The Penn Valente Group at Baird

07/22/2026

The truth is a little more complicated with these personal finance idioms.

Check out this video to begin separating fact from fiction.

07/20/2026

Having anxiety about paying off student loans is natural, but not always necessary. Before you work up a sweat, read about (and consider) your many potential options here.

When it comes to paying off your student loan debt, you may have more options than you realize.

07/17/2026

Making objective choices can be tough when investing, but many savvy investors know how to keep their decisions emotion-free.

Savvy investors take the time to separate emotion from fact.

07/15/2026

Equity markets fell on Tuesday as geopolitical tensions ramped up and global bond yields spiked.

07/14/2026

What if your Social Security check was 20% lower than expected?

Could your retirement plan absorb the difference?

While Social Security isn't disappearing, policymakers may eventually need to make changes to keep the program financially sound. That's why I encourage clients to view Social Security as one component of a broader retirement income strategy and not the entire strategy.

The most successful retirees typically have multiple income streams: • Social Security
• 401(k)s and IRAs
• Taxable investments
• Pensions (if available)
• Other income sources

A simple question worth considering:

If your Social Security benefit changed tomorrow, would your retirement plan change with it?

That's a good stress test for any retirement plan.

07/13/2026

When it comes to investing, you may be your own worst enemy.

Emotional biases can adversely impact financial decision making. Here’s a few to be mindful of.

07/10/2026

Looking for more retirement savings vehicles after maxing out your 401(k)? Explore the pros and cons of additional savings options like IRAs, Roth IRAs, Health Savings Accounts and brokerage accounts.

Looking to make the max contribution to your 401(k) and then some? Here are some options to save even more for retirement.

07/08/2026

Consider a bucket plan to go with your bucket list.

A bucket plan can help you be better prepared for a comfortable retirement.

07/06/2026

When a loved one reaches out for financial help, you have options around how you may choose to assist them. To explore a few choices that could benefit all involved, read here.

How do you offer money in a way that works for everyone?

07/03/2026

Mike talks about the importance of stepping back to notice how far you've coming.