10/27/2026
⚠️ A quick fraud-prevention reminder for local businesses ⚠️
Our office recently encountered a check-fraud situation involving one of our clients. A legitimate check had been prepared, signed and mailed, but the check that ultimately cleared the client's account had been altered.
This type of fraud is commonly called check washing. We don't want to create unnecessary alarm, but after seeing an actual instance affect one of our clients, we want to encourage businesses to take a few extra precautions:
âś… Ask your bank about Positive Pay.
âś… Review the cleared check images.
âś… Keep a close eye on bank activity.
âś… Consider electronic payments when they make sense.
âś… Be thoughtful about how and where checks are mailed
We've put together more information about check washing, what to look for, and some practical controls businesses can put in place:
👉 Check Washing Fraud: What Business Owners Should Know
www.amdacct.com/blog-3-1/check-washing-fraud
The takeaway isn't to panic or stop using checks. It's simply a good time to review the controls you have around your bank accounts.
After encountering a check issued by one of our clients that had been altered, we’re sharing practical steps businesses can take to help prevent and detect check fraud.