RC McDonald & Associates, LLC

06/03/2026

Feeling the "uncertainty fog"? Many businesses with strong revenue still end up cash‑poor. Learn how clearer bookkeeping, year‑round tax planning, and smart automation can protect margins and build stability. Find out.

Learn how smart small businesses navigate inflation and economic uncertainty through financial visibility, tax planning, and operational discipline.

06/02/2026

Did you know your HSA can act like a “super‑IRA”? 2026 updates expand HDHP eligibility, allow certain direct‑primary‑care fees, and protect the HSA’s triple tax benefit. Check it out.

Maximize your tax savings in 2026. Learn about HSA contribution limits, HDHP requirements, and the triple tax benefit for smarter financial planning.

06/01/2026

Are you a business owner or freelancer? June 15 estimated taxes are due — and yes, you can face penalties even if you expect a refund. Protect cash flow and avoid surprises with smart mid‑year planning. Find out how.

Learn how to calculate and manage your June 15 estimated tax payment. Avoid IRS penalties with proactive mid-year tax planning and expert tax prep strategies.

06/01/2026

If your withholding is insufficient or you receive income without tax withholding, you may need to make an estimated tax payment by June 15.

05/29/2026

States are turning to legal sports betting—rather than higher income or sales taxes—to raise revenue and even fund property tax relief. Nebraska could net nearly $87M over 5 years. Curious how this trend might affect your wallet? Find out.

Discover how states use sports betting revenue to offset traditional taxes and what this shift in tax policy means for taxpayers and business owners.

05/28/2026

Did you know you can deduct up to $5K in start‑up costs and another $5K in organizational fees in year one—but that break disappears if costs exceed $50K? Smart planning now can cut early tax pain. Find out how to maximize deductions and document them.

Learn how to deduct up to $5,000 in business start-up and organizational costs, plus how to amortize the rest. Expert tax planning tips for new business owners.

05/27/2026

Portland’s $35 arts tax may rise to $50/$100 but exempt about 151,000 lower‑income residents—fewer people paying, same revenue. Could this finally stop $35 fees from turning into late‑fee nightmares? Find out how it may affect you.

Portland is restructuring its Arts Tax. Discover how the proposed changes shift the tax burden, exempt low-income earners, and impact tax compliance.

05/26/2026

Had to repay a signing bonus or refund income you’d already been taxed on? You might recoup those taxes under the IRS "Claim of Right" (Section 1341) — especially if repayment exceeds $3,000. Don’t double‑pay. Find out how.

Did you have to repay income you already paid taxes on? Learn how IRC Section 1341 and the Claim of Right doctrine can provide valuable tax relief.

05/22/2026

June 15 is a big one: monthly payroll deposits for May and second-quarter estimated tax payments for corporations. Missed deposits can lead to personal liability (TFRP). Want to avoid penalties and protect cash flow? Find out how.

Stay compliant with our guide to June 2026 business tax deadlines. Learn about May payroll tax deposits, Q2 corporate estimates, and disaster extensions.

05/22/2026

Thinking of hiring for growth? That $70K salary can quickly balloon to $90–$100K once payroll taxes, benefits, training and equipment are added. Learn to forecast true costs, weigh 1099 vs W‑2 risks, and protect cash flow. Find out how.

Discover the true financial and tax costs of hiring. Learn how to strategically navigate payroll taxes, benefits, and the W-2 vs. 1099 worker classification.