The 25th Hour, LLC

Call Directions Website Contact the business

The 25th Hour, LLC Accounting, Bookkeeping & Strategic Coaching Services - We help our business owners get their time back.

Profit isn't a one-time achievement. It's a habit built through intentional decisions.It starts with knowing your number...
10/20/2026

Profit isn't a one-time achievement. It's a habit built through intentional decisions.

It starts with knowing your numbers, understanding your expenses, pricing your products and services appropriately, and making decisions that support your bottom line.

Revenue tells you what you've earned. Profit tells you what's left.

Don't wait until the end of the year to find out how your business is doing. Make financial check-ins part of your routine, not an afterthought.

What is one financial habit you're building in your business?

A business owner reached out for help with her books. But whenever the conversation got close to reviewing them, she fou...
10/20/2026

A business owner reached out for help with her books. But whenever the conversation got close to reviewing them, she found a way to change the subject.

Finally, with a little humor, the question came: “So… do you not want me to see the books?”

She paused, visibly uncomfortable. Then she began to cry.

She had fallen behind on recording transactions, reconciling accounts, and planning. Between running her business and navigating difficult personal circumstances, she had reached her limit.

Showing someone her books meant confronting something she felt deeply ashamed of. To her, those unfinished books meant she was failing.

But you are not your books.

Behind every small business is a person juggling responsibilities, navigating challenges, and doing the best they can with the time and resources available to them.

Sometimes the books fall behind. Shame can make it harder to ask for help, and the longer the delay, the more overwhelming it can feel.

But you don't have to get everything organized before reaching out. A bookkeeper, accountant, or business advisor can help you understand where things stand and determine what needs attention first.

According to the SBA's Office of Advocacy, small businesses make up 99.9% of U.S. businesses. Behind those numbers are real people who deserve support, not judgment.

Could this be you or someone you know?

Take a breath. When you're ready, reach out to your support team. If you don't have one, ask a trusted business owner for a referral.

You can start with one honest sentence:

“I've fallen behind, and I need help getting back on track.”

You don't have to have all the answers. You just have to be willing to start.

At The 25th Hour, we believe your numbers should inform your next steps, not define your worth.

2027 is 11 weeks away. Are your books ready for year-end?Countdown Tip #11: Prepare for 1099s before year-end.If you pa...
10/14/2026

2027 is 11 weeks away. Are your books ready for year-end?

Countdown Tip #11: Prepare for 1099s before year-end.

If you pay freelancers or independent contractors, now is the time to get organized. A little preparation today can make tax season much smoother.

Here’s your checklist:
✔️ Confirm who qualifies as an independent contractor
✔️ Collect any missing W-9 forms
✔️ Review total payments made to each contractor
✔️ Confirm which payments require a 1099
✔️ Identify who will prepare and file the forms before the deadline

For 2026 payments, the general federal reporting threshold for Form 1099-NEC is $2,000, and the filing deadline is February 1, 2027. Payment methods and contractor tax classifications can affect reporting requirements, so consult your tax professional if you're unsure.

Your action this week: Review your contractor list, request missing W-9s, and confirm your 1099 filing plan.

Don't wait until January to get organized. Your future self will thank you!

It’s Monday. Your biggest client just told you their payment will be a week late.You were counting on that money to cove...
10/13/2026

It’s Monday. Your biggest client just told you their payment will be a week late.

You were counting on that money to cover Friday’s payroll!

Now what?

Let’s say payroll is $8,000. You have $3,000 available, and the client’s $10,000 payment won’t arrive until next week.

You have a $5,000 gap to cover.

Before Friday, what can you do?
• Business cash reserves: Do you have savings available beyond money set aside for taxes and other commitments?

• An existing line of credit: How much is available, what will it cost, and how will you repay it?

• A business credit card: Can you charge an eligible upcoming expense to preserve cash for payroll? Check available credit, fees, interest, and your repayment plan first.

• A partial customer payment: Can the client send $5,000 now and the balance next week?

• Other outstanding invoices: Can you collect payments already due from other customers?

• Flexible payment dates: Can a vendor agree to a later payment so you can preserve cash for payroll?

Check these options today. Confirm amounts and timing before relying on them.

Then look beyond this Friday.

If one late customer payment puts payroll at risk, build a plan to reduce that dependence: establish reserves, review collection terms, and forecast cash weekly.

Start with 13 weeks of expected receipts and payments. Update the forecast as dates change.

Ask yourself: If my biggest client pays a week late, can I still pay my team on time?

Happy Indigenous People's Day!
10/12/2026

Happy Indigenous People's Day!

Women-owned businesses are a driving force in our economy. Women own 44.6% of businesses in the U.S., representing milli...
10/09/2026

Women-owned businesses are a driving force in our economy.

Women own 44.6% of businesses in the U.S., representing millions of entrepreneurs creating jobs, building wealth, and strengthening their communities.

This National Women’s Small Business Month, let’s do more than celebrate women entrepreneurs. Let’s support them.

🛍️ Buy from a woman-owned business
📣 Share their work with your network
⭐ Leave a review
🤝 Make an introduction
💻 Engage with and amplify their content

Every purchase, referral, review, and connection can make a difference. Because when women-owned businesses grow, communities grow with them.

Which woman-owned small business will you support this month?

2027 is only 12 weeks away. Do you know what 2026 has actually earned you?Each week, I’m sharing one practical financial...
10/08/2026

2027 is only 12 weeks away. Do you know what 2026 has actually earned you?

Each week, I’m sharing one practical financial tip to help you enter the new year with more clarity and less financial stress.

Countdown Tip #12: Check your numbers before you set your goals.

Before you set new goals, take a moment to look at what your numbers are actually telling you about 2026.

Being busy tells you how hard you’re working. Your numbers tell you what that work is producing.

Take a look at your revenue, expenses, profit, cash, outstanding invoices, and debt. You don’t need everything perfectly updated to get started. Work with what you have and flag what needs a closer look.

Use the checklist to identify what needs your attention, then choose ONE financial priority to act on over the next 12 weeks.

Give your 2027 goals a starting point you can actually measure.

We hear these phrases from entrepreneurs all the time:“I’m sorry, I just have too many ideas.”“I’m not the expert.”“I’m ...
09/30/2026

We hear these phrases from entrepreneurs all the time:

“I’m sorry, I just have too many ideas.”

“I’m not the expert.”

“I’m just not a numbers person.”

But here’s the thing: **you don’t have to be an expert in everything to build a strong business.**

You can have the ideas and learn the numbers.

You can ask questions.

You can get support.

You can learn as you go.

As we head into Q4, consider this your reminder that financial literacy is not about knowing everything. It’s about being willing to understand the information that helps you make decisions about your business.

Start where you are. Ask questions. Keep learning. And get support when you need it.

That’s what we’re here for at The 25th Hour.

Years ago, a business owner wondered how his small café stayed profitable when most of its customers came and went befor...
09/29/2026

Years ago, a business owner wondered how his small café stayed profitable when most of its customers came and went before 9:00 a.m.

After working with a CFO and taking a closer look at the numbers, he discovered something surprising: coffee was his most profitable item.

The cost per cup was low, the volume was high, and together, those numbers made a simple cup of coffee one of the biggest profit drivers on the menu.

It’s a simple reminder that revenue tells you what sells. Profit tells you what is worth selling.

Knowing the difference can change the way you price, market, prioritize, and grow your business.

So today, enjoy your cup of joe. Then pour yourself a Cup of Know and take a closer look at what’s truly driving your profit.

The answer may surprise you.

Happy National Coffee Day! ☕

Your business doesn’t need more hustle. It needs clarity.Your bank account tells you where you’ve been. Your financials ...
09/28/2026

Your business doesn’t need more hustle. It needs clarity.

Your bank account tells you where you’ve been. Your financials can help you understand where your business is headed.

When you know your margins, cash flow, and profitability, you can make decisions with greater intention and less guesswork. Because the businesses that thrive aren’t always the busiest. They’re the ones that understand what their numbers are telling them.

This week, ask yourself:
Is your business creating the life you want, or just creating another job?

Take a look at your Profit & Loss statement month over month. What trends do you see?

Is growth actually on your calendar, or only on your wish list?

And most importantly, do you understand why?

If you’re not sure, that’s okay.

Take our Business Health Assessment through the link in our bio. The team at The 25th Hour is here to help you understand where you are and what’s next!

Address

557 Prospect Avenue #2062
Darien, CT
06105

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9am - 2pm
Sunday 9am - 2pm

Telephone

(860) 901-2525

Website

Alerts

Be the first to know and let us send you an email when The 25th Hour, LLC posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to The 25th Hour, LLC:

Shortcuts

Share

Category