Sophos Financial LLC -Michael Balakirsky MBA

Small Business , Federal & State Employees, IRA, Education and Financial Planning, Estate and Tax Planning GREETINGS FROM MICHAEL BALAKIRSKY MBA, PRINCIPAL AND INDEPENDENT LPL FINANCIAL ADVISOR-PART OF DAVE RAMSEY'S SMARTVESTOR PRO. OUR ADVISORS ARE INDEPENDENT, FEE BASED, RETIREMENT AND FINANCIAL PLANNERS IN COLUMBIA, MARYLAND . OUR ADVISORS WILL BE ABLE PROVIDE YOU WITH MORE THAN JUST AN IN

DEPENDENT FINANCIAL ADVICE, HOLISTIC FINANCIAL PLANNING AND WEALTH MANAGEMENT. THROUGH CAREFUL FINANCIAL PLANNING AND GUIDANCE. OUR TEAM CAN HELP YOU PURSUE THE DREAMS NEAREST TO YOUR HEART, SUCH AS SENDING YOUR CHILDREN TO COLLEGE, PURCHASING A HOME, PLANNING FOR RETIREMENT, OR PURSUING A SECOND CAREER. MICHAEL BALAKIRSKY MBA, THE PRINCIPAL OF SOPHOS FINANCIAL IS DAVE RAMSEY'S SMARTVESTOR PRO IN MARYLAND -WE ARE HAPPY TO GUIDE LOCAL COMMUNITY TOWARD FINANCIAL INDEPENDENCE THROUGH THE
SMARTVESTOR PROGRAM.



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