Bret Hortin, Special Needs Planner

02/11/2026

The 5 Financial Mistakes That Destroy Benefits
A single overlooked detail in a divorce decree can wipe out a child’s entire safety net.
This week’s blog breaks down the five mistakes families must avoid to protect SSI and Medicaid.

02/10/2026

One wrong clause can end your child’s benefits.
A CDFA/ChSNC review prevents loss and protects stability.

02/09/2026

During divorce, one of the most loving things you can do is protect your child’s benefits. SSI, Medicaid, and long term supports can all be affected by how agreements are structured.
With the right guidance, you can keep your child’s future safe.
If you’re unsure what protections your child needs, I’m here to help you understand the essentials.

02/02/2026

Divorce changes everything — including what love looks like. When your child has disabilities, love becomes the steady work of protecting their stability, routines, and benefits.
You don’t have to be perfect. You just have to be present and intentional.
If you need clarity on how to protect your child during divorce, I’m here to help.

01/26/2026

It’s natural to want to leave financial support directly to your child — but when they have disabilities, doing so can unintentionally end their benefits.
Listing your child as a direct beneficiary in a decree or policy can create serious, long term consequences.
There are safer, proven ways to protect their future. If you’re unsure where to start, I’m here to help you understand your options.

01/19/2026

Child support is essential — but when your child receives SSI, even well intentioned support can accidentally cause a loss of benefits.
SSI is need based, and the way support is structured matters more than most parents are told.
You deserve clear guidance so your child’s stability isn’t put at risk. I’m here to help you understand how to protect their benefits during divorce.

08/27/2025

Are you looking for a balance? Find yours, starting with this video.

The sandwich generation faces unique challenges. For many, meeting needs is a matter of finding a balance.

08/25/2025

Committed to increasing your financial literacy? Don't be afraid to ask questions.

Many Americans are operating their personal finances with only the barest minimum of knowledge.

08/22/2025

It can be difficult to know what to ask when you’re new to Medicare. We have a handy list of questions—and answers—to help you get started. Learn more here:

Take the guesswork out of your IEP or SEP with this helpful article.

08/21/2025

Insurance is designed to protect you from financial loss, but filing a claim may cost you more in the long run.

Learn when it may not make sense to file a claim on your home insurance.

08/20/2025

This video asks the right questions about how you can save money for retirement without sacrificing your quality of life.

Asking the right questions about how you can save money for retirement without sacrificing your quality of life.