Johnson Investment Counsel

09/01/2026

Congratulations to Portfolio Manager Assistant Ana Lucia Huff, CFP® for earning her CERTIFIED FINANCIAL PLANNER™ (CFP®) designation.

The CFP® designation is one of the most highly regarded credentials for investment professionals. It represents deep expertise in retirement planning, tax strategies, estate planning, insurance, and overall wealth management. To earn the designation, professionals must complete extensive coursework, pass a comprehensive exam, and meet strict experience and ethical requirements. CFP® professionals are widely recognized for their commitment to putting clients’ interests first and delivering trusted, holistic financial guidance.

At Johnson Investment Counsel, we are committed to continuing education to provide personal development for our employees. Our mission to deliver peace of mind through trusted counsel, exemplary service, and a genuine heart to serve is made possible through our employees' hard work and dedication.

08/27/2026

Selling a business isn't just a financial event—it's a life transition.

After decades of building a successful family business, one couple faced important questions about retirement, taxes, estate planning, and how to support the people and causes that mattered most.

With coordinated planning, they turned a business sale into something bigger: a lasting family legacy.

Read this real client story to see how thoughtful planning helped bring clarity to a major life change.
https://www.johnsoninv.com/insights/client-stories/family-business-legacy-planning-client-story

Explore our full Real Client Stories library: https://www.johnsoninv.com/about/when-life-changes-experience-matters

08/25/2026

Did you know that your P&G Profit Sharing Trust (PST) offers multiple distribution options, each with its own set of benefits? Whether you’re looking to roll over your PST into an IRA, leave your assets in the plan, or take advantage of specialized methods like Net Unrealized Appreciation (NUA) or the Frank Duke Method, the right choice could significantly impact your financial future.

Portfolio Manager and P&G Retirement Plans Director, Michael G. Stanis, CFA, CFP®, MBA will walk through an in-depth look at how to make the best decisions for your retirement! We'll cover strategies that can help participants evaluate ways to reduce taxes and improve after-tax outcomes.

Multiple 2026 dates are available:
• Sept 22nd (Tuesday), 12-1pm (EDT)
• Nov 11th (Wednesday), 12-1pm (EDT)
• Dec 1st (Tuesday), 12-1pm (EDT)

Learn more and register here: https://www.johnsoninv.com/insights/forum/your-guide-to-pg-pst-distributions-tax-implications

P&G P&G Alumni Network P&G Alumni Foundation

08/20/2026

Divorced with Significant Assets?

The divorce settlement is signed. Now the financial to-do list starts. Retirement accounts. Beneficiaries. Taxes. Insurance policies. Each one needs attention. This checklist walks through what to handle and what to watch for. You might not know where to start. This checklist does.

Know what to handle immediately and what can wait. Download the Guide.
https://www.johnsoninv.com/lp/post-divorce-financial-checklist

08/19/2026

Congratulations to Associate Portfolio Manager Nathan Nichols, CFA, CFP® for earning his CERTIFIED FINANCIAL PLANNER™ (CFP®) designation.

The CFP® designation is one of the most highly regarded credentials for investment professionals. It represents deep expertise in retirement planning, tax strategies, estate planning, insurance, and overall wealth management. To earn the designation, professionals must complete extensive coursework, pass a comprehensive exam, and meet strict experience and ethical requirements. CFP® professionals are widely recognized for their commitment to putting clients’ interests first and delivering trusted, holistic financial guidance.

At Johnson Investment Counsel, we are committed to continuing education to provide personal development for our employees. Our mission to deliver peace of mind through trusted counsel, exemplary service, and a genuine heart to serve is made possible through our employees' hard work and dedication.

08/18/2026

Baby boomers hold approximately $85 trillion in assets, with 55% of millennials and 41% of Gen Z expected to inherit a piece as the Great Wealth Transfer unfolds in the coming decades. Yet, nearly three-quarters of Americans report feeling unprepared to manage a significant financial windfall.

Preparing the next generation well in advance can help families navigate wealth transfers more thoughtfully and effectively. Chad Maggard, CFA, Managing Director of Family Office Services, recently explored this topic in a piece for Kiplinger. He outlined key steps families can take to prepare their children for inheritance long before assets actually change hands.

Read Chad’s article about how to prepare your family for inheritance:
https://www.kiplinger.com/retirement/inheritance/practical-ways-to-prepare-your-children-for-their-inheritance



Disclaimer: Johnson Investment Counsel cannot promise future results. Any expectations presented here should not be taken as any guarantee or other assurance as to future results. Our opinions are a reflection of our best judgment at the time this material was created, and we disclaim any obligation to update or alter forward-looking statements as a result of new information, future events or otherwise.

These steps can help you ensure that the wealth your children or grandchildren inherit is a catalyst for opportunity rather than a source of conflict

08/18/2026

Many retirees hope to leave a meaningful legacy for their children and grandchildren. But an important question is often overlooked: when can that wealth make the greatest impact?

In our latest blog, we explore the potential benefits of lifetime gifting, the planning considerations involved, and why helping loved ones during their peak financial pressure years may be more valuable than waiting decades for an inheritance.

Learn more in this month’s By the Numbers Blog: “Giving While You're Living: Why Timing May Matter More Than Amount” by Managing Director of Northeastern Ohio Market and Senior Portfolio Manager Anthony Kure, CFP®.

https://www.johnsoninv.com/insights/blog/estate/giving-while-youre-living-why-timing-may-matter-more-than-amount

08/13/2026

Sometimes the biggest retirement risks aren't obvious.

One client discovered that a significant portion of their retirement savings were concentrated in company stock. While confidence in their employer felt reassuring, it also created a level of risk that could impact both their portfolio and their future.

By taking a fresh look at diversification, they were able to reduce concentration risk and move toward retirement with greater confidence and peace of mind.

Read this real client story to learn how thoughtful planning helped protect their future.
https://www.johnsoninv.com/insights/client-stories/diversifying-retirement-accounts-client-story

Explore our full Real Client Stories library: https://www.johnsoninv.com/about/when-life-changes-experience-matters

08/12/2026

On Thursday, August 6, we hosted our third annual Financial Wellness event at our Kenwood office. Guests enjoyed great food, wine, and conversation while connecting with other women from our community and learning strategies to help build financial confidence.

The evening began with an introduction from Senior Portfolio Manager Elizabeth Schaefer, CIMA®, from our Dayton office, who shared more about Johnson Investment Counsel and our women’s initiative, Thrive Network. A special thank you to our presenters, Senior Portfolio Manager Laura Mattern, CFA, CFP®, Senior Portfolio Manager Andrea Ernst, CFP®, and Senior Vice President & Senior Trust Counsel Mary Burns, Esq., for leading Women Who Lead: Building Financial Strength Together. This thoughtful discussion covered defining personal goals, building productive investment habits, and preparing for the future through effective estate planning.

If you're looking to have a conversation about any of these topics, contact us for a free, no-obligation consultation. JOHNSONINV.COM | 800.541.0170

08/11/2026

After losing a spouse, Social Security decisions often become more complex, and the timing of those choices can have long‑term implications.

In this video, we cover:
- What Social Security survivor benefits are and who qualifies
- When widows/widowers can claim survivor benefits (as early as age 60)
- How claiming early vs. waiting impacts benefit amounts
- A powerful planning strategy: claiming survivor benefits first, then switching later
- Why Social Security decisions affect taxes, investments, and cash flow

Full Series: https://youtube.com/playlist?list=PLDPYE4M2GMbDETohyowD8SghPQFDO1bBk&si=J37jueOfdy8aQU4l

View more resources here: https://www.johnsoninv.com/insights/widows/guidance-patience-support-widows