Robert L Javens - Financial Advisor, CPFA, AIF

Robert L Javens - Financial Advisor, CPFA, AIF Certified Plan Fiduciary Advisor in DuBois, Pennsylvania
Specializing in Business & Individual Retire

What We Do: Forging a Path Together

At Robert Javens Financial Advisors & Wealth Strategies, your needs come first. Our team values the importance of building ongoing relationships with our clients, and we construct strategies based on a goal oriented, advice driven approach. We take your current situation into account and provide strategies and recommendations tailored specifically to you. As a

Fiduciary, we will always work in your best interest, held to the highest duty known to law, and provide sound advice that has been carefully developed. Also, being independent provides us with the flexibility to provide client focused strategies and goal-based solutions to protect what you have built so far, and take advantage of opportunities to future wealth, working towards securing your financial future. Building and maintain life-long relationships with our clients, allows us to support you in making the right financial and insurance decisions during all stages of life. Visit our website & give us a call to learn more about how we can help you. Website address: www.rj-financial.com
Phone #: (814)-372-4840

I currently hold my Life, Accident, and Health licenses as well as my Series 6, 63, 65, and Series 7 securities licenses. IMPORTANT CONSUMER INFORMATION
This information is strictly intended for individuals residing in the states of AL, CA, FL, GA, KY, MD, ME, NC, NY, OH, PA, VA, and WV. No offers may be made or accepted from any resident outside the specific states referenced. Securities and Investment advisory services offered through Osaic Wealth, Inc., member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth. Client or Prospective Client Service Disclosure:
All questions or concerns must be directed through the business email address or phone number listed in the profile or information section. Please do not use the Social Media email feature to send email messages regarding concerns. Transaction or customer service requests cannot be taken through this site. Services are only available in jurisdictions where the representative is licensed and registered to conduct business. Please contact the Representative or refer to their website for a list of these states. Neither Osaic Wealth, Inc., nor its registered representatives or employees, provide tax or legal advice. As with all matters of a tax or legal nature, you should consult with your tax or legal counsel for advice. Required Links:
FINRA website: www.finra.org
SIPC website: www.sipc.org
MSRB website: www.msrb.org

Net worth is one of the most telling numbers in personal finance. Add up your assets and liabilities to see where you re...
07/22/2026

Net worth is one of the most telling numbers in personal finance. Add up your assets and liabilities to see where you really stand today.

Get a snapshot of your overall financial picture by calculating your total net worth.

Social Security has been a fact of retirement since 1935; how much do you really know about it?
07/20/2026

Social Security has been a fact of retirement since 1935; how much do you really know about it?

Here are five facts about Social Security that might surprise you.

A dollar today won't be worth a dollar in 20 years. See how inflation could erode your retirement income and what you ma...
07/19/2026

A dollar today won't be worth a dollar in 20 years. See how inflation could erode your retirement income and what you may need to account for.

See how inflation over time could affect the purchasing power of your retirement income.

Saving early could prove very helpful down the road. Share this piece with your family and consider your choices.
07/17/2026

Saving early could prove very helpful down the road. Share this piece with your family and consider your choices.

This early financial decision could prove helpful over time.

Before you start house hunting, find out what you can realistically afford. This calculator factors in your income, debt...
07/15/2026

Before you start house hunting, find out what you can realistically afford. This calculator factors in your income, debts, and down payment to give you a number.

Estimate how much home may fit within your budget based on income and expenses.

Are you looking for a balance? Find yours, starting with this video.
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Are you looking for a balance? Find yours, starting with this video.

The sandwich generation faces unique challenges. For many, meeting needs is a matter of finding a balance.

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07/12/2026

What happens to your 529 account if your kids don't go to college? With rising college costs and changing job markets, more students are considering alternatives to traditional four-year colleges.

Rising college costs prompt students to seek alternatives; 529 account funds can be used for other education options.

When a house is sold, when do you qualify for capital gains taxes? This colorful infographic covers some of the basics.
07/10/2026

When a house is sold, when do you qualify for capital gains taxes? This colorful infographic covers some of the basics.

If your clients are buying or selling a home, use this to help them determine if they qualify for capital gains taxes.

Where is your money actually going each month? Use this budgeting tool to break down your income and expenses and spot o...
07/08/2026

Where is your money actually going each month? Use this budgeting tool to break down your income and expenses and spot opportunities to do more with what you have.

Track your monthly income and expenses to get a clearer view of your cash flow.

Attention Estate Executors: Do you know about the Alternate Valuation Date?
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Attention Estate Executors: Do you know about the Alternate Valuation Date?

Executors can value the estate on the date of death, or on its six-month anniversary —the “Alternate Valuation Date.

Address

902 Beaver Drive
Du Bois, PA
15801

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