William Hayes, CFP

William Hayes, CFP Financial Advisor & Founder of Buffalo Wealth Management

Teaching kids to save is about more than dollars and cents.It’s about helping them understand patience, discipline, and ...
04/29/2026

Teaching kids to save is about more than dollars and cents.

It’s about helping them understand patience, discipline, and the value of working toward something over time.

As a dad, I’m reminded often that the small lessons we teach today can shape how our kids think about money, opportunity, and responsibility in the future.

It doesn’t have to be complicated. Simple conversations, small habits, and leading by example can make a lasting impact.

Those early lessons can turn into confidence later in life and that’s a gift that goes far beyond money.

04/14/2026

Tax season tends to keep us focused on last year. But it’s also a natural checkpoint to pause and look ahead.

An outside perspective can help you see patterns, opportunities, or adjustments that are easy to miss when you’re close to it every day.

Now is a smart time to look forward, revisit your retirement and long-term goals, and explore strategies that balance today’s tax realities with tomorrow’s needs.

If you’d like an outside perspective on your plan and where you’re headed, our team is here to help. This tax season is a great time to start that conversation.

Had a great night for a great cause! Our Ponte Vedra Beach office had the honor of attending The Jacksonville Lemon Ball...
04/03/2026

Had a great night for a great cause! Our Ponte Vedra Beach office had the honor of attending The Jacksonville Lemon Ball in support of Alex’s Lemonade Stand Foundation and the fight against childhood cancer.

Less than 4% of national funding goes toward childhood cancer research. As a dad of three young girls and a financial advisor committed to helping families build more secure futures, this statistic hits. Partnerships with organizations like Alex’s Lemonade Stand is one more way we can help fund better treatments, cures, and support for families when they need it most.

Proud to stand with our community in this important work and be part of a night that turns generosity into hope for kids and their families.

Financial Literacy Month is a good reminder that understanding your finances can change more than just numbers on a page...
04/02/2026

Financial Literacy Month is a good reminder that understanding your finances can change more than just numbers on a page, it can change how you live, how you plan, and how confident you feel about the future.

Over the years, I’ve seen that it’s not about having all the answers right away. It’s about being willing to learn, ask questions, and take small steps forward.

When you understand how your money is working, you’re able to make more intentional decisions for your family, your business, and the life you’re building.

That kind of clarity creates confidence, and that’s something everyone deserves.

If there’s ever a question you’ve been meaning to ask or something you’ve been unsure about, this is a great time to start the conversation.

March is a good time for a simple reset.Not a complete overhaul. Just a check-in.As the year picks up speed, it’s worth ...
03/27/2026

March is a good time for a simple reset.

Not a complete overhaul. Just a check-in.

As the year picks up speed, it’s worth asking a few honest questions:

Are your 2026 goals still realistic based on what the last few months have looked like?
Have you automated the things that matter most so progress happens consistently?
Are you tracking your progress intentionally, or just hoping things stay on course?

Financial plans do not fail because of one big mistake. They drift because no one pauses to review them.

A thoughtful check-in now can prevent small gaps from turning into larger issues later. If you have not taken time to review your strategy recently, March is a great opportunity to do it with clarity and purpose.

My team and I are always here to help you realign and move forward with confidence.

Most people reach a moment where they realize they don’t need more information—they need clarity.Working with a financia...
03/24/2026

Most people reach a moment where they realize they don’t need more information—they need clarity.

Working with a financial professional isn’t about having all the answers or being “perfect” with your finances—it’s about having someone in your corner who takes the time to understand your goals, your circumstances, and what matters most to you.

A good advisor helps you connect the dots, make intentional decisions, and adjust along the way as life changes. It’s not about a one-time plan—it’s about an ongoing relationship built on trust, transparency, and thoughtful guidance.

If you’ve been wondering whether it’s time for an outside perspective, my team and I are always happy to start with a conversation and see how we can help you move forward with clarity and confidence.

Enjoyed an incredible day last week at THE PLAYERS Championship with my family. I’m grateful for time together and a cha...
03/20/2026

Enjoyed an incredible day last week at THE PLAYERS Championship with my family. I’m grateful for time together and a chance to connect with our community.

Moments like these are a great reminder that financial planning isn’t just about numbers—it’s about creating the freedom to enjoy the people and experiences that matter most.

Just like every shot matters on the back nine, every financial decision impacts your long-range achievements. If you’re ready to tighten up your financial ‘swing,’ my team and I would love to connect and help you build a game plan that fits your goals.

Collaboration and generosity aren’t just words on our list of core values—they’re the way we show up every day. Several...
03/17/2026

Collaboration and generosity aren’t just words on our list of core values—they’re the way we show up every day.

Several weeks ago, our Texas office had the opportunity to support Pregnancy Center of the Brazos Valley at their annual Family Barn Dance. It was a night of amazing fellowship, food, fun and helping raise awareness and resources for families in need.

Partnering with ’s Angels to participate in Jacksonville’s annual River Run has been a highlight of March. had a blast completing the 15K and building awareness and inclusion for the special needs community.

Whether we’re around the conference table or at a community event, our goal is the same: to help you spend your life living, while we stand behind you with a collaborative team and a generous spirit of service.

Building financial security starts with strong, supported communities and families—and we’re honored to do our part.

I’ve been fortunate to learn from a lot of generous people throughout my career—advisors and leaders who were willing to...
02/25/2026

I’ve been fortunate to learn from a lot of generous people throughout my career—advisors and leaders who were willing to share their knowledge, experience, and perspective with me. Because of this, it’s important to me to give back when I can.

It was truly a pleasure to speak at the Florida-Georgia Line Agency Day and spend time with a group of thoughtful advisors who are committed to growing and serving their clients well. I’m grateful for the opportunity to share, connect, and continue learning together.

Health Savings Accounts (HSAs) are often overlooked, but they can be one of the most flexible tools in a financial plan....
02/24/2026

Health Savings Accounts (HSAs) are often overlooked, but they can be one of the most flexible tools in a financial plan. What makes them so powerful is the triple tax advantage: contributions are tax-deductible, growth is tax-deferred, and withdrawals for qualified medical expenses are tax-free.

When used intentionally, an HSA can support today’s healthcare needs while also playing a role in long-term planning, including retirement. It’s not just about paying medical bills it’s about aligning smart tax strategy with your broader financial goals.

Read this article to learn more if you’re curious how an HSA could fit into your overall plan: https://www.northwesternmutual.com/life-and-money/how-to-make-the-most-of-your-health-savings-account-hsa/?utm_source=facebook&utm_content=_&agentid=021568

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1711 Crescent Pointe Pkwy
College Station, TX
77845

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