KBT Wealth Solutions

03/27/2026

It's natural to be concerned with the economic impact of the war with Iran.

12/12/2025

What 2025 Taught Us About Staying the Course

Some years pass quietly. 2025 wasn't one of them.Between market swings, geopolitical shocks, and a news cycle that never seemed to pause, this year tested patience across the board. And yet, as we close out December, the real story isn't about what the markets did. It's about how we responded.2025 M...

12/09/2025

Common Retirement Regrets—And Proactive Moves to Consider

Many people don’t regret being retired. They regret how they got there.1“I wish I had saved earlier.”“I didn’t think long-term care would matter.”“I should’ve waited to claim Social Security.”Hindsight hits hard when it’s tied to your potential freedom and options.The good news? ...

11/19/2025

One Economy, Two Realities: Understanding Today's Economic Divide

It’s possible for one economy to tell two different stories. One of growth, opportunity, and abundance. Another of constraint, anxiety, and scarcity.This isn't new. But recent economic data makes the divide unusually visible. Recognizing this divide can change how we think about (and react to) the...

11/10/2025

How to Talk to Your Aging Parents About Estate Planning (Without Making It Tense)

These conversations aren’t easy.Bringing up long-term care or estate planning with aging parents can feel like stepping on a landmine—awkward, emotional, maybe even a little intrusive.But if you wait until something happens—a fall, a diagnosis, a hospital stay—you're not just having the conv...

10/31/2025

What Recent Inflation Signals Mean for Financial Planning

Inflation has been the boogeyman of the economy for months.Sticky prices. Rising gas costs. A looming rate hike.The latest report provided useful data for planning ahead.When inflation cools—even slightly—it can affect everything from interest rates to your travel budget. September's numbers pro...

10/14/2025

Rethinking Retirement: Why True Wealth Is More Than Money

Rethinking Retirement: Why True Wealth Is More Than MoneyYou’ve mapped out your dream retirement. Maybe it’s a cozy beach town, golf twice a week, time with family, or finally starting that side project.But here’s the truth most planning overlooks: even with a solid financial plan, your ideal ...

11/21/2023

Your Brain on Fear & Greed: Why It’s Hard to Stop the Fear-Greed Cycle (& How to Break It)

What happens when you start to feel afraid or greedy? Do you feel like taking your time and waiting to make your next move?

10/25/2023

Don’t Let These Costly Retirement Mistakes Drain Your Nest Egg

If you know what mistakes tend to drain retirement savings, you can take caution, make more informed decisions, and stay on track to fund your dream retirement.

10/20/2023

Negotiating a Great Mortgage in a High Rate Environment

Mortgage rates have risen above 7%, leaving many buyers feeling like a reasonable mortgage is out of reach. While current rates look high compared to the ultra-low rates of the past decade, they aren't outrageous from a historical perspective.

10/11/2023

IRS Changes Inheritance Rules: Protecting Your Legacy

The IRS recently updated some rules about trusts that could make your heirs accidentally liable for capital gains taxes. It's another quiet change that could severely impact families trying to maximize their legacies.