Coffee, Confidence & Cash with KMD

Coffee, Confidence & Cash with KMD I help women build wealth without giving up their daily latte habit. โ˜• Saving for retirement doesn't mean sacrificing the little joys that make life sweet.

As summer comes to an end, several forces are shaping the conversation around the markets and economy. Raymond James Chi...
09/04/2026

As summer comes to an end, several forces are shaping the conversation around the markets and economy. Raymond James Chief Investment Officer Larry Adam explores the trends worth watching and the factors that could influence the path ahead.

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Retiring before you're eligible for Medicare? Explore these strategies to help manage health care costs until coverage b...
09/01/2026

Retiring before you're eligible for Medicare? Explore these strategies to help manage health care costs until coverage begins:

raymondjames.com

August brought renewed volatility, shifting market trends and uncertainty in the bond market. Despite these pressures, t...
08/31/2026

August brought renewed volatility, shifting market trends and uncertainty in the bond market. Despite these pressures, the underlying backdrop reinforced that the US economy continues to expand. Get the details in the August market recap:

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Market volatility has remained subdued this summer, but history suggests the calm may not last. Raymond James Chief Inve...
08/28/2026

Market volatility has remained subdued this summer, but history suggests the calm may not last. Raymond James Chief Investment Officer Larry Adam shares five key catalysts that could challenge the market's recent complacency in the weeks and months ahead.

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"๐—ช๐—ถ๐—น๐—น ๐—œ ๐—›๐—ฎ๐˜ƒ๐—ฒ ๐—˜๐—ป๐—ผ๐˜‚๐—ด๐—ต?" โ€” ๐—ง๐—ต๐—ฒ ๐—™๐—ฒ๐—ฎ๐—ฟ ๐—•๐—ฒ๐—ต๐—ถ๐—ป๐—ฑ ๐˜๐—ต๐—ฒ ๐—ก๐˜‚๐—บ๐—ฏ๐—ฒ๐—ฟ๐˜€You've saved. You've worked hard.But the question still haunts youโ€ฆ"๐—ช...
08/28/2026

"๐—ช๐—ถ๐—น๐—น ๐—œ ๐—›๐—ฎ๐˜ƒ๐—ฒ ๐—˜๐—ป๐—ผ๐˜‚๐—ด๐—ต?" โ€” ๐—ง๐—ต๐—ฒ ๐—™๐—ฒ๐—ฎ๐—ฟ ๐—•๐—ฒ๐—ต๐—ถ๐—ป๐—ฑ ๐˜๐—ต๐—ฒ ๐—ก๐˜‚๐—บ๐—ฏ๐—ฒ๐—ฟ๐˜€

You've saved. You've worked hard.
But the question still haunts youโ€ฆ

"๐—ช๐—ถ๐—น๐—น ๐—œ ๐—ต๐—ฎ๐˜ƒ๐—ฒ ๐—ฒ๐—ป๐—ผ๐˜‚๐—ด๐—ต?"

This fear shows up whether you have $50K saved or $5 million.
Because it's not just about the numbers โ€” it's about security. Confidence.

What if you knew:
โœจ How long your money will last.
โœจ Where your income will come from.
โœจ That you won't have to depend on anyone else.

That's the kind of clarity we build together.
And yes, it is possible โ€” without extreme budgeting or giving up the good stuff (your Friday lattes are safe with me โ˜•๐Ÿ’…).

๐Ÿ’ฌ If this question keeps you up at night, comment "ENOUGH" and let's chat about it.

CSP # 808030

Happy ๐—ก๐—ฎ๐˜๐—ถ๐—ผ๐—ป๐—ฎ๐—น ๐——๐—ผ๐—ด ๐——๐—ฎ๐˜† from the financial advisor whose office sometimes includes one very opinionated German Shepherd n...
08/26/2026

Happy ๐—ก๐—ฎ๐˜๐—ถ๐—ผ๐—ป๐—ฎ๐—น ๐——๐—ผ๐—ด ๐——๐—ฎ๐˜† from the financial advisor whose office sometimes includes one very opinionated German Shepherd named Maui. ๐Ÿพโค๏ธ

Maui has taught me a few things about life.

Always be excited to see your people.

Never underestimate the value of a good walk.

If someone opens the refrigerator, investigate immediately. ๐Ÿ˜‚

And when you find something worth protecting, protect it fiercely.

That last one feels pretty appropriate for what I do every day.

We work hard to build our lives. Our careers. Our homes. Our families. Our savings. Our dreams.

And eventually, we realize that building something is only part of the equation. Protecting it matters too.

That doesn't mean living your life worried about every possible "what if."

Quite the opposite.

Having a thoughtful financial strategy can give you the confidence to spend more time enjoying the things that actually matter.

More adventures.

More beach days. ๐ŸŒŠ

More coffee dates. โ˜•

More cupcakes. ๐Ÿง

More time with the people you love.

And definitely more walks with the dog who thinks your entire schedule should revolve around him. ๐Ÿ˜‚๐Ÿพ

Today, though, Maui says we are officially taking a break from serious financial conversations.

It's ๐—ก๐—ฎ๐˜๐—ถ๐—ผ๐—ป๐—ฎ๐—น ๐——๐—ผ๐—ด ๐——๐—ฎ๐˜†.

Show me the furry CEO running YOUR household. Drop your favorite dog photo in the comments. ๐Ÿถโค๏ธ

Rising Treasury yields have investor attention, but they may be creating opportunity rather than signaling a bond market...
08/21/2026

Rising Treasury yields have investor attention, but they may be creating opportunity rather than signaling a bond market crisis. Raymond James Chief Investment Officer Larry Adam shares his insights in the latest Weekly Headings.

raymondjames.com

While European equities have reached record highs, US equities remain the global market leader. Raymond James Chief Inve...
08/14/2026

While European equities have reached record highs, US equities remain the global market leader. Raymond James Chief Investment Officer Larry Adam shares insights on the case for US versus European equities in the latest Weekly Headings.

raymondjames.com

The S&P 500 reached its 25th record high of the year as corporate earnings remain exceptionally strong. Raymond James Ch...
08/07/2026

The S&P 500 reached its 25th record high of the year as corporate earnings remain exceptionally strong. Raymond James Chief Investment Officer Larry Adam examines key takeaways from second quarter earnings season so far:

raymondjames.com

Sector rotation helped the markets hold steady in July, with performance in sectors like health care, financials and ene...
08/03/2026

Sector rotation helped the markets hold steady in July, with performance in sectors like health care, financials and energy making up for a slowing tech sector. Get the details in the July market recap:

raymondjames.com

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