Kate Cihon, Kilgore Cihon Advisor Group

Kate Cihon, Kilgore Cihon Advisor Group We focus on employee benefit packages, personal life insurance, retirement planning and investment s (AIC). Read it carefully before you invest or send money.

Randy Kilgore & Company was established in 1980 and focuses on employee benefit packages and personal life insurance, retirement planning and investment strategies. Our personal mission is to create and develop quality relationships with our clients by providing strategies to help clients reach their personal and business goals. Vision Statement: To live a life based on honesty, integrity and trus

tworthiness for our friends & families and the businesses and clients we serve. Guiding Principles:

We lead through listening, allowing others to seek their desired results. We work to improve our communication skills, and show patience and wisdom in our daily activities. We maintain a positive attitude and keep our sense of humor while also being honest and having integrity when dealing with all of our clients. We strive to be humble and understanding when dealing with family, friends and associates.

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Registered Representative Disclosure

*Securities offered solely through Ameritas Investment Corp. Member FINRA/SIPC (www.finra.org and www.sipc.org ).

**AIC and Randy Kilgore & Company are not affiliated. Additional products and services may be available through Kate Cihon* or Randy Kilgore & Company that are not offered through AIC. Securities products are limited to residents of (California, Colorado, Kentucky, New York, Oklahoma, and Pennsylvania). This is not an offer of securities in any jurisdiction, nor is it specifically directed to a resident of any jurisdiction. As with any security, request a prospectus from your Registered Representative. A Representative from Randy Kilgore & Company will contact you to provide requested information. Representatives of AIC do not provide tax or legal advice. Please consult your tax advisor or attorney regarding your situation. Information posted to this site by 3rd parties or links to 3rd party sites are not created nor endorsed by AIC or its representatives. Their information is deemed to be from reliable sources; however, their content cannot be guaranteed.

The year we've just closed offered one of those rare combinations: solid economic growth, easing inflation, and strong m...
01/06/2026

The year we've just closed offered one of those rare combinations: solid economic growth, easing inflation, and strong market returns, all while headlines screamed uncertainty at every turn. Swipe through for a review of 2025.

As always, reach out to our team with any questions or needs. We are here as a resource for you.

12/24/2025

As Christmas arrives, we’re reminded of the importance of slowing down and appreciating the people we’ve had the privilege of working with and supporting. That said, we’re truly grateful for your trust and partnership this time of year and always.

Our office will be closed Wednesday, December 24th, through Friday, December 26th, allowing our team to spend the holiday with their loved ones. We’ll get back to you as soon as we return.

Wishing you a joyful and restful Christmas, surrounded by the people who matter most.

Small group health insurance plans are designed specifically for businesses with as few as two employees (including the ...
12/23/2025

Small group health insurance plans are designed specifically for businesses with as few as two employees (including the owner) to those with up to 50 employees — and they can be a smart way to support both your team and your bottom line.

Here’s why small group benefits are worth exploring:

✅ Lower costs compared to individual plans
✅ More competitive, comprehensive coverage
✅ Potential tax perks (including up to a 50% tax credit for eligible employers)
✅ Happier, healthier employees who feel valued

If you’re a small business owner or part of a team that might qualify, now’s a great time to explore your options. Give us a call today. We’d be happy to help you compare plans and find the right fit for your team.

As the year comes to a close, now is a good time to reflect on what’s changed in your life and whether your life insuran...
12/22/2025

As the year comes to a close, now is a good time to reflect on what’s changed in your life and whether your life insurance beneficiaries still reflect your wishes. After all, certain events may call for updating your beneficiaries.

Start the new year with peace of mind while knowing that your coverage protects the people who matter most. Call our office today to review your policy.

One of the best gifts you can give yourself this holiday season is a secure financial future. Reach out today to schedul...
12/18/2025

One of the best gifts you can give yourself this holiday season is a secure financial future.

Reach out today to schedule an initial wealth management consultation, tailored to your unique needs.

This holiday season, give your team the gift of long-term financial security.Offering a 401(k) plan with employer matchi...
12/17/2025

This holiday season, give your team the gift of long-term financial security.

Offering a 401(k) plan with employer matching isn’t just a smart business move; it’s a meaningful way to show your employees their future matters. A well-designed plan can boost morale, reduce turnover, and create a workplace where people feel valued year-round.

Let’s make this season about lasting impact. Reach out to learn how we can help you implement or enhance your 401(k) offering.

December will be over before we know it, so we’re sharing an urgent reminder about annual required minimum distributions...
12/16/2025

December will be over before we know it, so we’re sharing an urgent reminder about annual required minimum distributions. Take a look below at key information for Americans who are 73 years or older.

🔹If you turned 73 in 2025, you have until April 2026 to take your first distribution. However, you will need to take your second distribution by December 31, 2026. Taking both in 2026 could have negative tax impacts. Discuss the best course of action with your financial advisor.

🔹If you’re age 74 or older, the IRS requires you to take an RMD from certain retirement accounts by December 31st.

🔹Applicable accounts include: Traditional IRAs, SEP IRAs, SIMPLE IRAs, 401(k)s, 403(b)s, and 457(b)s. However, the IRS does not require RMDs from Roth IRAs, Roth 401(k)s, or Roth 403(b)s while the account holder is living.

🔹Missing the deadline could result in a penalty of 25% of the RMD amount and 10% if corrected within two years for IRAs.

Have questions about RMDs or other investing matters? Give us a call today.

If you’re going through a life change or are new to life insurance, it might be time to think about your options. Term l...
12/12/2025

If you’re going through a life change or are new to life insurance, it might be time to think about your options. Term life insurance is one of the most affordable and straightforward ways to protect the people who matter most to you.

Here’s a quick breakdown of this type of life insurance:

✅ Fixed coverage for a set number of years (usually 10, 20, or 30)
✅ Tax-free payout for your loved ones if something happens
✅ Can help cover things like mortgage payments, tuition, and daily expenses

There are even flexible options like return-of-premium riders or convertible term policies, which can adapt to your needs over time.

And the best part? It may be more affordable than you think. A study found 72% of Americans overestimate the cost of term life insurance.

Keep in mind that term life insurance isn’t just for people without coverage currently. It can be layered on top of an existing policy if your life (and coverage) needs have changed, whether from a new job, a new home, or new responsibilities. Want help figuring out what makes sense for your situation? Feel free to reach out.

We spend so much time searching for the perfect gifts — something meaningful, lasting, and full of love. This season, co...
12/09/2025

We spend so much time searching for the perfect gifts — something meaningful, lasting, and full of love. This season, consider a gift that says it all and more.

It’s not flashy. It won’t go on sale. But it could make all the difference for the people you care about most.

Swipe through to see why life insurance may be worth considering before year’s end. And if you’re ready to start the conversation, give us a call today. We’re here to help.

As we close out the year, December invites us to reflect on what we’ve accomplished and how we showed up along the way.T...
12/09/2025

As we close out the year, December invites us to reflect on what we’ve accomplished and how we showed up along the way.

The path to success isn’t always smooth, but it often comes down to persistence over perfection and accountability over excuses. As we look ahead to a new year, let’s keep showing up with grit, grace, and a commitment to keep going — even when it’s hard.

Here's to finishing strong and stepping boldly into what’s next. If there’s anything we can do to support your goals, we’re just a phone call away.

Santa Claus is coming to the… stock market? Well, maybe not — but the Santa Claus Rally is a real phenomenon that invest...
12/04/2025

Santa Claus is coming to the… stock market? Well, maybe not — but the Santa Claus Rally is a real phenomenon that investors have tracked for decades. Today, we’re spreading some holiday cheer by sharing an overview of what exactly it is and what investors should know. Swipe to learn more.

As always, give us a call with any investing questions or needs.

As the year winds down, we’re reminded that growth often happens in the moments we least expect — when we take small ste...
12/02/2025

As the year winds down, we’re reminded that growth often happens in the moments we least expect — when we take small steps forward, even through uncertainty. Whether you're closing out a tough season or stepping into something new, keep going. You've come further than you think.

What’s one lesson you’re taking with you into the new year? Share with us in the comments. We’d love to hear it.

Address

1855 South Pearl Street, Suite 6
Denver, CO
80210

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+17195780075

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Our Story

Randy Kilgore & Company was established in 1980 and focuses on employee benefit packages and personal life insurance, retirement planning and investment strategies. Our personal mission is to create and develop quality relationships with our clients by providing strategies to help clients reach their personal and business goals. Vision Statement: To live a life based on honesty, integrity and trustworthiness for our friends & families and the businesses and clients we serve. Guiding Principles: We lead through listening, allowing others to seek their desired results. We work to improve our communication skills, and show patience and wisdom in our daily activities. We maintain a positive attitude and keep our sense of humor while also being honest and having integrity when dealing with all of our clients. We strive to be humble and understanding when dealing with family, friends and associates. ------------------------------------------------------------------- Registered Representative Disclosure *Securities offered solely through Ameritas Investment Corp. (AIC). Member FINRA/SIPC (www.finra.org and www.sipc.org ). **AIC and Randy Kilgore & Company are not affiliated. Additional products and services may be available through Kate Cihon* or Randy Kilgore & Company that are not offered through AIC. Securities products are limited to residents of (California, Colorado, Kentucky, New York, Oklahoma, and Pennsylvania). This is not an offer of securities in any jurisdiction, nor is it specifically directed to a resident of any jurisdiction. As with any security, request a prospectus from your Registered Representative. Read it carefully before you invest or send money. A Representative from Randy Kilgore & Company will contact you to provide requested information. Representatives of AIC do not provide tax or legal advice. Please consult your tax advisor or attorney regarding your situation. Information posted to this site by 3rd parties or links to 3rd party sites are not created nor endorsed by AIC or its representatives. Their information is deemed to be from reliable sources; however, their content cannot be guaranteed.