Hummer Mower Associates

02/02/2023

Our first Market Letter of 2023 is here. If you enjoy metaphorical analogies when reading about the markets, you won't want to miss this one. Let us know what you think!

Throughout the last year, we have used various analogies to describe inflation, the rate of increase in prices over time, and the Federal Reserve’s response to it.  Inflation is an economic disease, the Fed is a doctor, and higher interest rates is the medicine.   The Fed is a surgeon that needs...

01/06/2023

Happy New Year!! In case you did not already hear, the IRS raised contribution limits for retirement accounts for the 2023 tax year. For more information, and to download a PDF of these details included at the bottom of the post, click the blog link below.

Last month, the Internal Revenue Service (IRS) announced updates to contribution limits for 2023 The IRS updates these limits annually to account for inflation.  Below is a breakdown of the limits for 2022 and the corresponding increases for 2023.  Retirement account contribution highlights for 20...

10/18/2022

It's been a challenging year for investors. However, there are always opportunities for long-term investors. For more, please read our latest Market Letter

Investors over the past decade grew accustomed to an economy that provided stable growth and a bull market that generally went straight up. Then the pandemic hit. Think back to 2020 – the global economy came to a standstill and we experienced a full-blown supply chain breakdown. Congress and the F...

07/05/2022

“The entirety of this sell-off so far has been a repricing of what investors are willing to pay for one dollar of earnings. Using a familiar pricing framework, the Price-to-Earnings ratio (P/E ratio), we ended last year with investors willing to pay 21 dollars in stock price for every 1 dollar of expected profit.”

Where does the current P/E stand? Find out below in most recent Market Letter!

The equity markets in June continued, and even accelerated, the downward trend that has been present since the all-time-highs were notched on the first trading day of 2022.  While many stocks began their selloffs last year, it wasn’t until recently that they came for “The Generals”.  As it o...

05/11/2022

There are three main types of bonds: Corporate, Municipal and Treasury bonds.

What’s the difference between the three? Good question! We answer that here, in our most recent blog post.

Last month, we provided an explanation and our thoughts on the US Treasury’s inflation-adjusted bonds, or I-bonds. This month, we realized it was prudent to take a step back and help explain how bonds in general work, and how we invest in them. Most individuals understand the concept of borrowing....

05/02/2022

With market volatility abound and nowhere to hide out in the stock market nor traditional bond market to fight this recent inflation surge, investors are constantly searching for new ideas. Enter: I-Bonds. For more, click the link below!

With market volatility abounding and nowhere to hide in the stock market or the traditional bond market during this recent inflationary period, investors are constantly seeking new ideas. Bank savings accounts provide investors little interest, so the US Treasury’s inflation-adjusted savings bonds...

04/12/2022

Our second Market Letter of 2022 is here!

The March inflation report was released this morning and the headline number was eye popping. What does it all mean for the markets? Find our thoughts below 👇

The March inflation report was released this morning and the headline number was eye-popping.  Consumer prices rose 8.5% year-over-year, the most since 1982[1]..  While extremely elevated (and painful), we believe this will be the high water mark for this cycle.  Our expectation is that year-over...

04/06/2022

All of us want to be millionaires, but without having a plan, you can't expect to make it there. Hummer Mower has strategies in place to ensure you'll meet your financial goals. Best of all, we'll follow your lead on the types of investments you want to pursue and how aggressive you want to be.

Give us a call to get started today, (888) 501-3016.

04/05/2022

No matter how much you save, it won't make you rich and cutting costs will only go so far. Read this article about the 5 best places to invest in 2022.

https://bit.ly/3gdqLyn

If you have more questions, give us a call at (888) 501-3016.

Create a financial plan with Hummer Mower at https://hummermower.com/index.html.

03/31/2022

Real Estate can be among the most rewarding & safe investments going into 2022. Read this article about 5 mistakes you can avoid when starting out.

https://bit.ly/3ocsdpe

If you have more questions, give us a call at (888) 501-3016.

Create a financial plan with Hummer Mower at https://hummermower.com/index.html.

03/30/2022

Hummer Mower's is a concept of what a wealth management practice should be today:

- Independent-minded
- Team-oriented
- Solutions-driven
- A wealth management community of clients
- Friends & advisors.

HMA treats our partnership as a friendship. We'll discuss over dinner how well your grandkids performed at their last sporting event and make sure your financial needs are being met as planned. That's the HMA team.

Ready to take the next step? Give us a call, (888) 501-3016.

Visit https://hummermower.com/ for more details.

Hummer Mower Associates is a wealth management firm based in Chicago, IL serving a community of clients, friends and advisors. Connect with us here.

03/28/2022

At Hummer Mower, we see our clients more than just clients, we see them as long-lasting friendships. HMA wants to be a part of the family's we're setting up for financial success. Whether we discuss our day's having dinner or cheering our favorite team out on the football field. What we, as a team and individuals, really value are our long-lasting friendships, that’s HMA.

Ready to take the next step? Give us a call, (888) 501-3016.

Visit https://hummermower.com/ for more details.