Nick Ellison - Stewardship Advisory Group, LLC

Nick Ellison - Stewardship Advisory Group, LLC Helping Christian Families and Business Owners Steward the Resources God Has Entrusted to Them | CFP® Professional | CKA® | Liberty University

Stewardship Advisory Group, LLC offers investment advisory services through OneAscent Financial Services, LLC (“OAFS”), an investment adviser registered with the United States Securities and Exchange Commission. OAFS may only transact business in those states in which it is registered or qualifies for an exemption or exclusion from registration requirements. This social media page is limited to th

e dissemination of general information pertaining to its investment advisory services. Accordingly, publication of this social media page on the internet should not be construed by any consumer and/or prospective client as OAFS’s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the internet. Any subsequent, direct communication by OAFS with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides.

09/02/2026

September is Life Insurance Awareness Month.

Most people’s initial thought of life insurance is someone trying to sell them something that is high cost or unnecessary. I think of it as a stewardship decision, designed to properly protect and provide for my family if something happens to me.

If you have people who depend on you, a spouse, kids, aging parents, a business, life insurance is one of the most direct ways you can protect them if something happens to you. The goal isn’t to leave an “I love you” gift. It’s about making sure the people you love aren’t left scrambling because you didn’t take the time to properly plan.

This is one of the leading areas where I see gaps in the everyday believer’s stewardship plan, usually second to estate planning.

Over the next few weeks, we’ll cover who needs life insurance, term vs. whole life, how to determine how much coverage to get, and where to get it.

"Well done, good and faithful servant..." — Matthew 25:21. Our goal isn't simply financial success—it's faithful steward...
08/30/2026

"Well done, good and faithful servant..." — Matthew 25:21. Our goal isn't simply financial success—it's faithful stewardship. May we seek to honor God with every resource He's entrusted to us.

08/27/2026

I’ve spent the last several weeks walking through a small portion of what the Bible says about money. Ownership. Stewardship. Generosity. Contentment. Wisdom. Diligence. Different topics, but they all point back to the same concept. Money is a Tool, a Test, and a Testimony.

Money as an object is not inherently good nor evil. Our use of money reveals our values. For believers, it can be used to accomplish something bigger. Whether through generosity, saving and investing, or spending, we should consider what God’s actually called us to do with what He’s entrusted to us.

Therefore, money can also be a test. Not a test you pass by having a lot of it or a little of it, but a test of your heart and what you actually value. Show me your tax return or bank statements and I can tell what you value based on how you use your money. The harsh reality is that it is easy to outwardly say God owns it all, but it takes true belief and commitment to practice it. If a stranger had full transparency to review your financial documents, would they be able to identify your values as a Christian?

This leads to why money is a testimony. When I stand before God, I aim to hear “Well done, my good and faithful servant.” For me, I want to be intentional about stewarding well the time, resources, energy, and talents God has blessed me with. People watch how you handle what you’ve been given, whether they say anything about it or not. Matthew 6:21 says, “For where your treasure is, there your heart will be also.” I hope my stewardship reveals that my treasure is in heaven, and that it would make a meaningful impact on others’ lives to encourage them to do the same.

I don’t have this perfected and I never fully will. I’m still working out what it looks like to steward well every single day. I’m happy to walk alongside you in your personal stewardship journey to do the same. If you want to be more intentional about stewarding your wealth in a way that aligns with your values, I’d love to talk!

08/26/2026

“Whatever you do, work at it with all your heart, as working for the Lord, not for men.” Colossians 3:23

Nowhere does it say work hard so you can accumulate wealth for security and retire to ride off into the sunset. It certainly doesn’t say to sit around and collect a paycheck either. It says work heartily, because who you’re actually working for is God, not your employer and not yourself.

Your paycheck and financial security aren’t the point. They’re a byproduct of doing work well. The actual point is faithfulness in the work itself, regardless of what field you’re in or what title you carry. We should water where God planted us, even if just for a season.
That’s easy to say and hard to do. Nobody does this perfectly every day. But the standard isn’t perfection, it’s direction and intentionality. Are you working like it matters and making an impact where God has you, or are you just clocking in and collecting a check?

I’ve watched this play out many different ways for clients over the years. Some built real wealth doing work they found meaningless the whole way and got to the finish line only to realize the money never made up for that time. They regretted not doing more meaningful work or trying to make a more meaningful spiritual impact where they were. Others found genuine purpose in ordinary jobs, not because the job itself was glamorous, but because they saw it as something they were doing for God, not just for a paycheck.

Diligence isn’t about hustle. It’s about faithfulness in what God has put before you, whether anyone’s watching or not. We should consider living to be found a good and faithful servant by Him, not for earthly glory or praise.

08/25/2026

“Plans fail for lack of counsel, but with many advisers they succeed.” Proverbs 15:22

I didn’t pick this verse because it’s convenient for my profession. I picked it because it’s true, and I’ve watched it play out both directions.

Nobody sets out to fail, but without help, plans can fail quietly. Making decisions in isolation, without taking the whole picture into account, can upend a financial plan. By the time the gaps show up, they’re expensive to fix. Working with an advisory team who knows you and your goals helps keep the whole picture aligned.

To clarify, “many advisers” doesn’t mean taking advice from anyone willing to give it. That often leads to opinions pulling you in different directions. It means having people in your corner who actually know what they’re looking at on the financial, tax, legal, and yes, spiritual landscape. That team should be working from the same information, instead of you relaying half of it to each one separately. We step into this role for our clients all the time, quarterbacking the advisory team relationships.

Wisdom doesn’t mean having all the answers yourself. It’s knowing you don’t have to and knowing who to call to get those answers.

If your plan has never been reviewed by more than one set of eyes, that’s worth changing before the next big decision, not after.

"The earth is the Lord's, and everything in it." — Psalm 24:1. Everything we have is entrusted to us by God. Let's stewa...
08/23/2026

"The earth is the Lord's, and everything in it." — Psalm 24:1. Everything we have is entrusted to us by God. Let's steward His blessings wisely.

08/20/2026

As part of this recent series of posts, I read Philippians 4:11-13. Most people quote verse 13 by itself. “I can do all things through Christ who strengthens me.” You’ll commonly see it framed on a wall, printed on a T-shirt, or as a decoration on a desk. I used to even have it on the inside brim of my baseball hat growing up, as a reminder before every game.

Read in context, Paul isn’t talking about winning. He’s talking about contentment, and the secret of learning it both in little and in plenty. I think it’s important to note the use of the word: Learned. Contentment wasn’t Paul’s natural state. It was a skill he developed.

That matters for anyone who’s already arrived at “enough.” It’s tempting to assume contentment is only a problem for people who don’t have much yet. The assumption is that contentment is something that gets solved once you hit the right number (net worth, investments, income). Paul says otherwise. He learned contentment in want and he had to learn it in plenty too, demonstrating that having more doesn’t automatically teach you to be content with it.

If contentment were automatic once you had enough, Paul wouldn’t have needed to learn it in both directions. I see this a lot in working with clients, whether it’s a young, high earning couple seeking to reach “enough,” or an UHNW family who’s reached “enough” but is still dissatisfied.

A great exercise I walk clients through is defining what “enough” actually looks like for their family, and then game planning what to do with everything after that target has been met. If you’d like to define “enough” for your own family, send me a message.

08/18/2026

A quick practical budgeting tip to increase your generosity: add a spontaneous generosity fund to your budget, and add to it monthly.

“But Nick, if you plan for it, it’s not spontaneous.” I get it, but I wholeheartedly disagree.

Having a spontaneous generosity fund in our budget gives my wife and me the freedom to see a need and meet it the moment we feel called to. We decisively set funds aside so we have the freedom to give the moment God is telling us to.

Feel free to share a spontaneous generosity story in the comments, whether you were the giver or the recipient.

"Commit to the Lord whatever you do, and He will establish your plans." — Proverbs 16:3. Invite God into every financial...
08/16/2026

"Commit to the Lord whatever you do, and He will establish your plans." — Proverbs 16:3. Invite God into every financial decision, big or small.

08/13/2026

“Remember this: Whoever sows sparingly will also reap sparingly, and whoever sows generously will also reap generously. Each of you should give what you have decided in your heart to give, not reluctantly or under compulsion, for God loves a cheerful giver.” 2 Corinthians 9:6-7 NIV

Verse 6 isn’t about giving more for the sake of getting more back. It describes a clearer picture of stewardship naturally resulting in generosity. Our giving is meant to serve a purpose greater than ourselves. The harvest is usually to the tangible benefit of others rather than the sower, yet the sower reaps the Kingdom impact that results from the harvest.

Verse 7 tells us how we ought to give. Give what you’ve already decided in your heart, not reluctantly, not under compulsion. Cheerfulness is the result of having already decided, not something you manufacture in the moment you’re asked.

Here’s what I’ve noticed after years of helping clients give. The amount rarely determines the joy. The posture does. Someone giving $5,000 with an open hand experiences more freedom than someone giving $50,000 while gripping it tightly the whole way through the process until they sign over the gift.

Generosity isn’t a line item. It’s a lifestyle. If you’re looking to be more intentional in your giving, this is exactly the kind of conversation I have with clients every week. Feel free to shoot me a message if you would like to amplify your generosity.

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