RLJ Wealth Management

RLJ Wealth Management 20 Years of Helping People Plan Their Financial Future... Financial planning is an ongoing process of preparing for and reacting to Critical Financial Events.

They can be as diverse as planning for retirement, selling a business, receiving an inheritance, buying a recreational property or proactively planning for your legacy. Rebecca's resources and expertise help you to prepare for such events, so that you can achieve your fundamental and lifestyle goals. Securities offered through Kestra Investment Services, LLC (Kestra IS), Member FINRA/SIPC. Investm

ent advisory services offered through Kestra Advisory Services, LLC (Kestra AS), an affiliate of Kestra IS. Kestra IS or Kestra AS are not affiliated with RLJ Wealth. RLJ Wealth does not offer tax or legal advice. Investor Disclosures:

This profile is published for residents of the United States only. Registered Representatives of Kestra Investment Services, LLC and Investment Advisor Representatives of Kestra Advisory Services, LLC, may only conduct business with residents of the states and jurisdictions in which they are properly registered. Therefore, a response to a request for information may be delayed. Neither Kestra IS or Kestra AS provides legal or tax advice. For additional information, please contact our Compliance department at 844-5-KESTRA (844-553-7872).

A strong retirement plan isn’t just about saving — it’s about understanding how your income and spending work together. ...
07/21/2026

A strong retirement plan isn’t just about saving — it’s about understanding how your income and spending work together. When you know the difference between essential and discretionary expenses, it becomes easier to build a retirement income strategy that can adapt as life changes.

At RLJ Wealth, our team helps retirees and pre-retirees organize their spending so they can protect what matters most while maintaining flexibility.

Want guidance on structuring your retirement income plan? Give us a call at (719) 528-8115.

We’re excited to share some big news from the RLJ Wealth family! 🎉 Our very own Don Thornton has officially earned his ...
07/16/2026

We’re excited to share some big news from the RLJ Wealth family! 🎉
Our very own Don Thornton has officially earned his Certified Financial Planner® designation!

This is a tremendous achievement that reflects Don’s dedication, expertise, and heart for serving clients. We also want to recognize his wife, Brittany, for the incredible support she’s provided throughout his journey—behind every milestone is a team that makes it possible.

Join us in celebrating Don’s hard work, perseverance, and commitment to helping our clients pursue retirement with confidence and clarity!

Business transitions like mergers, acquisitions, or restructurings can create uncertainty around a company’s retirement ...
07/15/2026

Business transitions like mergers, acquisitions, or restructurings can create uncertainty around a company’s retirement plan. At RLJ Wealth, we know how important it is for employers to understand what may happen to a 401(k) so they can support their teams with clarity and confidence.

Depending on the structure of the transition, retirement plans may be merged, terminated, or redesigned to fit the new organization’s goals. Knowing the possibilities ahead of time can help your company plan proactively.

If your organization is navigating a merger, acquisition, or restructuring, our team can help you review your 401(k) options and prepare for a smooth transition.

Have questions about retirement planning during business changes? We’re here to help.

Mid-year is a great time to revisit your charitable giving strategy, especially with the 2026 tax changes approaching. T...
07/08/2026

Mid-year is a great time to revisit your charitable giving strategy, especially with the 2026 tax changes approaching. Taking a moment now can help you stay ahead and make sure your giving remains both meaningful and tax-efficient.

Our team at RLJ Wealth is focused on helping you understand how updated thresholds may affect the timing and structure of your contributions so you can continue supporting the causes you care about.

If you want help reviewing your charitable giving plan or preparing for upcoming tax changes, we’re here to talk.

As we celebrate our nation’s 250th birthday this July 4th, our team invites you to join us in reflecting on the history,...
07/03/2026

As we celebrate our nation’s 250th birthday this July 4th, our team invites you to join us in reflecting on the history, service, and shared values that shape our country! We wish each of you a memorable holiday with family and friends.

Please note that our office will be closed on Friday, July 3rd, in observance of Independence Day. We will reopen and return to regular business hours on Monday, July 6th.

Mid-year is a good time to review your financial strategy, especially if you’ve recently experienced a major life event....
06/24/2026

Mid-year is a good time to review your financial strategy, especially if you’ve recently experienced a major life event. When income, family structure, taxes, or risk exposure change, your strategy should evolve too.

Here are a few life events that may signal it’s time for a review:

🔵 Career Changes or Income Shifts - Promotions, new roles, or job transitions can alter retirement strategy, benefits, and overall income stability.
🔵 Marriage or Partnership Changes - Combining finances with a spouse or long-term partner affects debt management, retirement strategy, and investing goals.
🔵 Divorce or Separation - Asset division, new housing costs, and changing household income may require adjustments to savings rates, investment risk levels, and long-term retirement timelines.
🔵 Birth or Adoption of a Child - Adding a dependent introduces new long-term expenses and planning considerations.
🔵 Inheritance or Windfall Events - Sudden liquidity can strengthen long-term planning if integrated thoughtfully.
🔵 Home Purchase or Relocation - Housing decisions influence overall liquidity and debt, and often require long-term planning to manage.

Life events often reshape financial reality faster than markets do. If you’d like to discuss how recent life changes may affect your strategy, feel free to reach out. We’re always here to help.

Here’s the scoop: It’s time to celebrate Father's Day! We wanted to shout out all of the dads, grandfathers, and father ...
06/21/2026

Here’s the scoop: It’s time to celebrate Father's Day!

We wanted to shout out all of the dads, grandfathers, and father figures who make our lives special. We hope that this Father’s Day is filled with quality time, well-deserved rest, and maybe even a couple of dad jokes.

June is National Annuity Awareness Month, and to honor the month, we wanted to review what annuities are and how they mi...
06/11/2026

June is National Annuity Awareness Month, and to honor the month, we wanted to review what annuities are and how they might fit into your broader retirement strategies. Swipe for more information.

Deciding whether or not annuities are right for you requires a careful evaluation of fees, liquidity, and long-term goals. That’s where our team comes in. We are here to help you to explore how annuities might complement your existing plan. If you are interested, feel free to reach out anytime to schedule a review.

With the mid-point of the year approaching, we wanted to reach out and share a couple of tips that you can use to bolste...
06/09/2026

With the mid-point of the year approaching, we wanted to reach out and share a couple of tips that you can use to bolster 401(k) plan participation.

Regardless of whether you’re going through a participation slump or if you simply want to revamp your team’s experience with your plan offering, taking some time to re-evaluate how employees experience your 401(k) plan can make a big difference.

With that said, here are a few key ways employers can address the employee experience:

🔹 Audit the employee experience - Test enrollment and account-management processes internally to identify unnecessary steps, unclear instructions, or navigation issues that may discourage action.
🔹 Evaluate education accessibility - Ensure educational resources are concise, clearly labeled, and easy to find so employees do not abandon the process due to complexity.
🔹 Clarify the value proposition of participation - Frame messaging around real-world outcomes, such as long-term financial stability or maximizing employer-sponsored benefits.

Taking a structured mid-year approach allows employers to refine strategies before peak enrollment periods and helps maintain consistent engagement throughout the year. If you’d like support reviewing engagement trends or identifying practical next steps tailored to your organization, we’re always happy to connect.

As summer approaches, many organizations begin to see increased employee turnover as younger workers cycle in and out of...
06/06/2026

As summer approaches, many organizations begin to see increased employee turnover as younger workers cycle in and out of the market, with school schedules affecting their ability to work.

That higher turnover can influence how a 401(k) plan operates behind the scenes, affecting administration, vesting considerations, and ongoing compliance monitoring. Significant changes can result in partial plan termination, which can have serious impacts for businesses, and even routine staffing changes can create cumulative effects over time.

Swipe for an overview of partial plan termination and other key considerations to keep in mind.

Workforce changes are a normal part of business operations, but aligning HR decisions with retirement plan administration helps avoid unexpected compliance challenges.

If your organization expects high turnover or seasonal workforce changes, feel free to reach out to schedule an annual compliance check-in. I’m happy to review your current plan operations, turnover trends, and overall plan health and provide guidance for possible next steps.

Address

124 N Stone St
Deland, FL
32720

Opening Hours

Monday 9am - 4pm
Tuesday 9am - 4pm
Wednesday 9am - 4pm
Thursday 9am - 4pm
Friday 9am - 4pm

Telephone

+13864005151

Website

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