Hammack & Bales Financial Group

Hammack & Bales Financial Group Hammack & Bales Financial Group is a Financial Advisory Firm serving all of Southeast Missouri

I work with a select group of individuals, families and businesses in order to provide each of my clients with the highest levels of service. I am passionate about working with clients to help them meet their financial needs and to plan for their future. I will look at your entire financial picture, including your cash reserves and debt management, investments, insurance and taxes. I will ask you

the right questions and listen closely to your answers. By focusing on your dreams and goals, you can feel comfortable and confident that the advice I provide will help you put those dreams and goals within reach. How We Will Work Together

Here are a few key items to understand in our working relationship – a relationship in which I am working for you:
• You are my client and not a retail customer
• I am your trusted advisor and not a “stock
broker” or a “salesperson”
• My first concern is YOUR success, not mine
• We will engage in a PLANNING process
and not just “product offering” sessions
• We will focus on PROACTIVE long-term
planning, keeping an eye on the short-
term, and not be reactive to events we
cannot control
• We will develop YOUR plan

The choice of business structure is not a final decision. You may amend your business structure to your changing needs.
09/02/2026

The choice of business structure is not a final decision. You may amend your business structure to your changing needs.

Entrepreneurs all face the same question, “Which business structure should I adopt?”

Test your estate strategy knowledge with this short quiz.
08/31/2026

Test your estate strategy knowledge with this short quiz.

Estate management can help ensure that your assets are transferred according to your wishes while managing tax issues.

A disability could keep you from work and increase costs. How can you protect yourself?
08/28/2026

A disability could keep you from work and increase costs. How can you protect yourself?

In the event of an unforeseen accident or illness, disability insurance may be a good way to protect your income and savings.

Looking to create a financial legacy for your heirs while managing taxes? Grantor Retained Annuity Trusts (GRATs) may be...
08/26/2026

Looking to create a financial legacy for your heirs while managing taxes? Grantor Retained Annuity Trusts (GRATs) may be the solution you're looking for. Explore how GRATs can help you transfer wealth and reduce gift tax liability.

Explaining Grantor Retained Annuity Trusts (GRATs) and their benefit to estate strategy.

Business owners should consider a succession plan sooner rather than later.
08/24/2026

Business owners should consider a succession plan sooner rather than later.

There are a number of reasons for business owners to consider a business succession plan sooner rather than later.

Protecting you or your company from a civil claim may require an insurance coverage you have never heard of.
08/21/2026

Protecting you or your company from a civil claim may require an insurance coverage you have never heard of.

E&O insurance is specifically designed to protect you, or your company, from the risk of a client’s dissatisfaction.

How confident are you in the strength of your passwords? These days, one’s passwords are almost as important as the keys...
08/19/2026

How confident are you in the strength of your passwords? These days, one’s passwords are almost as important as the keys to your house. Check out these handy, current tips on crafting a secure password.

Have fun and learn how to craft the perfect password with the help of this highly engaging infographic.

How do you handle your estate if you have a blended family? Here are a few things you should consider. Read more.
08/17/2026

How do you handle your estate if you have a blended family? Here are a few things you should consider. Read more.

This article will help your clients with blended families think and prepare their estate strategy.

Did you hear about Aretha Franklin’s handwritten will? How did Frank Sinatra keep his family from contesting his \$100m ...
08/14/2026

Did you hear about Aretha Franklin’s handwritten will? How did Frank Sinatra keep his family from contesting his \$100m estate? The examples of famous celebrities underline the need for a clear estate strategy.

The examples of famous celebrities underline the need for a clear estate strategy.

What did it take to become the richest man in Babylon?
08/12/2026

What did it take to become the richest man in Babylon?

In good times and bad, consistently saving a percentage of your income is a sound financial practice.

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Desloge, MO
63601

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