McLoughlin Financial, LLC.

07/16/2026

Whether or not to roll over a 401k from a previous employer can depend on a lot of factors ranging from fees to performance to investment options and more! What is the right fit for you? We can help determine the best route based on your timeline and goals. Reach out!

07/14/2026

The average number of times a person changes jobs over their career. That’s a lot of 401ks to keep track of! Wondering what the best option is when it comes to managing multiple 401ks? We can help, reach out to us!

07/10/2026

Markets posted solid second-quarter gains as investors responded to upbeat economic reports, continued diplomatic efforts in the Middle East, and strong first-quarter corporate numbers. The S&P 500 rose 14.87%, the Nasdaq gained 21.41%, and the Dow picked up 12.90%, while Canada’s S&P/TSX Composite added 6.37%. Looking ahead, markets may continue to react to Middle East updates, oil prices, inflation trends, and the pace of global commerce through the Strait of Hormuz. From U.S. home price growth to Canadian housing forecasts, this quarter’s by-the-numbers highlights the data behind one of North America’s most closely watched markets.

Stocks saw solid gains in the second quarter, riding a wave of enthusiasm over upbeat economic reports, ongoing diplomatic efforts in the Middle East, and strong first-quarter corporate numbers.

07/07/2026

Trump Accounts opened on July 4. A few questions are worth considering:

➡️ Our baby is 18 months old. Do we qualify for the $1,000?

Yes. Every U.S. citizen baby born since January 1, 2025, qualifies for a one-time $1,000 federal contribution.

➡️ Is there an income maximum?

No. Eligibility is based on the child's citizenship and birth date, not family income.

➡️ Our child is 7. Did we miss it?

Not entirely. Any U.S. citizen under 18 can have an account opened. The federal $1,000 payment applies only to children born in 2025 through 2028, but everything else still applies.

➡️ Can grandparents contribute?

Yes. Up to $5,000 per year combined across parents, grandparents, family, and the child themselves.

➡️ What is the catch?

State tax conformity varies; California, for example, does not currently conform.

Whether to contribute, how much, and how to coordinate it with what you already have are all worth talking through. Our team is here for that.

07/03/2026

Excited to share my new office!

✨I redesigned this space to feel warm, comfortable, and welcoming because financial planning isn’t just about numbers, it’s about people, goals, and life’s biggest moments. I want every client who walks through the door to feel right at home.

07/03/2026

Isn't it amazing to call America our home? God bless the USA!

Independence isn't merely a day on the calendar; it's part of daily life in the United States.

How are you spending this Fourth of July? Joining in the celebrations with loved ones? Relaxing under the sun and grilling? Share your plans below!

From our family to yours, wishing you a wonderful Independence Day!

06/29/2026

Money wisdom from Ben Franklin as we look forward to celebrating America's 250th birthday!

06/22/2026

💚 Happy Father’s Day to the best Dad/Grandpa/Boss out there! We love you!

06/19/2026

I shared this with every recent college graduate I know.

It's a great reminder that your GPA isn't what will ultimately define your career—your attitude, initiative, and ability to learn will take you much further. 

You may need to create a free account to read it, but it's worth it. Highly recommend giving it a read and sharing it with a graduate in your life. 🎓📈

College coddling ends in the real world.

06/15/2026

Most parents think the last tuition check means game over for college. The data says it's halftime.

50 percent of parents with adult children still provide regular financial support, spending $1,474 a month to do so. That's more than twice what they're putting toward their own retirement.

Here's what "just helping out a little" actually looks like:

✅ 75 percent of parents aged 45+ are financially supporting at least one adult child, even though over half of those children can meet their own basic needs, according to a 2025 AARP survey.

✅ 42 percent of supporting parents report financial stress. 9 percent have retired early because of it.

✅ 47 percent say they've sacrificed their own financial position for the sake of their kids.

✅ 18 percent say the support could continue indefinitely. They don't see an end in sight.

This isn't about being less generous. It's about being intentional.

Whether your kid just graduated, graduated five years ago, or is still in school, the question is the same: Is your support happening by design or by default?

That's worth a conversation.