Al Gonzalez, MBA , CPFA AG Wealth Advisors

07/15/2026

ANNDDD we're back! for the 3rd annual Back-To-School Rotary Rodeo! Saturday 9/5 at a family hotspot -- Dripping Springs Distilling!
Secure your vendor spot now to get in front of hundreds of local families and contribute to the Scholarship Fund for our D.S.H.S. graduating class of 2027! 🥰

07/14/2026

Don’t put all your eggs in one basket

07/14/2026

"I Never Say 'Sell It All!"

I work with employees and executives at AMD, Dell, Intel, Apple, Tesla and other technology companies.

One thing I've learned: company stock can create tremendous wealth. It can also create tremendous concentration.

Your salary comes from the company.
Your benefits come from the company.
Your RSUs may come from the company.
And a significant portion of your 401(k) may be tied to the company.

That's a lot of your financial life riding in one vehicle.

I'm not the advisor who automatically says, “Sell your company stock.”

Never say never.

My job is to help you understand the concentration risk, explore diversification, and be thoughtful about the tax consequences of unwinding a large position.

The question isn't whether you believe in your company.

The question is: What happens to your financial plan if your company has a really bad day?

If company stock has become a significant part of your net worth, maybe it's time for a second opinion.

Let's Plan On It!

Don’t put all your eggs in one basket

06/30/2026

🎉 We're excited to announce our upcoming Halftime Report Event!

🤔 How do you think the market is doing so far?

During this event, we'll explore what market behaviors may be in store for the rest of this year and much more.

Ready to register? 🔗 in our bio.

06/25/2026

Stay Human!
We're racing toward AI, autonomous vehicles, reusable rockets, and technologies that seemed impossible just a decade ago.
Recently, I read that a major brokerage plans to have accounts under $1 million managed primarily by AI.
There are certainly benefits to AI. We use it in our practice every day to improve efficiency and enhance the client experience.
But AI is a tool, not a relationship.
Financial planning isn't just about numbers, algorithms, and market data. It's about understanding the people behind the portfolio:
• The engineer wondering if they're saving enough
• The retiree concerned about outliving their money
• The family balancing college costs and retirement goals
• The executive navigating RSUs, taxes, and career decisions
Those conversations don't fit neatly into a spreadsheet.
Good advice comes from understanding your story, your family, your concerns, and your goals. It comes from listening. It comes from experience. It comes from being human.
Technology can process data.
People provide wisdom, perspective, empathy, and accountability.
As we embrace the future, let's not lose sight of what matters most:
Stay Human.
If you're looking for advice that's built around your life—not just your account balance—let's talk.
Let's Plan On It.

06/22/2026

06/17/2026

Treasury yields have risen as bond prices have fallen, reflecting renewed attention to inflation, interest rates, and investor sentiment.

Treasurys are U.S. government bonds, and their yields often move based on expectations for inflation, economic growth, and Federal Reserve policy.

When inflation remains elevated, investors may expect interest rates to stay higher for longer. That can make existing bonds less attractive, pushing prices down and yields up.

Higher Treasury yields can also affect other parts of the economy. The 10-year Treasury, for example, is closely tied to mortgage rates, which can influence homebuyers' borrowing costs.

Rising yields may also affect corporate borrowing, stock valuations, and the broader cost of capital.

While higher yields can signal concern, they can also reflect a market adjusting to new economic data. For consumers and businesses, the key takeaway is that bond market movement can ripple into borrowing costs and financial decisions over time.


Source:

U.S. government bonds are sagging as investors fret that hotter inflation will keep interest rate cuts on hold.

06/15/2026

David McKnight warns that relying on tax-deferred savings could backfire when rates rise, making Roth conversions critical now

06/12/2026

Keep these ages in mind to boost your retirement benefits and avoid penalties.

06/10/2026

LPL Weekly Market Commentary - Every day is a news worthy cycle.