Taxes by Terry

03/10/2026

LAST CALL FOR REFUND ADVANCES!

If you've been waiting to file, this is your sign! Most "Refund Advance" programs—where you can get a portion of your money in minutes—are closing their doors for the year.

🗓️ H&R Block's advance offer ends MARCH 15! That’s less than a week away.

Don't wait on the IRS to process everything. If you need your cash now to handle bills or spring plans, let’s get your taxes filed before these loan options disappear.

📲 Message me today to grab a spot before the weekend!

Send a message to learn more

02/26/2026

Big News! Your tax prep just got a major upgrade. 🖋️💼

I’m thrilled to announce that I am officially a Commissioned Notary Public!

Why does this matter for you? During tax season, we deal with more than just numbers—we deal with legal documents, identity verification, and now, the new Section 530A accounts for your kids.

Under the "One Big Beautiful Bill," eligible children born between 2025–2028 can receive a $1,000 government seed contribution. But to get it, you have to link the account to your 2025 tax return and file IRS Form 4547.

As your Tax Pro AND Notary, I can now:

✅ Prepare and file your 2025 returns.

✅ Notarize any necessary legal or financial affidavits on the spot.

✅ Ensure your family’s "Trump Account" is set up correctly for that $1,000 jumpstart.

Simplify your life and get everything done in one visit. Drop a "READY" below to grab a spot on my calendar!

02/26/2026

👶 What Exactly is the "Trump Account"? (Section 530A)
I’ve been getting a lot of DMs asking about the new tax-advantaged accounts for kids. If you had a baby in 2025 or are expecting in 2026, listen up—this is a major wealth-building tool! 🏦✨

The Highlights:

*The $1,000 Jumpstart: Under the new law, the government provides a one-time $1,000 contribution to newly opened Section 530A accounts for eligible infants.

*Tax-Free Growth: Just like a Roth IRA or a 529 plan, the money in this account grows tax-free as long as it stays invested for the child’s future.

*Compound Interest is Key: If you let that initial $1,000 sit until they are 18 (or 65!), the growth can be massive. It’s designed to be a "seed" for every American child. 🌳

*Who Qualifies? Currently, this is available for children born after the One Big Beautiful Bill Act was signed.

Pro Tip: You don't get the $1,000 automatically—you have to open the account through an authorized provider and link it to your 2025 tax return info.

Want to know if your little one is eligible? Drop a "BABY" in the comments and I’ll send you the residency and income requirements! 👇

02/25/2026

👨‍👩‍👧‍👦 BIG NEWS: The 2026 Child Tax Credit is Here!
Have you noticed your refund looking a little "healthier" this year? That’s not a mistake! Thanks to the new One Big Beautiful Bill Act, we have some major updates for families:

*The $2,200 Boost: The maximum credit has increased to $2,200 per child (up from $2,000 last year). That’s an extra $200 per kid staying in your pocket! 📈

*More Cash Back: The "refundable" portion (the money you get back even if you don't owe taxes) has jumped to $1,700 per child. 💵

*The "PATH Act" Wait: If you claimed this credit, the IRS was legally required to hold your refund until mid-February. The good news? Most of those refunds are scheduled to hit bank accounts by March 2, 2026! 🗓️

*New "Trump Accounts": Did you have a baby in 2025? You might be eligible for a new tax-advantaged Section 530A account with a one-time $1,000 government contribution to jumpstart their savings. 👶🏦

Is your refund still "Processing"? Check the IRS2Go app tonight—many status bars are updating right now with that March 2nd deposit date!

Got questions about qualifying? Drop a comment below or send me a DM! 👇

02/25/2026

The big question of the season: What’s the plan for that 2026 refund? 💸✨

Current stats show most people are using their refunds as an "anchor" this year to stay ahead of bills, but I want to hear from YOU! Drop the emoji that matches your plan:

🏠 The Homebody: Repairs or furniture (Emoji: 🔨)
🛡️ The Safety Net: Straight into the emergency fund/savings (Emoji: 💰)
🚗 The Upgrade: Down payment on a car or those new tires you've needed (Emoji: 🏎️)
✈️ The Explorer: Booking that much-needed summer vacation (Emoji: 🌴)
📉 The Debt Crusher: Knocking out that credit card or loan balance (Emoji: 👊)

Comment below with your emoji! 👇

02/25/2026

🕒 Still Refreshing "Where’s My Refund?"? 💸

If you’re staring at the IRS status bar and wondering where your money is, you aren't alone! Here is the lowdown on the 2026 Refund Timeline as of today:

*The 21-Day Rule: If you e-filed and chose direct deposit, most of you should see your funds within 21 days. If it's been longer, the IRS might just need a little extra time to review your details.

*PATH Act Update (EITC/ACTC): For my early birds who claimed the Earned Income Tax Credit or Additional Child Tax Credit—the wait is almost over! The IRS expects these refunds to hit bank accounts by March 2, 2026. 🗓️

*The "Paper Check" Shift: Remember, the IRS is phasing out paper checks. If you didn't provide bank info, your refund might be sitting in "frozen" status until you update your IRS Online Account.

*Pro Tip: Check Where’s My Refund? or the IRS2Go app once a day (usually overnight) for the most accurate update. Calling the IRS right now will likely result in long hold times!

Comment below: ✅ "Got mine!"
⏳ "Still waiting!"
❓ "What's a PATH Act?"

Let’s get those refunds home! 🏠💰

Send a message to learn more

02/16/2026

🗓️ Where is my refund? 2026 Edition!

If you filed early, here is the latest on when to expect your money:

*E-File + Direct Deposit: Most are seeing refunds in 21 days or less.

*PATH Act Filers (EITC/ACTC): If you claimed these credits, the IRS expects your funds to hit accounts by March 2, 2026. Check the "Where’s My Refund?" tool starting February 21 for your specific date!

*Paper Checks: Heads up! The IRS is phasing these out. If you didn't provide bank info, your refund might be temporarily frozen until you update it in your IRS Online Account.

Pro-tip: Don't wait on the phone today (Presidents' Day week is their busiest!). Use the IRS2Go app for the fastest info. 📱

02/14/2026

📲 Step-by-Step: Filing with the MyBlock® App

Getting your taxes done at Taxes by Terry is now as easy as taking a photo. Here is how to use the MyBlock® app to send us your documents securely:

1. Download & Sign In

*Download the MyBlock® app from the Apple App Store or Google Play Store.

*Create an account or sign in if you already have one.

2. Access the Digital Drop-Off

*On the main dashboard, select "Start Your Taxes" or "Work with a Tax Pro".

*Choose the Virtual or Drop-Off option to link your account to our office.

3. Snap Your Documents

*Use the "Photo Capture" feature. Simply point your camera at your W-2s, 1099s, and receipts.

*The app will automatically "read" the data and upload it directly into your secure folder.

4. Check Your "To-Do" List

*Look for your Personalized Tax Doc Checklist. The app will tell you exactly which forms we are still waiting for based on your unique situation.

5. Chat with Me!

*Have a question while you’re uploading? Use the Secure Messaging feature in the app to send me a note anytime.

6. Review & Sign

*Once I've finished your return, I'll notify you. You can review every line, pay for your prep, and e-sign right from your phone.

02/14/2026

🚗 Keep the Car in the Garage—File from Your Couch!

Why spend your Saturday in a waiting room? With our Digital Drop-Off service, you get the same H&R Block expertise without leaving home.

How it works:

Snap: Take photos of your W-2s and 1099s using the MyBlock® app.

Send: Securely upload them directly to your tax pro.

Relax: We’ll do the heavy lifting. You just review and sign on your phone when we're done!

It’s professional tax prep, reimagined for your busy life. 📱✨

02/13/2026

🛡️ Audit Fears? We've Got Your Back.

The "A-word" (Audit) can send shivers down anyone's spine. While IRS audits are rare for most taxpayers, it's a valid concern.

When you file with Taxes by Terry, you get the confidence of knowing your return is prepared by professionals who understand the rules. Plus, if the IRS ever has questions, we're here to guide you through the process.

File with confidence, not fear.

02/13/2026

💰 Refund or Owed? Let's Find Out Together.

The "will I get a refund or owe money?" question can cause a lot of anxiety. It's totally normal to feel this way!

Our goal at Taxes by Terry is always to ensure you pay the absolute minimum legally required while maximizing any eligible refunds. We'll walk you through your personalized tax situation so there are no surprises.

Don't guess, get clarity! Schedule a consultation today.

02/13/2026

Tax Tip: The "Hidden Credits" Tip

Did you pay for tuition or student loans in 2025? You might be eligible for the American Opportunity Tax Credit (AOTC) or the Lifetime Learning Credit (LLC). Even if you’ve already graduated, student loan interest can often be deducted! Make sure to send us your 1098-T or 1098-E forms so we can maximize your return. 📚✨