05/18/2026
Waiting for rates to drop may feel like the safe move, but the right strategy could open up options sooner than you think.
UWMโs current 1 to 0 temporary buydown may help eligible buyers create first year payment relief while transitioning into homeownership.
Before you assume the payment is too high, letโs run the numbers and compare your options.
๐ฒ Message me to request your personalized mortgage strategy.
๐ Kimberly Capizzi
Senior Mortgage Loan Officer
NMLS #268683 | DRE #01788180
๐ uamco.com/kcapizzi
๐ 714-908-8800
๐ง [email protected]
United American Mortgage
Equal Housing Lender
Temporary buy-down availability, eligibility, terms, credits, and payment relief are subject to program guidelines, lock date, loan approval, underwriting approval, and change without notice. Not all borrowers or loan programs qualify. A temporary buydown lowers the payment for a defined period only and does not permanently reduce the note rate.