Grace Wealth Management Group, Inc.

07/21/2026

Small business owners often think of their employees as family, but are they set up like it? This post opens the conversation around retirement options available to small business employees, reminding owners that a 401(k) isn't the only choice and that some options are built specifically for smaller teams.

I invite you to schedule a complimentary consultation with me to explore innovative planning ideas and tailored tax strategies that can benefit your financial goals. Please use the link below to select a convenient time on my calendar:
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07/02/2026

A bipartisan housing bill is drawing attention for its potential impact on home prices and housing supply.

The 21st Century ROAD to Housing Act would aim to boost housing availability by reducing certain construction barriers, encouraging zoning reforms, supporting factory-built homes, and creating incentives for localities that increase housing supply.

It would also restrict large institutional investors from buying additional existing single-family homes once they exceed certain ownership limits.

Housing affordability has become a major challenge in many communities. One reason is that the U.S. has built fewer homes than needed for years, helping push prices and rents higher.

Experts say the bill could help support new construction over time, especially for townhomes, multifamily housing, and smaller condo buildings.

However, any impact on prices would likely take time, and the legislation was still awaiting final action after a scheduled signing ceremony was canceled.

For buyers, sellers, and homeowners, the broader takeaway is that housing affordability often depends on more than mortgage rates. Supply, construction costs, local rules, investor activity, and policy decisions can all shape the market.

I invite you to schedule a complimentary consultation with me to explore innovative planning ideas and tailored tax strategies that can benefit your financial goals during these times. Please click my link or logo/picture below to select a convenient time on my calendar:
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Source: https://www.cbsnews.com/news/road-to-housing-act-home-prices-senate/

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06/18/2026

Federal Reserve officials appear increasingly focused on how persistent inflation could shape future interest rate decisions.

Minutes from the most recent Fed meeting show that many officials supported keeping rates steady, while also noting that higher rates could become appropriate if inflation remains above the central bank’s 2% target.

The meeting also reflected a notable level of disagreement. The committee voted to hold its benchmark rate at 3.5% to 3.75%, but four members dissented — the highest number of dissents since 1992.

A key issue was whether the Fed’s statement should continue to suggest that a rate cut remained the more likely next move. Several officials preferred more flexible language, given ongoing inflation pressures.

For households and businesses, these discussions matter because interest rate decisions can influence borrowing costs, savings yields, mortgage rates, credit card rates, and broader economic conditions.

I invite you to schedule a complimentary consultation with me to explore innovative planning ideas and tailored tax strategies that can benefit your financial goals during these times. Please click my link or logo/picture below to select a convenient time on my calendar:
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Source: https://www.cnbc.com/2026/05/20/fed-officials-see-rate-hike-ahead-if-inflation-stays-elevated-minutes-show.html

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06/16/2026

Treasury yields have risen as bond prices have fallen, reflecting renewed attention to inflation, interest rates, and investor sentiment.

Treasurys are U.S. government bonds, and their yields often move based on expectations for inflation, economic growth, and Federal Reserve policy.

When inflation remains elevated, investors may expect interest rates to stay higher for longer. That can make existing bonds less attractive, pushing prices down and yields up.

Higher Treasury yields can also affect other parts of the economy. The 10-year Treasury, for example, is closely tied to mortgage rates, which can influence homebuyers' borrowing costs.

Rising yields may also affect corporate borrowing, stock valuations, and the broader cost of capital.

While higher yields can signal concern, they can also reflect a market adjusting to new economic data. For consumers and businesses, the key takeaway is that bond market movement can ripple into borrowing costs and financial decisions over time.

I invite you to schedule a complimentary consultation with me to explore innovative planning ideas and tailored tax strategies that can benefit your financial goals during these times. Please click my link or logo/picture below to select a convenient time on my calendar:
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Source: https://www.cbsnews.com/news/treasury-yields-rising-inflation-fed-rate-cuts/

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05/26/2026

Every earnings season is different, but the influence of a handful of companies is undeniable.

I invite you to schedule a complimentary consultation with me to explore innovative planning ideas and tailored tax strategies that can benefit your financial goals during these times. Please click my link or logo/picture below to select a convenient time on my calendar:
https://calendly.com/jpeters-12

05/15/2026

Recent global developments are beginning to show up in key areas of the U.S. economy, with energy costs leading the impact.

Fuel prices have risen, with the national average reaching around $4.10 per gallon, increasing costs for households and businesses. Broader inflation data has also reflected some upward pressure, particularly in energy-related categories.

Despite these shifts, overall economic growth is still expected to continue, though at a slower pace. Some forecasts suggest growth may ease slightly while remaining positive.

Consumer activity has shown mixed signals. Spending has remained relatively steady, even as sentiment surveys reflect lower confidence.

Looking ahead, factors like energy prices, inflation trends, and central bank decisions may continue to influence the economic outlook.

** I invite you to schedule a complimentary consultation with me to explore innovative planning ideas and tailored tax strategies that can benefit your financial goals during these times. Please click my link or logo/picture below to select a convenient time on my calendar:


Source: https://www.cnbc.com/2026/04/15/here-are-all-the-ways-the-iran-war-has-affected-the-us-economy-so-far.html

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05/13/2026

A recent financial disclosure offers insight into the background of a nominee for a key central bank leadership role.

The filing shows net worth exceeding $100 million, along with a wide range of investments across private funds, startups, and other assets.

The disclosure also outlines income from consulting work and investment activity, as well as plans to divest certain holdings if confirmed in the role.

Financial disclosures like these are a standard part of the nomination process, providing transparency into potential conflicts of interest and financial relationships.

They also offer a broader look at how professional experience and financial backgrounds can intersect with leadership positions in public institutions.

I invite you to schedule a complimentary consultation with me to explore innovative planning ideas and tailored tax strategies that can benefit your financial goals. Please click my link or logo/picture below to select a convenient time on my calendar:
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Source: https://www.cbsnews.com/news/kevin-warsh-net-worth-fed-chair-nominee/

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05/06/2026

Recent global developments are beginning to show up in key areas of the U.S. economy, with energy costs leading the impact.

Fuel prices have risen, with the national average reaching around $4.10 per gallon, increasing costs for households and businesses. Broader inflation data has also reflected some upward pressure, particularly in energy-related categories.

Despite these shifts, overall economic growth is still expected to continue, though at a slower pace. Some forecasts suggest growth may ease slightly while remaining positive.

Consumer activity has shown mixed signals. Spending has remained relatively steady, even as sentiment surveys reflect lower confidence.

Looking ahead, factors like energy prices, inflation trends, and central bank decisions may continue to influence the economic outlook.

I invite you to schedule a complimentary consultation with me to explore innovative planning ideas and tailored tax strategies that can benefit your financial goals. Please use the link below to select a convenient time on my calendar:


Source: https://www.cnbc.com/2026/04/15/here-are-all-the-ways-the-iran-war-has-affected-the-us-economy-so-far.html

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05/04/2026

Two out of every three S&P 500 companies mentioned AI on their Q4 earnings calls. That's not a trend. That's a signal.

The last time a technology shifted this many boardroom conversations at once? Smartphones. And we know how that turned out. Some sectors are all in. Others are barely speaking the word. That gap between the early movers and the quiet ones? It matters for investors.

I invite you to schedule a complimentary consultation with me to explore innovative planning ideas and tailored tax strategies that can benefit your financial goals. Please use the link below to select a convenient time on my calendar:
https://calendly.com/jpeters-12

05/01/2026

That yellow section? That's money you never saved, your money made it for you.

This is compound interest in action. Start with $1,000/year at a hypothetical 5 percent return, and by year 30, you've built nearly $70,000. But the real story is the yellow: Interest earning interest.

Year 1: almost no interest at all.
Year 30: the interest on your interest alone might cover a year of car payments (or more).

You don't need to invest more. You need to stay focused on your strategy. What's one financial habit you wish you'd started earlier? Drop it below. 👇

I invite you to schedule a complimentary consultation with me to explore innovative planning ideas and tailored tax strategies that can benefit your financial goals. Please use the link below to select a convenient time on my calendar:
https://calendly.com/jpeters-12