10/26/2026
Investment losses are never welcome, but they may create a tax-planning opportunity.
Tax-loss harvesting involves selling certain investments at a loss to help offset realized capital gains. Depending on your situation, unused losses may also offset a limited amount of ordinary income and carry forward to future tax years.
Before making a move, consider the full picture:
• Whether you have realized gains to offset
• Your long-term investment strategy
• Wash-sale rules that can affect the tax result
• How the decision fits into your broader tax plan
For Metro Detroit business owners, real estate investors, and individuals with complex returns, this is one example of why year-round tax planning matters. Our team at PLW CPA PLLC can help you evaluate the tax implications before year-end decisions are made.
Reach out to discuss your situation with our Sterling Heights tax planning team.