Andrea V Burckhard LUTCF, CAP, CLTC, RICP Agent with New York Life

06/02/2026

New IRS migration data shows billions in income shifting from high-tax states to lower-tax destinations. Here’s what’s driving the trend and what it means for your finances.

06/01/2026

Understand how income levels can affect IRMAA surcharges and Social Security taxation—and how factors like part-time work or volunteering may play a role.

Avoid rising IRMAA surcharges and discover how volunteering and part-time work keep more of your Social Security benefits tax-free.

06/01/2026

Looking for a little more certainty with your money?
Check out this guaranteed interest rate.
Contact me today!

05/29/2026

Basic estate planning considerations and documentation
Did you know that a significant number of Americans have no estate plan in place in the event of premature death? It’s not easy to make time to address a seemingly far-off problem, make potentially difficult decisions, think about one’s mortality, or consider the perceived high cost of working with attorneys and other professionals. However, failing to plan can have costly consequences. Read this article to learn about the general considerations involved in the process and the typical documents included in an estate plan.
https://bit.ly/4vhDPar

05/28/2026

Debt relief can feel like the answer when bills are piling up, but it comes with a cost. Depending on the route you take, your credit score could drop significantly. This article from CNBC breaks down what each option actually does to your credit and how long the damage lasts:

https://cnb.cx/4fHdq1m

Do you know someone who would like to work with a Financial Professional on their financial goals? I'd love to connect and talk through how I can support them.


The article is provided for informational purposes only. Any actions you take regarding debt repayment and credit cards are made at your own discretion. Paying off debt, opening or closing credit cards, or changing your credit utilization may impact your credit score and profile. There is no guarantee of specific outcomes related to credit score changes.

05/27/2026

If things feel more expensive these days, it's because they are. You can lighten your budget by cutting out these costs when money gets tight.

Loosen your budget by saying goodbye to these purchases

05/22/2026

What if you could keep your employee benefits when you left your job? With employee benefit protection products from New York Life Insurance Company, you can.
If you’re seeking a simple, straightforward application process and want to learn more, watch this video and get in touch today.

05/21/2026

A happy, healthy family starts with balance—physically, mentally, emotionally, and financially. This month, take time to focus on what truly matters: well-being for every member of your family.

05/20/2026

Here’s an overview of what your first meeting with a Financial Advisor might look like, six questions to ask – and four red flags.

Expect​ a good advisor to spend most of the first meeting asking about your goals, risk tolerance, family, investments, charitable giving and ground rules.