Creative Capital Wealth Management Group

Creative Capital Wealth Management Group Changing the way financial advice is delivered - from virtually anywhere Securities offered through Triad Advisors LLC, Member FINRA/SIPC.

Investment advisory services offered through Creative Capital Wealth Management Group, a registered investment adviser. Creative Capital Wealth Management Group and Triad Advisors are not affiliated.

09/02/2026

I really like this guy.

09/01/2026

A lot of businesses spend months (if not years) solving for certainty.
That’s a mistake:

The fastest way to get something right is by doing it wrong first.

Over the past 25 years, I’ve learned:

Spending too much time on the whiteboard can cost you.

Successfully executing a plan requires you to move forward.

And validate along the way.

There’s something enticing about the idea that someone can have a big vision:And bring it to life seemingly overnight.Ho...
08/31/2026

There’s something enticing about the idea that someone can have a big vision:
And bring it to life seemingly overnight.

However, I don’t think that’s how most ideas work.

I haven’t scaled my company by lighting a fuse, standing back, and hoping.

Instead, our growth has come down to a string of smaller compounding decisions.

Take our Household Endowment Model, for example.

It started with a simple idea:

Look at what the large endowments were doing and bring that down to the local level.

We spent most of the first 20 years we were in business focusing on doing just that.

Then, a few years ago, we realized something:

People who have their money tied up in their business or restricted stock options…
…don’t have the liquidity of other investors.

But they still need advice.

So, we created the Milestone Clarification Process.

It’s a retainer model that builds on top of the endowment model we already had.

And it’s enabled us to reach significantly more clients than we otherwise could.

We didn’t stop there, though.

We realized there are people who don’t need the endowment model.
Or the full MCP retainer service.
They just need help with taxes.

So we created an offering that focuses solely on tax planning.

And we grew some more.

How did we come up with all these different ideas?

We listened to our clients and our prospects.

We studied where the “yeses” dropped off.
And where there were constraints.

Then, we iterated to address those places where we missed the ball.

Not all at once.

But in small steps that, over time, added up to big results.

If you have a big idea you want to bring to life, I suggest you do the same.

Fred’s Friday thought.
08/28/2026

Fred’s Friday thought.

One of the most memorable moments of my life was also one of the most frustrating. It was 1983. I was 10 years old, sitt...
08/27/2026

One of the most memorable moments of my life was also one of the most frustrating.

It was 1983. I was 10 years old, sitting in the rinky-dink lobby of the video studio where my brother worked.

He had a motorcycle, but that day, it didn’t start.
So he called my mom to pick him up—and since I was only 10, she brought me with her.

I was impatiently waiting for my brother to finish what he was doing so we could leave.

All of a sudden, the door opened, and three guys came in.

One of them looked at me and said, “Hello, young man.”

That was it—“Hello, young man”—and then he went and checked in at the front desk.

My brother had just come into the lobby.

“Do you know who that was?” he asked me.

I definitely didn’t, but I took a guess:

“Is that the lead singer for Men at Work?”

“No, you idiot,” he said. “That’s Phil Collins.”

I didn’t have a clue who that was (I was 10, remember?).
I thought it was his boss or something, but my brother told me he was a global superstar.

“Go get his autograph,” he said.

My mom grabbed a Bic pen and a losing lottery ticket out of her purse.

She handed them to me for Phil to sign.

I jumped out of the chair, but when I got to the door to the recording area, it was closed.

The little red on-air siren light was spinning.

I knew not to interrupt when that light was on.

I missed my moment.
I never saw him again.

If you know me, you know I love Genesis.
I think that We Can’t Dance is one of the best albums of all time.

I’m still pi**ed that I missed out on getting his autograph!

But here’s the cool thing:

Phil Collins looked like a CPA.

He was competing with Kiss and Bon Jovi and all these other guys who epitomized cool.
And he was kicking their asses.

Now, I’m not a particularly tall guy.

But I realized at that moment that if Phil Collins can dominate pop culture looking like a CPA…
…I could get to the top of whatever field I chose too.

That was a defining moment for me.

Truly, one of the most amazing—and infuriating—experiences of my life.

I talk a lot about how important preparation is to a successful outcome. But there’s another piece to the puzzle, especi...
08/24/2026

I talk a lot about how important preparation is to a successful outcome. But there’s another piece to the puzzle, especially when it comes to investing:

Never be first.

If you have a great idea, but nobody else is doing it…
…going all in on it can be more risky than it’s worth.

I get lots of calls from people who say:

“We’re coming out with this brand-new product.
Do you want to buy any before it sells out?”

My answer is usually no.

I don’t want to be the first to spend money on an untested product.

And I don’t want to be first when it comes to untested alternative investments.

Case in point:

A company came to us and said:

“We’re investing in campgrounds that haven’t had any improvements made since they started.
We’ll buy them, spruce them up, add hookups for big fancy RVs…the whole works.
Do you want in?”

The concept ticked a lot of boxes for us.

But they hadn’t done it before.

There was no track record, so we passed.

Turns out, the idea worked well, so we got in on the next round.

We still made our clients money, but we avoided the risk that comes with being too early.

When you’re thinking about how to invest your money, I suggest you do the same.

Fred’s Friday thought“Build in silence”
08/21/2026

Fred’s Friday thought
“Build in silence”

I don't believe in reinventing the wheel, and I don’t think you should have to either…so I’m going to let you in on an o...
08/20/2026

I don't believe in reinventing the wheel, and I don’t think you should have to either…so I’m going to let you in on an open secret:

If you want to protect and maintain your wealth, the key is to focus on best of breed.

That’s what my MBA thesis was based on.
In the years since I wrote it, that philosophy has held up.

Apple epitomizes the best-of-breed approach.
They had something like 1,300 products.
Now, they’re down to just a handful of product lines.

We apply this philosophy slightly differently:

We use it to find the best investments for our clients.

At our firm, we accumulate information.

Then we sort through it to separate the noise from the signal.

Where are the big guys putting their money?

And who are the top five people who can deploy money in those worlds?

We seek out those 800-pound gorillas (in other words, the best of breed).

They’re the ones who can get the right deals.
Which means they’re the ones we want to partner with.

You can apply this strategy in your own life.

As you consider your options, ask yourself:

What wealth management firm is best of breed?

That’s the one you’ll want to partner with.

08/18/2026

I see it all the time:
Clients with all their money in one asset or stock.

It’s risky, but it makes sense.

After all, when you’re in the growth phase, volatility can be your friend.

But once you’re in the “I need to use it” phase…
…that same volatility works against you.

Concentration creates wealth.

Diversification protects it.

We all think we’re unique. We aren’t. Case in point: There will come a time in most of our lives when our parents can’t ...
08/17/2026

We all think we’re unique. We aren’t.
Case in point:

There will come a time in most of our lives when our parents can’t take care of themselves.

And we’ll have to figure out what to do.

In this situation (and so many others), preparation is key.

My dad’s plan for years was simply:

“Take me out behind the shed and shoot me.”

Obviously that wasn’t a viable plan.

But it’s the one he always came up with whenever I broached the topic.

Eventually, the time came when we had to do something.

I had prepared for that eventuality, so I had a solution:
We moved him to a 55-and-over assisted living community that took phenomenal care of him.

I know it’s not easy to think about, but it’s highly likely you’ll be in this situation too someday.

And if you, like so many of us, have parents who see money as a taboo topic:

Figuring out what to do is going to be even harder.

In situations like that, you might not know where their money is.
Or how much they even have.

That can pose a problem.

Broaching the topic with them now, before they need it (in other words, preparing)…
…can make all the difference to the outcome.

Address

1208 Kimberton Road
Chester Springs, PA
19425

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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