Hillcrest Financial Group

Hillcrest Financial Group Our mission is to help our clients be free from financial worry and experience a life that goes beyo

AI can sound confident even when new evidence points in a different direction. Researchers are finding this isn't just a...
06/03/2026

AI can sound confident even when new evidence points in a different direction. Researchers are finding this isn't just a quirk, but it may be a fundamental limitation with real consequences.

Missed evidence: Researchers found AI agents ignored results that contradicted their assumptions in more than half of tested scenarios.
High stakes uses: In science and medicine, an AI tool that ignores contradictory evidence isn’t only wrong, it’s potentially dangerous.
Responsible adoption: AI can still be useful for well-defined tasks, but its limits need to be understood before we rely on it too heavily.
See why knowing what AI can't do may be just as important as knowing what it can: https://bit.ly/4wVAlfA

Scientists rethink their ideas after experiments. AI agents struggle to learn from evidence and recognize when an idea is obviously incorrect.

How confident are you in the strength of your passwords? These days, one’s passwords are almost as important as the keys...
06/03/2026

How confident are you in the strength of your passwords? These days, one’s passwords are almost as important as the keys to your house. Check out these handy, current tips on crafting a secure password.

Have fun and learn how to craft the perfect password with the help of this highly engaging infographic.

Retirement planning gets harder when common myths make it seem one-size-fits-all. Here’s how to keep misconceptions from...
06/02/2026

Retirement planning gets harder when common myths make it seem one-size-fits-all. Here’s how to keep misconceptions from derailing your financial future:

Look beyond one “magic number”: Your needs depend on lifestyle, location, housing costs, and income sources like savings, pensions, or part-time work.
Know what benefits cover: Social Security may not replace a full paycheck, and Medicare may not cover premiums, prescriptions, dental, vision, or long-term care.
Stay flexible: Changes to inflation, healthcare needs, market shifts, and lifespan can all affect your plan over time.
See which retirement myths could be shaping your expectations and what to do instead: https://bit.ly/4uD4Cyj

Retirement is the ultimate financial goal many people plan for, yet it is surrounded by confusion and misinformation. Advice passed down from previous generations does not always match today’s reality. Many Americans are uncertain of how much they truly need to save before they quit their day job....

Dr. Seuss is a classic graduation gift, but new grads may need practical support even more. Here’s what could help:Share...
06/01/2026

Dr. Seuss is a classic graduation gift, but new grads may need practical support even more. Here’s what could help:

Share workplace wisdom: Networking etiquette, email habits, and interview practice can help grads stand out in a tough job market.
Build money habits: A budgeting app can make the shift to managing a first paycheck less overwhelming.
Think long term: Helping open a Roth IRA can give early savings more time to grow.
Learn more ways to support the class of 2026 grad in your life: https://bit.ly/4dP3YGP

Today’s graduates are facing serious economic headwinds. Here are some ways you can help a new grad launch both their career and personal financial success.

Working in Retirement: New trend or same old story?
06/01/2026

Working in Retirement: New trend or same old story?

Retirement income may come from a variety of sources. Here's an overview of the six main sources.

Graduating into a tough job market? The class of ’91 has been there too. Their kids are job hunting now, and they’re sha...
05/31/2026

Graduating into a tough job market? The class of ’91 has been there too. Their kids are job hunting now, and they’re sharing what they learned along the way:

Stay adaptable: One ’91 grad’s first job as a secretary eventually led to a career in communications and pharma.
Keep perspective: Taking a temporary role while job searching can be a practical step, not a setback.
Stay the course: A missed career path for another ’91 grad led to work around the world, from Siberia to Ukraine.
Find out more about career lessons from those who’ve been there: https://bit.ly/4uxtAim

The New York Times profiled young job seekers in 1991. Today, their own children are entering a work force in flux.

Do you have leftover 529 funds? You might get money back penalty-free under these circumstances:🎓 Scholarship recipient ...
05/30/2026

Do you have leftover 529 funds? You might get money back penalty-free under these circumstances:

🎓 Scholarship recipient
🎖 Military academy attendance
🔁 Roll 529 funds into a Roth IRA (up to $35K)

See all the ways to avoid the 10% hit: https://bit.ly/3S0BGhT

Learn how to withdraw 529 plan funds penalty-free for non-qualified expenses in specific situations, including scholarships, and manage your educational savings efficiently.

Wondering about 529 plan contribution limits? Whether you’re starting early or adding to your savings, understanding the...
05/30/2026

Wondering about 529 plan contribution limits? Whether you’re starting early or adding to your savings, understanding the rules is key. Learn about contribution limits and how to make the most of your college savings plan: https://bit.ly/4cMUTNG

Each state sets 529 college savings plan contribution limits, which range from $235,000 to slightly more than $600,000. How does your state rank?

Got questions about 529 plans? From tax benefits to withdrawal rules, this FAQ covers key facts to help you make the mos...
05/30/2026

Got questions about 529 plans? From tax benefits to withdrawal rules, this FAQ covers key facts to help you make the most of your college savings. Get the answers you're looking for to plan confidently for the future: https://bit.ly/4u0VkLW

A 529 plan is a tax-advantaged account that can be used to pay for qualified education expenses, including college, K–12, apprenticeship programs, and more.

Grandparents: Want to help with college costs?🎓 529 plans offer tax-free growth for education.🔄 Custodial accounts give ...
05/29/2026

Grandparents: Want to help with college costs?

🎓 529 plans offer tax-free growth for education.
🔄 Custodial accounts give flexibility to how funds are used.
🏦 Paying tuition directly avoids gift taxes.

Smart ways to support their future: https://bit.ly/3YdKepb

The best way for grandparents to help save for college depends on financial aid, taxes, and estate planning. See if a 529 plan or UGMA account is better.

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8044 Montgomery Road, Suite 258
Cincinnati, OH
45236

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