Wealth Planning by Bob Chitrathorn

10/15/2026

As obesity rates rise, governments are moving beyond health advice to restrict junk-food marketing and sales—can tougher rules succeed where persuasion has fallen short?

10/15/2026

It's - it's a great time to look at your credit score and see if you're on track with your financial goals, as well as review your credit history to ensure there are no errors. https://finmasters.com/improve-credit-score/

10/15/2026

An investment approach can be built around factors that are personal to you, including your goals, time horizon, and tolerance for risk.

What's getting attention today isn't necessarily what belongs in your plan.

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10/15/2026

Some future expenses are easier to plan for because you know roughly when they’re coming.

That’s where a bond ladder may come into the conversation.

By staggering bond maturities across different dates, investors can create a schedule where portions of the portfolio mature at different times, potentially providing funds for future needs while the remaining bonds stay invested.

Like any investment strategy, the right structure depends on your goals, timeline, and broader portfolio.

Sometimes knowing when you'll need the money can help shape how you invest it today.

10/14/2026

Debt is hard to confront—but watching someone else navigate it can be unexpectedly compelling.

10/14/2026

Read the latest issue of Retire Wise here:

October marks Cybersecurity Awareness Month, and for retirees and near-retirees, that awareness matters more than most people realize. Scammers increasingly…

10/14/2026

Most people don't blow up their financial goals with one bad decision. It happens smaller than that — an upgrade you didn't need, dinner out because the week was long, a purchase that felt great for about a day...

Most people don't blow up their financial goals with one bad decision. It happens smaller than that — an upgrade you didn't need, dinner out because the week was long, a purchase that felt great for about a day. While none of these choices are irrational by themselves...

10/13/2026

Same AI, different results: The edge comes from clear tasks, useful context, iteration — and human judgment, not pricier tools.

10/13/2026

Estate planning isn't only about what happens after you're gone.

It can also address how certain personal and financial affairs are handled while you're living.

Thinking about both sides of the plan can help bring greater clarity to important decisions.

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10/13/2026

Success can create something we don’t talk about enough: more choices.

And choices come with tradeoffs.

A promotion may mean more income and less time. A bigger home may mean more space and less flexibility. Building wealth may eventually give you the ability to work less, change careers, or spend differently.

As your financial life grows, the conversation often becomes less about what’s possible and more about what’s worth it.