CMH Advisors, PLLC

10/22/2026

Cost segregation can be a powerful tax planning opportunity for real estate owners.

While it may not be the right fit for every property, it is absolutely worth reviewing if you purchased, built, or improved real estate. A study may help identify parts of the property that can be depreciated faster, creating potential tax benefits and more planning flexibility.

Before year-end, take time to see whether your property has depreciation opportunities worth exploring.

10/21/2026

Do you really know how profitable your business is? 📊

Your bank balance tells you what’s in the account today. Your Profit & Loss statement tells you why. With year-end approaching, it’s the report that shows which decisions still make sense before December 31.

Our free guide, Understanding Your Profit & Loss Statement (2026-2027 Edition), walks you through reading your P&L with confidence and using it to plan ahead.

Download your free copy: https://go.cpataxteam.com/free-download-2026-profit-loss-stmt-guide

Learn to read your P&L with confidence and use it to make smarter decisions before December 31.

10/20/2026

Stocking up for the holidays already? The cash flow squeeze that comes with it usually starts weeks before anyone notices.

We're breaking down why retail profit and retail cash move on two different timelines, and what steadier businesses do differently heading into their busy season.

Read it here: https://cpataxteam.com/blog/retail-businesses-managing-cash-flow-through-seasonal-swings/

Every fall we talk with retail clients who are proud of the numbers on their income statement and uneasy about the number in their bank account. Both reactions are correct. A retail business can have a genuinely strong year and still spend several months feeling like it is running on fumes, and the....

10/19/2026

Congratulations to Travis for earning the boat this month! 🚤

The boat is passed to a team member who makes a meaningful impact, supports those around them, and helps keep the team moving forward. In the middle of tax season and deadline month, Travis has done exactly that.

We’re grateful for the dedication, teamwork, and steady support he brings to CMH. Congrats, Travis!

10/15/2026

Most business owners know their revenue off the top of their head. Fewer know their projected tax bill or how many months of expenses their cash could cover right now.

That’s what this dashboard is for. Looking at these six numbers while there’s still time left in the year turns year-end from a surprise into a plan. Purchases can be timed, estimated payments adjusted, and owner pay reviewed before the last payroll run.

We talk through these numbers with clients every fall. Send us a message if you'd like to talk through yours.

10/14/2026

Being bold doesn't always mean taking a huge leap! 💡

This month's Book of the Month, 𝗕𝗲 𝗕𝗢𝗟𝗗 𝗧𝗼𝗱𝗮𝘆 by Leigh Burgess, reminds us that confidence is built through the choices we make, the lessons we learn, and the willingness to take ownership of what's next.

We especially love the reminder that you don't have to have everything figured out to make a meaningful decision.

𝗪𝗵𝗮𝘁'𝘀 𝘀𝗼𝗺𝗲𝘁𝗵𝗶𝗻𝗴 𝘆𝗼𝘂'𝘃𝗲 𝗱𝗼𝗻𝗲 𝘁𝗵𝗮𝘁 𝗳𝗲𝗹𝘁 𝗹𝗶𝗸𝗲 𝗮 𝗯𝗶𝗴 𝘀𝘁𝗲𝗽 𝗮𝘁 𝘁𝗵𝗲 𝘁𝗶𝗺𝗲?

10/13/2026

Buying a business, bringing on a partner, or financing new equipment? The numbers behind each of these get decided earlier than you'd think, often before the paperwork even shows up.

Here's what changes when your CPA is part of that conversation early: https://cpataxteam.com/blog/before-you-make-a-major-business-move-talk-to-your-cpa/

You have found the company you want to buy, the partner you are ready to bring on, or the piece of equipment that is about to change how you operate. The decision already feels made. What usually is not decided yet is how any of it plays out on paper, and that is exactly where…

10/12/2026

Filed an extension back in April? This is the week to wrap it up.

Extended returns are due Thursday, October 15, and there’s no additional extension after that. Even if you can’t pay the full balance, filing on time is what keeps penalties in check.

10/08/2026

Have you ever wondered what actually happens the day after the tax deadline passes?

The IRS applies two penalties right away: 5% per month for filing late, 0.5% per month for paying late, each capped at 25%. Interest builds daily. Past 60 days, a minimum penalty kicks in no matter the amount owed.

𝗕𝗼𝘁𝘁𝗼𝗺 𝗹𝗶𝗻𝗲: file the return even if you can't pay everything at once. Late filing costs far more than late payment.

Questions about a return you're behind on? We're here to help.

10/07/2026

Ever look at your profit and wonder, “So where did all the cash go?”

Net income and cash flow measure two different things, and understanding that difference can give you a much clearer picture of what is actually happening in your business.