Secure Retirement Strategies

10/25/2026

💡 Did You Know?

The average person retiring today may spend $185,500 on healthcare expenses throughout retirement, even with Medicare coverage.

The biggest surprise for many retirees isn't Medicare premiums. It's the deductibles, copays, prescription costs, and other out-of-pocket expenses that can add up over time.

Healthcare planning is retirement planning.

10/25/2026

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10/25/2026

AI Pressure Persists, Oil Up as Price Data Looms - https://mailchi.mp/srsstrategies/catch-up-on-this-weeks-news-13867992

10/25/2026

"From our first meeting with Tom, Ryan and Jennifer we felt at ease. They listen carefully to our needs and came up with a financial plan for us. Their knowledge and most importantly transparency is why we decided to trust our retirement planning to SRS. Carlos and Rosie" says Ana on Google

★★★★★ From our first meeting with Tom, Ryan and Jennifer we felt at ease. They listen carefully to our needs and came up with a financial plan for us. Their knowledge and most importantly transparency is why we decided to trust our retirement planning to SRS. Carlos and Rosie

10/21/2026

📊 Market ups and downs are a normal part of investing, but they can feel different when you're relying on your portfolio in retirement.

To help prepare for market volatility:

✔️ Know where your income will come from.
✔️ Keep a cash cushion for short-term expenses.
✔️ Consider income sources that aren't tied directly to market performance.

Having a plan in place can make it easier to stay focused on your long-term goals instead of short-term headlines.

10/20/2026

"We’ve had an excellent experience with George our financial advisor. SRS are knowledgeable, trustworthy, and genuinely care about helping us reach our financial goals. We highly recommend SRS to anyone looking for an outstanding financial advisor!" says Nancy on Google

★★★★★ We’ve had an excellent experience with George our financial advisor. SRS are knowledgeable, trustworthy, and genuinely care about helping us reach our financial goals. We highly recommend SRS to anyone looking for an outstanding financial advisor!

10/19/2026

📚 It's National Retirement Security Week!

Retirement planning isn't just about saving money. It's also about understanding the tools and strategies that can help you make the most of what you've earned.

From learning how compound interest works to understanding investment risk, 401(k)s, IRAs, and retirement income planning, financial education can be one of your most valuable assets.

This week, challenge yourself to learn something new about retirement planning. Your future self may thank you for it

10/15/2026

Medicare Open Enrollment opens today and runs through December 7, making it the perfect time to review your healthcare coverage for the year ahead.

📝 As you evaluate your options, ask yourself:

✅ Are my doctors and preferred pharmacy still in-network?
✅ Have my prescription medications changed?
✅ Am I paying for benefits I no longer need?
✅ Have my healthcare needs changed since last year?
✅ Do my expected healthcare costs still fit within my retirement budget?

Taking a few minutes to review your coverage now can help you avoid surprises later and make more informed decisions for the year ahead.

10/15/2026

"Phil and Jesse have been wonderful, attentive, and very helpful in helping us gain the confidence to retire early!! Thank you both!" says Diane on Google

★★★★★ Phil and Jesse have been wonderful, attentive, and very helpful in helping us gain the confidence to retire early!! Thank you both!

10/12/2026

📢 Social Security's annual Cost-of-Living Adjustment (COLA) announcement is right around the corner.

Current projections suggest the 2027 COLA could fall between 3.1% and 3.6%, which could mean an extra $60 to $75 per month for the average retiree receiving a $2,000 benefit. If projections hold, it would be the largest increase since 2023.

💡 The key takeaway? Even modest benefit increases can add up over time. That's why it's important to regularly review your retirement income strategy and make sure your spending plan keeps pace with changing costs.