Hayes & Associates LLC

Hayes & Associates LLC Visit our website: www.hayes-cpa.com

Professional Advisors Turning Knowledge into Value

Most people spend much of their lives finding ways to increase their net worth, and yet they often don’t employ all available strategies to manage or grow the financial streams they've generated.

Myth: Financial reports are only important for large companies.Fact: Every business can benefit from understanding its f...
09/02/2026

Myth: Financial reports are only important for large companies.

Fact: Every business can benefit from understanding its financial performance.

Financial reports aren't just paperwork. They provide valuable insights into your revenue, expenses, cash flow, and overall financial health. Reviewing them regularly can help you identify trends, make informed decisions, and plan for future growth.

Whether your business is just getting started or has been operating for years, knowing your numbers is one of the best ways to stay on track.

Professional Advisors Turning Knowledge Into Value.

A budget is more than a spreadsheet.It is a roadmap for hiring, investing, and managing day-to-day decisions.When busine...
08/31/2026

A budget is more than a spreadsheet.

It is a roadmap for hiring, investing, and managing day-to-day decisions.

When business owners understand how money is expected to move, they can make decisions with greater confidence and fewer surprises.

Professional Advisors Turning Knowledge Into Value.

Strong financial habits aren't built overnight. They're developed through small, consistent actions.Here are five habits...
08/28/2026

Strong financial habits aren't built overnight. They're developed through small, consistent actions.

Here are five habits many financially organized businesses share:

1. Keep financial records up to date

2. Review financial reports regularly

3. Separate personal and business finances

4. Monitor cash flow consistently

5. Plan ahead instead of reacting to challenges

Building these habits can help create a stronger financial foundation and support better business decisions over time.

Professional Advisors Turning Knowledge Into Value.

For more than 40 years, Hayes & Associates has partnered with businesses, organizations, and individuals across our comm...
08/26/2026

For more than 40 years, Hayes & Associates has partnered with businesses, organizations, and individuals across our community.

While accounting has evolved over the years, one thing has remained the same: our commitment to providing trusted guidance, practical solutions, and lasting relationships.

We're grateful for the clients who continue to place their trust in our team and look forward to helping businesses navigate whatever comes next.

Thank you for allowing us to be part of your journey.

Professional Advisors Turning Knowledge Into Value.

What is working capital?Working capital is the difference between your current assets and current liabilities. In simple...
08/24/2026

What is working capital?

Working capital is the difference between your current assets and current liabilities. In simple terms, it measures your business's ability to cover day-to-day expenses and short-term obligations.

Healthy working capital can help your business:
• Pay bills on time
• Manage unexpected expenses
• Invest in growth opportunities
• Maintain financial flexibility

Understanding your working capital is one more way to gain a clearer picture of your business's financial health.

Professional Advisors Turning Knowledge Into Value.

How often should I review my business budget?A budget isn't something you create once and forget.Reviewing your budget r...
08/21/2026

How often should I review my business budget?

A budget isn't something you create once and forget.

Reviewing your budget regularly allows you to compare expectations with actual results, adjust for changing business conditions, and make informed decisions throughout the year.

For many businesses, a monthly review is a great place to start. It provides opportunities to identify trends, manage expenses, and stay focused on your financial goals.

Professional Advisors Turning Knowledge Into Value.

Running a business means making important decisions every day.Having accurate financial information is only part of the ...
08/19/2026

Running a business means making important decisions every day.

Having accurate financial information is only part of the equation. Understanding what those numbers mean and how to use them is what helps businesses move forward with confidence.

Hayes & Associates' Client Advisory Services (CAS) provide ongoing financial guidance to help individuals and business owners improve visibility, manage cash flow, strengthen operations, and plan for future growth.

It's about having a trusted advisor who helps you make informed decisions every step of the way.

Professional Advisors Turning Knowledge Into Value.

Happy Birthday, Frank!Today we're celebrating our founder, President, and Shareholder, Frank Hayes.For more than four de...
08/17/2026

Happy Birthday, Frank!

Today we're celebrating our founder, President, and Shareholder, Frank Hayes.

For more than four decades, Frank has led Hayes & Associates with integrity, vision, and a genuine commitment to serving clients, supporting the community, and creating opportunities for others to succeed. His leadership has shaped the culture of our firm and continues to inspire our team every day.

Please join us in wishing Frank a very happy birthday and a wonderful year ahead!

Professional Advisors Turning Knowledge Into Value.

At Hayes & Associates, we believe that investing in our team is one of the best ways to serve our clients.Last month, ou...
08/15/2026

At Hayes & Associates, we believe that investing in our team is one of the best ways to serve our clients.

Last month, our team came together for our Annual Company Meeting to celebrate accomplishments, share ideas, and look ahead to the opportunities and goals that will shape the year ahead. It was a valuable time to collaborate, learn from one another, and strengthen the relationships that help us provide exceptional service every day.

We're proud of the team we've built and excited for what the future holds.

Professional Advisors Turning Knowledge Into Value.

Applying for a business loan?Lenders consider more than just your credit score when evaluating your application.They oft...
08/14/2026

Applying for a business loan?

Lenders consider more than just your credit score when evaluating your application.

They often review factors such as:

• Your financial statements
• Cash flow
• Existing debt
• Business performance
• Your ability to repay the loan

Maintaining accurate financial records can help you be better prepared when opportunities for growth arise.

Professional Advisors Turning Knowledge Into Value.

Address

134 W Broadway
Council Bluffs, IA
51503

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm
Saturday 9am - 11:59pm

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