Verde Capital Management

09/02/2026

When extra cash lands in your account, knowing exactly where to allocate it removes the guesswork from building long-term wealth. Work down this priority checklist and stop wherever your budget ends for the month:

💸 Foundation First: Secure 3 to 6 months of living expenses in a high-yield savings account, then claim 100% of your 401(k) employer match (never leave free money on the table).

🪿 Feed “The Golden Goose”: Direct 16% to 17% of take-home pay into a standard taxable brokerage account to maintain penalty-free access before age 59½ for major purchases, opportunities, or early retirement.

💳 High-Interest Debt & Tax-Advantaged Growth: Clear high-interest balances (credit cards, student loans), leverage ESPP company stock discounts, and fill your 401(k), HSA, and Backdoor Roth to their annual limits.

🧑‍🧑‍🧒‍🧒 Legacy & Low-Cost Debt: Fund 529 or UTMA accounts for kids, evaluate private real estate carefully, and pay off low-interest debt like your mortgage last.

Where are you currently focused on this list? Connect with our team to align your cash flow strategy with your broader financial goals 👉🏼 verdecm.com

08/31/2026

When market volatility hits, the instinct to exit can be overwhelming, but sitting on the sidelines often costs more than staying the course. 📉

Historical data shows that major downturns are frequently followed by significant rebounds:

• 9 of 10 times, the market was up a year after its largest one-day drops.
• +30% average return in the 12 months following those worst days.
• 13% annualized return over the subsequent 5-year period.

Trying to time the market to avoid the bad days often means missing out on the best ones. A disciplined, long-term strategy keeps your portfolio positioned for recovery when it matters most. ✨

Have questions about managing your portfolio through market ups and downs? 👉🏼 Connect with our team at verdecm.com.

08/28/2026

Out of the office, off the grid, and leaning into their creativity! 🏺🥾

The Verde Capital Management Operations Team took a well-deserved breather today to focus on team building. Between their pottery painting and hiking, it turns out this crew has more skills than just keeping our day-to-day running seamlessly.

Grateful for a team that works hard and always shows up for each other both in and out of the office!

08/28/2026

Transitioning from a regular paycheck to living off your retirement savings is one of the biggest financial shifts you’ll ever make and almost nobody prepares you for how uncertain it can feel. 💸

Join us for a free, interactive workshop with CPA & Financial Coach Michelle Kopp on Wednesday, October 7 from 11am - 12pm EDT 📆

She’ll walk you through the exact framework to turn a portfolio distribution into a predictable monthly rhythm so spending it finally feels as automatic as a paycheck once did. ✨

Register here 👉🏼 bit.ly/retirementwithverde

08/26/2026

Want to access cash without selling stock or paying taxes? It’s time to learn the “Buy, Borrow, Die” strategy. 💰📉

Most high earners build wealth backwards. They tie up every dollar until age 59½, only to end up asset-rich and cash-poor when a tax bill, real estate deal, or business opportunity pops up.

Selling your stock to raise cash triggers massive capital gains taxes and kills your compound growth. Instead, ultra-wealthy investors use a Securities-Backed Line of Credit (SBLOC) to borrow tax-free against their portfolio while keeping 100% of their assets invested and growing.

In our latest video, we break down:

• The mechanics behind the Buy, Borrow, Die framework.
• How an SBLOC gives you immediate liquidity without a tax hit.
• Why selling your investments is actually the most expensive way to get cash.

Stop selling your growth. Start borrowing against it.

👉Watch the full video at the link in our bio!

08/25/2026

Ever wondered when you’ll hit that $1M milestone? 💭 The answer might be sooner than you think, but it requires one key ingredient: consistency.

Check out the power of regular monthly investments earning an 8% return. Starting sooner makes a much bigger difference than trying to catch up later. ✨

Whether you can start with $500 or $4,000 a month, the most important step is just to start.

Learn more at verdecm.com

08/21/2026

☕️🍕 We often dismiss a few dollars on food delivery or an extra streaming service, but this graphic shows how quickly those modern conveniences can add up to $276 a month (that’s $3,312 a year!).

None of these individually feel expensive, but together they represent a powerful cash flow. 💸

Now, imagine if you took that same $276 and invested it for the long term. 📈 Look at the potential impact of compound interest:

💡 In 20 years: $162,000
🔥 In 30 years: $410,000

The goal isn’t to give up everything you enjoy. As the graphic states: “You do not have to cut all of it. Cutting half still counts.”

Rethinking just one small habit or cutting your total convenience spend in half can have a monumental impact on your future wealth.

What’s one recurring convenience cost you’re looking to cut back on this month? Let us know in the comments! 👇

(Calculations are illustrative and represent an 8% yearly return)

08/20/2026

Doubling your income doesn’t mean much if your savings stay on a flatline 📈➡️📉

Lifestyle inflation happens quietly. You go from $62k to $145k, upgraded the apartment, bought a new car, added DoorDash subscriptions, and booked the annual getaway: yet your monthly savings stayed stuck at $500.

Instead, give every raise a job before it hits your checking account.

Automation is your best friend here. Next time you get a raise or promotion:

• Automate the split: Route 50% of your new raise straight to investments or high-yield savings before you ever see it.

• Upgrade guilt-free: Spend the remaining 50% on lifestyle upgrades, guilt-free.

• Compound the future: Saving $1,200/month instead of $500 can add roughly $1 Million to your net worth by age 65.

Upgrades feel great today, but securing future freedom feels even better.✨

What’s one “lifestyle upgrade” you noticed sneaking up on your budget? Let us know below! 👇

08/19/2026

🚀 Are you sitting on a massive stock position and feeling the urge to sell? Before you make that move, watch our latest video with Carl Szasz, The Open Source Millionaire! 📈✨

Discover why panicking could cost you significantly in taxes and learn about strategies the wealthy use to protect their investments. From Options Collars to Securities-Backed Lines of Credit, find out how you can access liquidity without parting with your winning stocks!

💡 Don’t fall for the old advice of “sell and diversify.” Instead, understand the wealth-building decisions that can keep your financial future secure!

👉 Check out the link in our bio to watch the full video and be empowered to make informed choices!

08/19/2026

🚀 Are you sitting on a massive stock position and feeling the urge to sell? Before you make that move, watch our latest video with Carl Szasz, The Open Source Millionaire! 📈✨

Discover why panicking could cost you significantly in taxes and learn about strategies the wealthy use to protect their investments. From Options Collars to Securities-Backed Lines of Credit, find out how you can access liquidity without parting with your winning stocks!

💡 Don't fall for the old advice of "sell and diversify." Instead, understand the wealth-building decisions that can keep your financial future secure!

👉 Check out the full video now and be empowered to make informed choices!

What should you do if you have a massive concentrated stock positio...