Dan Heidelberger, CFP

05/04/2026

No rate cut last week — and don't expect one anytime soon. Inflation is still running hot, input costs are rising, and several Fed members are pushing back hard on any talk of cuts. The labor market is softening, but not enough to override the inflation threat. All eyes on Friday's jobs report. See why CIO Gene Goldman expects it to disappoint in .

“Cetera Financial Group” refers to the network of independent retail firms encompassing, among others, Cetera Advisors LLC, Cetera Advisor Networks LLC, Cetera Investment Services LLC (marketed as Cetera Financial Institutions or Cetera Investors), and Cetera Financial Specialists LLC. All firms...

04/27/2026

With Chair Powell's term expiring mid-May, incoming Fed Chair Kevin Warsh is signaling key changes — less communication, a new inflation metric, and a preference for rate adjustments over balance sheet moves. A dovish shift may be on the horizon. CIO Gene Goldman discusses this and more in

“Cetera Financial Group” refers to the network of independent retail firms encompassing, among others, Cetera Advisors LLC, Cetera Advisor Networks LLC, Cetera Investment Services LLC (marketed as Cetera Financial Institutions or Cetera Investors), and Cetera Financial Specialists LLC. All firms...

04/20/2026

Middle East headlines matter—but Tuesday’s Senate Banking Committee hearing for Fed Chair nominee Kevin Warsh brings the spotlight back to the Fed. With inflation pressures rising, the Fed may be handcuffed—and rate-cut hopes are fading. Learn more as CIO Gene Goldman discusses .

“Cetera Financial Group” refers to the network of independent retail firms encompassing, among others, Cetera Advisors LLC, Cetera Advisor Networks LLC, Cetera Investment Services LLC (marketed as Cetera Financial Institutions or Cetera Investors), and Cetera Financial Specialists LLC. All firms...

04/16/2026

Read the latest issue of Financial Watch here:

If you’re seeking to expand your understanding of money management concepts, techniques, and strategies, there’s no better time than during National Financial…

04/14/2026

Read the latest issue of Retire Wise here:

For many families, passing down the values that shaped their financial success is just as important as transferring the wealth itself. While there’s no single blueprint for preparing the next generation to become thoughtful stewards of family wealth, learn how early and ongoing financial education...

04/13/2026

The markets are watching the Middle East closely. Last week’s U.S.–Iran ceasefire was welcomed, but mixed rhetoric means caution remains. Still, market optimism makes sense, and pullbacks are buying opportunities. Even with recent volatility, earnings estimates remain solid. See why CIO Gene Goldman thinks the start of earnings season will be key in .

“Cetera Financial Group” refers to the network of independent retail firms encompassing, among others, Cetera Advisors LLC, Cetera Advisor Networks LLC, Cetera Investment Services LLC (marketed as Cetera Financial Institutions or Cetera Investors), and Cetera Financial Specialists LLC. All firms...

04/06/2026

Markets remain volatile amid Middle East tensions and inflation pressure, keeping the Fed constrained. Still, the backdrop isn’t all negative: the economy remains resilient, cash is sitting on the sidelines, and valuations have improved. Pullbacks may continue to create opportunities. CIO Gene Goldman explains why this week’s inflation data will be key in .

“Cetera Financial Group” refers to the network of independent retail firms encompassing, among others, Cetera Advisors LLC, Cetera Advisor Networks LLC, Cetera Investment Services LLC (marketed as Cetera Financial Institutions or Cetera Investors), and Cetera Financial Specialists LLC. All firms...

04/03/2026

As the U.S. nears its 250th birthday, one legacy stands out: the U.S. dollar’s rise to the center of the global financial system. In the Cetera Investment Management Team’s latest commentary, they explore that despite renewed scrutiny, history suggests the dollar’s dominance rests on deep structural strengths—making a sudden dethroning of “King Dollar” unlikely.

As the U.S. nears its 250th birthday, one legacy stands out: the U.S. dollar’s rise to the center of the global financial system. Despite renewed scrutiny, history suggests the dollar’s dominance rests on deep structural strengths—making a sudden dethroning of “King Dollar” unlikely.

04/02/2026

This Quarterly Recap summarizes market performance, major events and news from Q1 2026. Read more here:

In a stark resemblance to last year, the S&P 500 reached an all‑time high in the first half of the quarter before retracing and ending down 4.3% amid escalating Middle East tensions. The quarter began with Technology stocks underperforming the broader market after an AI company launched an enterpr...

03/30/2026

Markets remain under pressure as geopolitical risks rise, with news that Iran-backed Houthis have entered the conflict dampening hopes for de-escalation and keeping investors focused on oil prices, yields, and equities. Chief Investment Officer Gene Goldman breaks down why this week’s key economic data will be critical in showing how resilient the economy is amid these headwinds in . https://cetera.com/the-week-ahead