinely fine.

It's the mornings that are different.

No one toasting a bagel downstairs.

No one popping in from swim practice.

Both kids are out building their own lives now.

One dot in Raleigh. One in Philadelphia. One back home.

Getting used to the quiet.

I meet people who've done everything right.Saved every year. Built a career. Raised a family.Still no idea if it's enoug...
08/27/2026

I meet people who've done everything right.

Saved every year. Built a career. Raised a family.

Still no idea if it's enough.

Not a failure. Just nobody's ever shown them the whole picture. Every bucket. Every income source. All of it, working together.

A lifetime of saving should become a lifetime of living.

If you're within 10 years of retirement and want to see yours, message me.

My kids jumped out of a plane on Sunday. I was 40 miles away, elbow deep in a 1991 VW engine.We'd all gone out Saturday,...
08/26/2026

My kids jumped out of a plane on Sunday. I was 40 miles away, elbow deep in a 1991 VW engine.

We'd all gone out Saturday, me, Ava, Beck, and their mom, and spent the whole afternoon waiting for a plane that never left the ground. It got pushed to Sunday.

I already had plans that day, working on the campervan with my brother. So I let their mom take the kids back without me.

Beck jumped four days before his freshman year at La Salle, thumbs up and tongue out the whole way down. Ava jumped only months out of college, freshly engaged and freshly employed, throwing a rock sign at the camera like she'd done it a hundred times.

I saw the pictures before I'd even wiped the grease off my hands.

The van still isn't running. I still wish I'd been on that plane.

Costco has Halloween out.It's August 20th.They're selling a $40 cauldron.Calling it a "bean pot."I know what I saw.
08/25/2026

Costco has Halloween out.

It's August 20th.

They're selling a $40 cauldron.

Calling it a "bean pot."

I know what I saw.

A few weeks ago I told you about Grant, the ER doctor who spent 39 days on a ventilator and had to relearn how to walk.H...
08/25/2026

A few weeks ago I told you about Grant, the ER doctor who spent 39 days on a ventilator and had to relearn how to walk.

Here's what he's doing with his second chance.

He and his wife Melisa, a nephrologist who teaches at LSU, just bought The Blue Cone, the ice cream shop that's been a fixture of Black Mountain, NC for generations. Grant's family has owned a home nearby in Montreat since he was a kid.

"It's always been my dream to have my own business," Melisa told the local paper. Grant put it simpler. If the sign out front is lit up and the street's busy, they stay open. "Whenever that cone's on, you probably should pull in and try to get some ice cream."

Grant can't practice medicine anymore. He can still make somebody's day better with a waffle cone and a few minutes of his time.

I don't know if that's a downgrade or the whole point.

My refrigerator has outlived my roof.It's outlasted my washer and dryer. Outlasted something like ten cars. It's older t...
08/20/2026

My refrigerator has outlived my roof.

It's outlasted my washer and dryer. Outlasted something like ten cars. It's older than my son.

It got my daughter through high school and college. It got my son through high school. Twenty years in the same kitchen, and it never once let me down.

Last week, the icemaker finally quit. Not the whole fridge. Just the icemaker.

Everything else still runs perfectly. It's just decided ice cubes are no longer part of the job.

So now I'm buying bags of ice at the gas station like it's 1997, walking past a fully functioning refrigerator to do it.

Here's the part that gets me: I think I could fix it. I've looked it up. It's doable.

But I also know what "doable" turns into on a 20-year-old appliance. One repair becomes a diagnosis. A diagnosis becomes "while we're in there." And suddenly I've spent $400 defending the honor of a machine that owes me nothing. It already paid for itself twice over.

So my wallet made the call my heart didn't want to make. The icemaker stays broken. The bags of ice stay in the freezer. And the fridge keeps doing what it's done for twenty years: outlasting everything else in this house, one system at a time.

I left a Genesis tribute band with a completely different opinion of Phil Collins.That happened Friday night, at the Ora...
08/19/2026

I left a Genesis tribute band with a completely different opinion of Phil Collins.

That happened Friday night, at the Orange Peel, with my friend Todd.

Everybody knows Collins from "In The Air Tonight" and the pop hits that came after. I didn't know the guy who wrote eight-minute songs about castles and carpet crawlers and stayed in character through the whole thing.

The band, ABACAB, posted this after the show: "Thanks Asheville for loving the weird music of Genesis."

They meant it. The setlist ran from the earliest 70s deep cuts all the way to Collins' solo hits, but you could tell exactly which songs were their favorites. Every time they got to something like Duke's Travels/Duke's End, The Lamia, or Eleventh Earl of Mar, they played it like it mattered more than the songs everyone actually came for.

The Orange Peel was packed and loud from the first note anyway.

Todd's been a friend of mine for years. Nights like this are why. I watched a room full of strangers scream every word to an eight-minute song about a carpet crawler. Nobody in there was worried about looking cool. They were too busy having the time of their lives.

Phil Collins didn't get famous writing "The Lamia." Most people who know his name have never even heard it.

I think I like the weird version better.

In April 2020, Grant caught the virus he'd spent weeks treating.He was an ER doctor in Louisiana, working the front line...
08/18/2026

In April 2020, Grant caught the virus he'd spent weeks treating.

He was an ER doctor in Louisiana, working the front lines. Then he became the patient.

COVID caused a stroke. He went on a ventilator. 39 days.

"There were a lot of days when we didn't know if Grant would survive," Melisa told reporters at the time.

He did. It took 96 days apart from his family, six weeks relearning how to walk, how to shower, how to put on his own socks. "It's humbling to say, 'help me put my socks on, help me go to the bathroom, help me go to the shower,'" he said.

Before they wheeled him out of the ICU, he told them: "I'm gonna walk out of here when I leave."

He did.

I've known Grant since high school. I don't know many people who've had to relearn how to put on their own socks and come out the other side without an ounce of bitterness.

He's not practicing medicine anymore. Long COVID made sure of that.

What he's doing now is a completely different story. I'll tell you that one soon.

08/13/2026

His son is 30. Stage 4 cancer. No health insurance. No life insurance. Just a GoFundMe nobody thought they'd need.

I heard it from a friend who's in his mastermind group. He'd reached out to me a few times over the years, inviting me to visit. I always meant to go. Never did.

He's spent years running a room full of business owners, helping them build and grow what they've worked for. His son, out on his own, never got around to protecting any of it for himself.

I'm a financial advisor. Protection is literally what I do. When I looked hard at my own coverage this week, I found the gap that scared me most: life insurance that wouldn't actually cover what I'd want it to, my debts, something real left for my family, not a scramble.

I help people close gaps like this for a living. I still had one.

I'm closing mine this month. And I'm asking my kids, the ones out on their own, if theirs are closed too.

Everyone thinks Toto is soft rock.Saw them live last night. They shred.The hits on the radio aren't the whole band. Same...
08/12/2026

Everyone thinks Toto is soft rock.

Saw them live last night. They shred.

The hits on the radio aren't the whole band. Same with the first meeting.

I had a couple in my office a while back. On paper, everything checked out, income, savings rate, retirement contributions. Textbook singles.

Then I asked what they were actually worried about. One of them had been convinced for years he'd have to work until 75. Never said it out loud, not even to his wife, until that meeting.

That's the deep cut. Nobody puts it on the intake form.

We rebuilt the plan around that one sentence. He's retiring at 65.

Address

6115 Park South Drive
Charlotte, NC
28210

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