The Wealth Guardians

The Wealth Guardians The Wealth Guardians is a holistic financial advisory firm and we specialize in retirement income planning. We serve clients all over the Piedmont Triad.

We’ve been in business for over 25 years and we have offices in Clemmons, Greensboro and Charlotte. The Wealth Guardians have been serving the retirement needs of the Charlotte and Winston-Salem regions for more than 25 years. Disclaimer: Investment advisory services offered through Alphastar Capital Management, LLC, a SEC-registered investment adviser. SEC registration does not constitute an endo

rsement of the firm by the SEC, nor does it indicate that the adviser has attained a particular level of skill or ability. Fixed insurance products are offered through The Wealth Guardians, and Alphastar Capital Management is not involved in the offer, recommendation, sale or management of commission-based fixed Insurance products. Alphastar Capital Management and The Wealth Guardians are separate and independent entities. This is for informational purposes only and is not intended as legal, tax or investment advice or a recommendation of any particular security, investment product or investment strategy

Squeak-easy! 🤣🤣🤣🤣
05/29/2026

Squeak-easy! 🤣🤣🤣🤣

Some dog history for you

🐾🐾We're partnering with SpayKind for our annual supply drive! Paper towels and puppy p*e pads needed! 🐾🐾We’ll be collect...
05/27/2026

🐾🐾We're partnering with SpayKind for our annual supply drive! Paper towels and puppy p*e pads needed! 🐾🐾

We’ll be collecting supplies through Monday, June 8th. If you’d like to donate, paper towels and puppy p*e pads can be dropped off at our Clemmons location Monday through Thursday, 9am – 5pm, or Friday 9am – 12pm.

We're excited to help this organization in their mission to reduce the euthanasia of adoptable pets by preventing unwanted litters through low-cost spay and neuter services.


Retirement changes more than your schedule — it changes the way you should think about investing.Understanding different...
05/27/2026

Retirement changes more than your schedule — it changes the way you should think about investing.

Understanding different investment styles can help you make smarter decisions about growth, income, risk, and protecting what you’ve worked so hard to build. Whether you’re nearing retirement or already there, this article can help you gain clarity and confidence about your financial future.

Read the full blog here:
https://bit.ly/4tTeIK5



05/27/2026

Do you know what your income tax bracket is compared to your effective tax rate? Does it even matter? On this episode of The Vault with The Wealth Guardians, Garrett Ray and Brice Payne use a theoretical case study to demonstrate the differences.

Understand what influences your retirement. ➡️Subscribe to our weekly e-Newsletter and get:💡Easy to understand financial...
05/23/2026

Understand what influences your retirement. ➡️Subscribe to our weekly e-Newsletter and get:

💡Easy to understand financial market updates
💡Access to timely and relevant retirement related blogs
💡The latest radio show and podcast episodes of The Wealth Guardians Radio Show
💡The latest episode from our YouTube channel series, The Vault with The Wealth Guardians

Sign up at https://bit.ly/4pIiIMS and stay in the know on all things retirement!


05/22/2026

🧐On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne discuss some of the perils retirees face when planning for retirement. Tune in for this weekend’s show as they talk about risks to be aware of and mitigate as you get closer to your target retirement date! Saturday on 94.5 WPTI, Sunday on WTOB 980AM & 96.7 FM Radio or find us on your favorite podcast platform!



Blended families often bring together different financial histories, responsibilities and expectations. Whether through ...
05/21/2026

Blended families often bring together different financial histories, responsibilities and expectations. Whether through remarriage, partnership, or combining households, these dynamics can create both opportunities and complexities. Communication is key to helping blended families align their financial goals and navigate money decisions in order to plan for the future.

▶️Read our blog for tips to bringing two households together at https://bit.ly/4wCCGvM



05/20/2026

If you are 50 years old, tired of your job, and wondering whether retirement at 62 could be realistic, this episode of The Vault with The Wealth Guardians walks through a helpful case study.

Garrett and Brice follow “Tom,” an IT manager who feels capped out in his current role and wants to know what his $500,000 401(k) could become over the next 12 years. They compare different market return scenarios, from stronger long-term growth to more modest returns, to show how investment performance may impact Tom’s retirement timeline.

This episode is a practical look at why retirement planning is not just about wanting to leave work. It is about understanding your savings, your time horizon, market assumptions, and whether your retirement income plan can support the life you want.

Women face financial gaps that many don’t fully see — from earning 83 cents on the dollar to living longer and needing t...
05/19/2026

Women face financial gaps that many don’t fully see — from earning 83 cents on the dollar to living longer and needing to fund more years of retirement. Add in caregiving responsibilities, divorce risk, and lower investing confidence, and the impact can be significant.

Our latest financial report, Women Investors: Minding the Gap, outlines the pay gap, life expectancy gap, divorce gap, child gap, and confidence gap — and explains why proactive financial planning matters more than ever.

Knowledge is power.

👉 Read this paper for FREE at https://bit.ly/4eaNhUW



🐾🐾This year we are excited to partner with  SpayKind for our annual supply drive! Paper towels and puppy p*e pads needed...
05/19/2026

🐾🐾This year we are excited to partner with SpayKind for our annual supply drive! Paper towels and puppy p*e pads needed! 🐾🐾

SpayKind is an animal welfare non-profit providing low-cost spay and neuter services to underserved pet owners and community cat caregivers in our community. We’re collecting paper towels and puppy p*e pads to help them stock up their surgical suite.

We’ll be collecting supplies through Monday, June 8th. If you’d like to donate, paper towels and puppy p*e pads can be dropped off at our Clemmons location Monday through Thursday, 9am – 5pm, or Friday 9am – 12pm.

We're excited to help this organization in their mission to reduce the euthanasia of adoptable pets by preventing unwanted litters through low-cost spay and neuter services.


05/19/2026

You've got questions and the guys have answers! Check out this past weekend's show where Garrett and Brice opened the mail bag to answer listener questions. You never know... they may have answered a question YOU have!

Address

3554 Clemmons Road, Suite 001
Clemmons, NC
27012

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