Xpress-pay

Xpress-pay Xpress-pay is a premier digital bill payment solution provider for businesses and software developers. Connect with us now to learn more!

Eliminate credit card transactions costs and grow your bottom line by as much as 30% overnight! Our web-based, secure digital bill payment tools provide substantial benefits to any business by streamlining how you accept payments online, in-person, and on-the-go. We also handle all sensitive information, eliminating your expenses of complying with the Payment Card Industry’s Data Security Standards (PCI/DSS).

07/03/2026

Today is Thursday.

And if you run a service business doing $250K or more, that means something specific right now: there is a room open at noon Pacific where I'm going to show you the exact system our clients have used to recover $131M in profits they were quietly handing away.

I've been doing this for 20 years. I've worked with over 9,500 businesses. And I can tell you with certainty — the operators who walk into this session and actually look at their payment infrastructure walk out changed. Not because of a pitch. Because of a number they'd never seen before.

You built a real business. You work too hard for any piece of it to be leaking out the back without your knowledge.

Today at noon Pacific — the Financial Freedom Formula. Free. Live. Built specifically for serious operators doing $250K and above.

This is the one.

Registration link is in the comments. Come join us.

See you in there.

I was 15 years old, sitting at the dinner table, when my dad told me how well the business was doing.That was it. That w...
07/01/2026

I was 15 years old, sitting at the dinner table, when my dad told me how well the business was doing.

That was it. That was the moment. I decided right then — I want to be part of that legacy.

So I set out to become a business major. Graduated with honors from SUNY Oswego School of Business. And about four months later, my dad hired me.

His exact words when he brought me on: "Nepotism is a great way to get a job. But no way to keep it. So buckle up — and don't screw this up."

I loved it.

A year in, I found myself doing the same tasks over and over on a project that was five years overdue and way over budget. And when the first real business cycle hit, he had to let me and one other person go to save the company.

So I took a year. Learned finance. Sold investments. Built my sales skills from the ground up.

After that year, I called him. Told him: "If you've got an opening, I'll come back. Otherwise, I'm moving to Arizona."

He said I could work in sales. If I made it, we'd keep going together.

Here we are — 20-some odd years later. Moving billions of dollars a year for our clients. Running one of the biggest bill payment platforms in the world.

Kind of cool, eh?

Here's what that journey — and 20 years of watching how money actually moves through a business — taught me. Every growing operation has one system they set up early and never reviewed. The system that decides how much of every dollar they earn they actually get to keep.

We've helped our clients recover $131M in profits from exactly that gap. Not a new product. Not a new strategy. One system, finally looked at.

This Thursday at noon Pacific, I'm going live with the Financial Freedom Formula. Free. Built for operators doing $250K and above. We look at the system, the numbers, and what closing that gap actually looks like for your business.

Link is in the comments. I'll see you in there.

In 2005, I launched one of the first online payment platforms in the country.Back then, the tools were limited. You took...
06/30/2026

In 2005, I launched one of the first online payment platforms in the country.

Back then, the tools were limited. You took what you could get, set it up, and moved on. The goal was just to get the business running. Nobody was building infrastructure — they were building momentum.

Twenty years later, I still see operators doing $700K, $800K, $1M a year running the exact same payment setup they built when they were just trying to survive year one.

The business grew. The team grew. The revenue grew.

The payment infrastructure? Same as day one.

I understand it completely. When everything seems to be working, you don't go looking for problems. And on the surface, payments look fine — money comes in, deposits hit, life goes on.

But here's what changed between then and now: the volume.

A 3% fee on $60K in revenue is $1,800. That same 3% on $600K in revenue is $18,000. The percentage didn't change. The dollar amount did. And that dollar amount is the difference between what your revenue looks like and what actually lands in your account.

You built something real. At some point, the infrastructure has to catch up with the operator.

That's exactly what I'm covering this Thursday at noon Pacific — the Financial Freedom Formula, free and live, built for operators doing $250K and above.

Registration link is in the comments.

See you in there.

Twenty years ago, a client of mine ran a property management company doing about $1.2M a year.Sharp guy. Reviewed everyt...
06/29/2026

Twenty years ago, a client of mine ran a property management company doing about $1.2M a year.

Sharp guy. Reviewed everything. Every quarter, he knew his numbers cold — labor, overhead, marketing, vendor contracts. He ran a tight ship.

He called me one day. Not because something was wrong. Because he was doing his annual review and someone on his team had pulled a year-end payments report for the first time.

"Thomas," he said. "I've been losing $43,000 a year. Every year. For the last four years."

That's $172,000. Not stolen. Not a bad hire. Not a failed campaign. Just gone. Quietly. One transaction at a time, to a platform that processes payments for millions of businesses and doesn't particularly care which one you are.

Here's what I've learned in 20 years: the operators who find this number are always shocked. Not because they're not smart — they clearly are. They're shocked because they never looked.

There's one system in every growing service business that almost nobody reviews. Not because it's complicated. Because it seems like it's already handled. The setup happened years ago, it's been running in the background, and honestly — there's always something more urgent to deal with.

That system decides how much of every dollar you actually keep.

Does this land for you? When's the last time you actually pulled a report and looked at what percentage of your revenue never made it to your bank account?

This Thursday at noon Pacific, I'm going live with the Financial Freedom Formula — a free masterclass built specifically for service operators doing $250K and above. We're going to look at the exact system my clients have used to recover $131M in profits they were quietly handing away.

Registration link is in the comments.

See you in there.

Join us this year at The Florida Association of Insurance Agents (FAIA) 2026! Come see us at Booth 822, see you there!
06/18/2026

Join us this year at The Florida Association of Insurance Agents (FAIA) 2026! Come see us at Booth 822, see you there!

What are you doing to prepare yourself and kids for the AI wave already moving across the globe?
05/01/2026

What are you doing to prepare yourself and kids for the AI wave already moving across the globe?

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Cortland, NY

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Tuesday 8am - 5pm
Wednesday 8am - 5pm
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