Holistic Wealth Advisors

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Holistic Wealth Advisors 100% women owned wealth management firm specializing in helping families and business owners navigate the complexities of life's financial decisions.

We are Your Partners in Prosperity. Celebrating our 20th year in 2022!

What happens to your cash flow when you stop earning a paycheck?The 2026 EBRI Retirement Confidence Survey caught someth...
10/19/2026

What happens to your cash flow when you stop earning a paycheck?

The 2026 EBRI Retirement Confidence Survey caught something interesting about that shift.

📊 Among workers, 33 percent say they turn to a financial professional for guidance.

📊 Among retirees, that number climbs to nearly 40 percent.

National Retirement Security Week (October 19–25 this year) is a reminder to check whether your strategy is evolving with your lifestyle priorities.

If retirement is within a few years, the practical step is not rebuilding the strategy today.

It's identifying the two or three moving pieces that are no longer theoretical, the day you stop working, and consider working with a financial professional who can help guide you.

Happy Boss’s Day to the incredible advisors we’re proud to support.Every day, you show up for your clients, help familie...
10/16/2026

Happy Boss’s Day to the incredible advisors we’re proud to support.

Every day, you show up for your clients, help families navigate big decisions, and make a real difference in their lives. We see the care and commitment you bring to what you do, and we appreciate all of it.

To celebrate, we took a moment to say “thank you” the fun way: a little party with gifts, ice cream sundaes, and brownies. 🍨🍫

Your work matters, and we’re grateful to be on your team. Here’s to you, today and every day. 👏

Fidelity's 2025 wealth transfer study found that roughly 67 percent of parents age 55 and older have never told their ad...
10/16/2026

Fidelity's 2025 wealth transfer study found that roughly 67 percent of parents age 55 and older have never told their adult children what they will inherit, or whether they will inherit anything at all.

About 33 percent would prefer the kids are kept in the dark about the amount.

Their reasons should feel familiar:
✔️ Worry that a specific number will dampen a child's drive
✔️ Discomfort talking about money at all

The same study found:
Most adult children say they are ready to handle whatever they inherit and would rather shape things while their parents are still around to explain the "why" behind decisions.

Families who have inheritance strategies share some similar habits:
💬 Kids know who the financial professionals are and how to reach them
💬 Everyone knows where the estate documents are
💬 They try to manage any surprises well ahead of time

So, do you tell your children or not?

There's no single right answer here.

Sharing exact numbers isn't necessary, but most families find that a broad discussion can help with priorities and expectations.

A mother in California picked up the phone and heard her daughter's voice, panicked, saying she'd been kidnapped and nee...
10/14/2026

A mother in California picked up the phone and heard her daughter's voice, panicked, saying she'd been kidnapped and needed money immediately.

What she'd heard wasn't her daughter. It was an AI-generated clone of her voice.

In a 2025 study, scientists found that when people heard a cloned voice, they correctly identified the voice as AI-generated only about 60 percent of the time.

The FBI attributed more than $890 million in 2025 losses to AI-enabled fraud, and voice cloning is one of the main drivers behind that number.

It is not only older adults being targeted. Younger family members get these calls too, often framed as a sibling or friend in trouble. Older adults just tend to lose the most per incident.

Two ways to protect your family.

🔐 Agree on a private code word or question with the people a scammer is most likely to impersonate (kids, parents, spouse)

📞 If a call like this comes in and you have not set up a code word yet, hang up, then call the real person back

When in doubt, slow down and verify.

⚠️ Money is one of the most consistently cited sources of stress in America.For caregivers, that weight often increases!...
10/10/2026

⚠️ Money is one of the most consistently cited sources of stress in America.

For caregivers, that weight often increases! 😮

Having a clearer picture of where things stand can help ease some of the uncertainty that makes financial stress feel heaviest in the first place.

There's no clean solution to money stress.

Most of it is caused by the unknown. The uncertainty.

World Mental Health Day recognizes just how deeply finances can impact our well-being (and vice versa).

If financial stress has been sitting in the background of your life this year, a conversation with a professional can go a long way, be it a mental health professional or a financial professional. Pursuing comfort, understanding, and compassion is a team sport.

Breast Cancer Awareness Month is an opportunity to prioritize health.Early detection through regular screenings is one o...
10/09/2026

Breast Cancer Awareness Month is an opportunity to prioritize health.

Early detection through regular screenings is one of the most effective tools we have in the fight against breast cancer.

Here are a few small things we can do this October:

✅ Schedule your annual screening if you haven't yet

✅ Educate yourself and others on risk factors and preventative lifestyle habits

✅ Support research and organizations dedicated to advancing breast cancer prevention and care

Taking charge of your health today makes all the difference for tomorrow. 🎗️

Stocks finished the third quarter mixed. The S&P 500 gained 2.03%, and the Nasdaq Composite rose 2.47%, while the Dow Jo...
10/08/2026

Stocks finished the third quarter mixed. The S&P 500 gained 2.03%, and the Nasdaq Composite rose 2.47%, while the Dow Jones Industrial Average slipped 2.70%. Halloween is next on the calendar, with U.S. consumers expected to spend \$13.5 billion USD this year and 6.26 million Canadian children in their trick-or-treating years.

Stocks were mixed in the third quarter as economic, geopolitical, and corporate earnings news pushed the broad market higher while weighing on the Dow Industrials.

There’s a reason so many women business owners half-joke that their real title is simply: “everything.”More women than e...
10/07/2026

There’s a reason so many women business owners half-joke that their real title is simply: “everything.”

More women than ever are starting, leading, and growing businesses—and they’re doing it at a faster pace than the market overall.

Census data shows that women now own more than 14 million businesses nationwide, a number that has grown 26% since 2012, compared with 19% growth for businesses overall.

A lot of that growth is happening online, where women-owned businesses tend to be more digitally integrated than those owned by men.

But behind every business is a woman making countless decisions—often without the built-in resources of a larger company:

💼 How income is paid—salary, distributions, or owner draws—and what that means when it’s time to budget

💼 Which retirement strategy makes sense and how much there is room to contribute

💼 How to navigate healthcare, disability, and other insurance without an employer plan as the default

💼 How the business is valued and what a future sale or transition could actually look like

💼 How to keep personal and business finances organized and working together without becoming tangled

As a women-owned small business ourselves, we know firsthand that wearing a lot of hats is simply part of the journey.

It can be challenging, rewarding, exciting, and occasionally overwhelming—all at the same time. But there’s also something incredibly empowering about building something of your own and making the decisions that shape its future.

This month, we’re tipping our hats to the women entrepreneurs who are building businesses, creating opportunities, and doing it all—one hat at a time. 💪

Today, we’re celebrating two of our own, Kyle and Julie, who are each celebrating an exciting new chapter with their res...
10/06/2026

Today, we’re celebrating two of our own, Kyle and Julie, who are each celebrating an exciting new chapter with their respective partners! 💍💍

We’re grateful to share life’s biggest moments together, and it was so special to celebrate both of them with an engagement party at the office. It’s one more reminder of what makes this team so special: we support and celebrate each other, both in and out of work.

The highlight? Their partners surprised them at work, and the joy in the room was unforgettable. 🥂

Congratulations to the couples! Wishing you both and your partners a lifetime of love, laughter, and countless beautiful memories ahead. ❤️

Cyber criminals pay extra attention to accounts tied to money.A 2026 FBI study found that over 12,400 of those victims l...
10/05/2026

Cyber criminals pay extra attention to accounts tied to money.

A 2026 FBI study found that over 12,400 of those victims lost more than $100,000 each, and the average reported loss across elder fraud victims that year was $38,500. Here are a few habits to fine-tune your digital security this month:

🔐 Turn on multi-factor authentication everywhere it's offered. Yes, it's annoying, but according to a 2026 CISA report, using it makes an account roughly 99 percent less likely to be broken into. It only takes a minute to set up.

🔐 Give every account its own password. Reusing one password means one leaked login unlocks everything else. A password manager handles this without requiring you to remember dozens of them.

🔐 When you go to the dentist, put a reminder on your calendar to also change your passwords. Changing passwords often makes your accounts just that much harder to reach.

🔐 Pause before clicking. Phishing remains the most commonly reported cybercrime in the country, more than any other category the FBI tracks.

🔐 Check statements regularly, and turn on account alerts. Catching something small and wrong early is a lot easier to unwind than catching something large and wrong months later.

🔐 Consider freezing your credit if you're not actively applying for new credit or loans. This takes 15 minutes, one time.

None of this requires becoming a security expert. Pick the one or two that you've been putting off, and do it this week.

Address

5 Southside Drive, Suite 204
Clifton Park, NY
12065

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 4:30pm

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