JML Financial Group, Inc

01/24/2026

Today’s retirees want more than a nest egg—they want time, health, and experiences. 🌟 Americans are reshaping retirement and investing in what truly matters.

Curious how this trend could influence your plans? Dive into the full story here:

Nearly half of people surveyed by Edelman Financial Engines want to reinvent retirement even as money, inflation, and Social Security fears weigh on their plans.

01/22/2026

Retirement Trivia: What does “COLA” stand for in retirement planning?

Swipe to see the answer! ➡️

01/20/2026

Planning to keep saving in 2026? Here are the updated contribution limits:
• 401(k)/403(b): $24,500 (+$8,000 catch-up for age 50+)
• IRA: $7,500 (+$1,100 catch-up for age 50+)
Why it matters: Bigger limits mean more room for tax-advantaged growth. Want to know if pre-tax or Roth contributions make sense for you? Let’s review your options!

01/18/2026

Retirement should mean freedom—not lingering debt. 🏖️ So what’s the #1 debt retirees still carry? The answer might surprise you—and it’s a wake-up call for smart planning. Discover the details here:

Retiree debt is rising fast, and there's one type, in particular, that is causing issues among older Americans.

01/16/2026

Medicare update for 2026: The standard Part B premium will be $202.90/month, and the deductible is $283.
Why it matters: These costs are typically deducted from Social Security benefits, so your net increase may be smaller than expected. Take a moment to review your budget now—planning ahead can help you avoid surprises later.

01/14/2026

✨ Retirement Tip:
Retirement isn’t just about money—it’s about living the life you want.
Set lifestyle goals like travel, volunteering, or learning a new skill, and align your spending plan with those priorities.

01/12/2026

💡 Retirement Word of the Day: Longevity Risk
It’s the risk of outliving your savings. Strategies like annuities or guaranteed income products can help reduce this risk.

👉 Want to learn more? Let’s talk!

01/10/2026

Heads up: Social Security benefits are getting a boost in 2026—up 2.8%, which means an extra $56/month for the average retiree starting in January.
Why it matters: Even modest increases can affect your withdrawal strategy and tax planning. Let’s make sure this adjustment works in your favor—schedule a review today!

01/08/2026

Tax season is coming—don’t wait for the IRS to announce the official start date. Get organized now:
✅ W‑2s and 1099s
✅ SSA‑1099 for Social Security benefits
✅ Bank account info for direct deposit
✅ Records of digital asset transactions
Why it matters: Missing documents can delay refunds and increase stress.

01/06/2026

🎡 Fun fact: Wheel of Fortune debuted today in 1975!

For 50 years, it’s been spinning letters, fortunes, and big wins. What’s your favorite puzzle moment or contestant story?
👇 Share below!

01/04/2026

January is all about financial wellness! Just like staying physically fit, keeping your finances in shape takes regular check-ins. Here are three smart questions to start the year strong:
✔ Are your withdrawals set up to last through 2026?
✔ Do you have a tax plan for upcoming RMDs?
✔ Is your emergency fund ready for the unexpected?
Action step: Schedule a financial review now to align your goals with your income plan. A little planning today can save big headaches tomorrow!

01/02/2026

Kick off 2026 with purpose! Retirement isn’t just about your savings—it’s about creating the life you want. Here are five smart goals to keep your finances and lifestyle in sync:
✅ Revisit your budget and spending plan
✅ Book annual health checkups early
✅ Try a new hobby or volunteer for a cause you love
✅ Plan a trip that fits your financial strategy
✅ Stay socially active for mental well-being
Tip: A quick financial review can help make sure your income strategy supports these goals. Ready to make 2026 your best year yet?