T. E. Lott and Company

T. E. Lott and Company Quality, Integrity, Service and Professionalism Since 1926!

Are you contributing enough to your retirement account? Mid-year is a great time to review where you stand against annua...
07/22/2026

Are you contributing enough to your retirement account?

Mid-year is a great time to review where you stand against annual contribution limits, assess whether your investment allocations still match your timeline, and consider whether a Roth conversion or other adjustment makes sense for your situation.

TEL can help you take a closer look before the year winds down.

For nearly 100 years, TEL has built relationships — not just returns. We've worked with families across generations, bus...
07/20/2026

For nearly 100 years, TEL has built relationships — not just returns.

We've worked with families across generations, business owners through every stage of growth, and individuals navigating the financial decisions that matter most.

That kind of continuity doesn't happen by accident. It happens because we take the time to understand where our clients are, where they want to go, and what it actually takes to get there.

We're grateful for every client who has trusted us with that journey.

If you have a child heading to college or you're already helping one through it, a 529 plan is one of the most tax-advan...
07/17/2026

If you have a child heading to college or you're already helping one through it, a 529 plan is one of the most tax-advantaged ways to save for education expenses.

Contributions grow tax-free, and withdrawals for qualified education expenses are also tax-free.

The earlier you start, the more time those contributions have to grow. TEL can help you understand whether a 529 makes sense for your family's situation and how it fits into your broader financial plan.

Back-to-school season is just around the corner! Whether you're shopping for a kindergartner or sending a student to col...
07/15/2026

Back-to-school season is just around the corner! Whether you're shopping for a kindergartner or sending a student to college for the first time, it's one of the bigger household expenses of the year.

Planning ahead, even a few weeks out, can help you avoid putting those costs on a credit card and paying for them long after August is over. TEL can help you think through budgeting strategies that keep summer spending from derailing your fall finances.

The clients who benefit most from financial guidance are often those who are still building — people navigating their fi...
07/13/2026

The clients who benefit most from financial guidance are often those who are still building — people navigating their first business, managing a growing family, or simply trying to make smarter decisions with what they have.

A good advisor doesn't just manage money. They help you understand it.

At TEL, that's exactly what we've been doing for nearly 100 years.

Summer tends to slow things down, but for business owners, slower seasons deserve just as much financial attention as bu...
07/10/2026

Summer tends to slow things down, but for business owners, slower seasons deserve just as much financial attention as busy ones.

Now is a great time to review your Q2 numbers, check your cash flow projections for the rest of the year, and make sure your business is positioned well heading into fall.

TEL's small business accounting services give you the clarity to make those calls with confidence, not guesswork.

07/08/2026

Q3 estimated tax payments are due September 15, and planning ahead now can help you avoid unnecessary stress later.

If you're self-employed, a freelancer, or a business owner, estimated payments are how you stay current with the IRS throughout the year. Missing or underpaying them can result in penalties at filing time.

TEL can help you calculate what you owe and make sure Q3 doesn't catch you off guard.

Underpayment penalties are calculated based on how long the payment was late, so catching up sooner rather than later li...
07/06/2026

Underpayment penalties are calculated based on how long the payment was late, so catching up sooner rather than later limits the damage.

Depending on your situation, you may also be able to adjust your remaining estimated payments for Q3 and Q4 to get back on track.

TEL can help you assess where you stand and figure out the best path forward.

Happy Independence Day from the TEL family! Freedom takes many forms — including the financial freedom that comes from p...
07/04/2026

Happy Independence Day from the TEL family!

Freedom takes many forms — including the financial freedom that comes from planning ahead, staying informed, and building something that lasts.

We hope you have a great holiday!

Happy National Financial Freedom Day! Financial freedom looks different for everyone. For some it means retiring early, ...
07/01/2026

Happy National Financial Freedom Day!

Financial freedom looks different for everyone. For some it means retiring early, for others it means simply living without the stress of debt or uncertainty.

What every goal has in common is this: it isn't achieved by accident. It's done through consistent habits, smart decisions, and a plan that fits your life.

At TEL, we've spent nearly 100 years helping people in the Golden Triangle work toward exactly that. Today is a great day to take stock of where you are and start thinking about where you want to go. TEL is here to help you get there.

Address

Columbus, MS
39701

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

(662) 328-5387

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