Hammack & Bales Financial Group

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Desloge, MO
Hammack & Bales Financial Group

Hammack & Bales Financial Group is a Financial Advisory Firm serving all of Southeast Missouri

I work with a select group of individuals, families and businesses in order to provide each of my clients with the highest levels of service. I am passionate about working with clients to help them meet their financial needs and to plan for their future. I will look at your entire financial picture, including your cash reserves and debt management, investments, insurance and taxes. I will ask you

the right questions and listen closely to your answers. By focusing on your dreams and goals, you can feel comfortable and confident that the advice I provide will help you put those dreams and goals within reach. How We Will Work Together

Here are a few key items to understand in our working relationship – a relationship in which I am working for you:
• You are my client and not a retail customer
• I am your trusted advisor and not a “stock
broker” or a “salesperson”
• My first concern is YOUR success, not mine
• We will engage in a PLANNING process
and not just “product offering” sessions
• We will focus on PROACTIVE long-term
planning, keeping an eye on the short-
term, and not be reactive to events we
cannot control
• We will develop YOUR plan

07/20/2026

Protect yourself from identity theft.

Having your identity stolen may result in financial loss plus the cost of trying to restore your good name.

07/17/2026

Creating a home inventory can help you fully recover any property losses you incur. Include these four things.

Creating an inventory of your possessions can save you time, money and aggravation in the event you someday suffer losses.

07/15/2026

There’s 5 phases to changing unhealthy behaviors. Here’s how to do it.

Five phases to changing unhealthy behaviors.

07/13/2026

Does your insurance cover you if you get into an accident with an uninsured driver?

You’re hit by an uninsured driver. Now what? Are you protected against financial losses?

07/10/2026

Learn more about whether you need to pay estimated taxes.

Have income that isn’t subject to tax withholding? Or insufficient withholdings? You may have to pay estimated taxes.

07/08/2026

Learn about Medicare Advantage and the choices it offers you for health care coverage, prescription drugs, and more.

Overview of Medicare Advantage, what’s in them, special rules, and more.

07/06/2026

Bedtime Story: U.S. Federal Tax Code. How many pages have you read?

An inside look at how marginal income tax brackets work.

07/03/2026

As complex as the details of taxes can be, the income tax process is fairly straightforward.

A quick look at how federal income taxes work.

07/01/2026

Just because you’re under 65 years of age doesn’t mean you don’t qualify for Medicare. There are a few specific scenarios where you are eligible earlier. Learn more:

You might qualify for Medicare if you’re under 65-years-old. This article will explain the conditions where you may qualify for Medicare early.

06/29/2026

Leasing a car? Consider gap insurance to protect against losses that may not be covered by your current policy.

If you’re thinking of leasing a new car, then you shouldn’t forget about gap insurance.

Address

Desloge, MO
63601

Telephone

+15733665908

Website

http://www.hbfg1.com/

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