MJ Matta and Associates

MJ Matta and Associates -Helping clients with Tax Effecient retirement planning
-Part of The Elite Power of Zero Advisor Gro

REGISTER NOW! Join my FREE Power of Zero Workshop at the Fawcett Center on The Ohio State University campus for educatio...
08/31/2026

REGISTER NOW! Join my FREE Power of Zero Workshop at the Fawcett Center on The Ohio State University campus for education on retirement income planning, tax-efficient strategies, and long-term financial confidence.

Designed for adults ages nearing retirement, this two-part workshop is free to attend and includes a workbook to help you follow along and apply what you learn.

Choose a 2-NIGHT session:

Thursdays | Sept. 10 & 17
6:30 PM–9:30 PM
-OR-
Tuesdays | Sept. 15 & 22
6:30 PM–9:30 PM

ENROLL TODAY AT: https://www.enrolltoday.education/83713

Or call 614-350-6688 to register.

Strategic retirement planning requires more than guesswork. It requires informed decisions.

There’s a certain kind of worry that shows up when everything gets quiet.Will I have enough? What happens if the market ...
08/23/2026

There’s a certain kind of worry that shows up when everything gets quiet.

Will I have enough? What happens if the market changes? How much will rising costs or taxes affect my retirement income?

Those questions can weigh heavily, especially when the future feels uncertain.

The good news is that having a thoughtful retirement strategy can bring clarity to those concerns. When you understand where your income will come from, how taxes may affect it, and what your plan is designed to handle, the future can start to feel a lot less overwhelming.

Retirement planning is about more than numbers. It’s about replacing worry with confidence and giving yourself the peace of mind that comes from knowing you have a plan in place.

If Required Minimum Distributions sound about as familiar as the punchline to a bad joke, you're not alone.Knowing when ...
08/16/2026

If Required Minimum Distributions sound about as familiar as the punchline to a bad joke, you're not alone.

Knowing when RMDs begin, and how they could affect your taxable income, is an important part of retirement planning.

When people hear “long-term care,” many immediately think of nursing homes. But long-term care planning can involve much...
08/12/2026

When people hear “long-term care,” many immediately think of nursing homes. But long-term care planning can involve much more than that.

I don’t believe planning for long-term care is about expecting the worst. It’s about understanding the possibilities and giving yourself more choices when it comes to where and how you receive care.

There are a few realities about long-term care planning that are worth understanding before you need it.

Many retirees are surprised to learn that Social Security isn't automatically tax-free.Whether your benefits are taxed d...
08/06/2026

Many retirees are surprised to learn that Social Security isn't automatically tax-free.

Whether your benefits are taxed depends on your Provisional Income, a calculation the IRS uses that includes more than just your Social Security check.

Understanding this before retirement can help you make smarter decisions about where you save and how you withdraw money.

Retirement planning isn't just about building wealth.

It's about keeping more of it.

📩 Have questions about how Social Security fits into your retirement plan? Let's talk.

Meet Bob and Mary.Like many retirees, they have a pension, Required Minimum Distributions (RMDs), and Social Security. O...
08/03/2026

Meet Bob and Mary.

Like many retirees, they have a pension, Required Minimum Distributions (RMDs), and Social Security. On paper, everything looks great.

But when those income sources are added together, their provisional income is high enough that up to 85% of their Social Security benefits may be subject to federal income tax.

The impact isn't just this year's tax bill.

Every dollar paid in taxes is a dollar that's no longer available to spend, invest, or leave to your family. Over the course of retirement, that can make a meaningful difference.

That's why retirement planning isn't just about growing your nest egg—it's about deciding where your retirement income comes from.

By positioning your assets across taxable, tax-deferred, and tax-advantaged accounts, there may be opportunities to reduce taxable income and potentially lower the taxation of your Social Security benefits.

The sooner you plan, the more options you may have.

📩 Wondering how much of your Social Security could be taxable? Let's start the conversation.

There are strategies that may significantly reduce or even help avoid Social Security taxation in retirement. Reach out and let’s talk about your strategy.

07/28/2026

Do you relate to this?

07/26/2026

What happens when it’s time to take my money out?

That’s the question I don’t think gets asked enough.

A lot of financial advisors charge a fee to help grow your money, and that may be fine if they’re bringing real value. But retirement is not just about how big the pile is when you stop working.

It’s about how much of that money you actually get to keep.

How is it taxed? How do you take it out? How do you make it last for the rest of your life?

That’s the part that gets missed too often.

Growth matters, but taxes matter too. Make sure you understand and plan for both, so you know how much you’re actually keeping.

Nobody plans to need long-term care.That's exactly why so many families end up making difficult decisions during a crisi...
07/22/2026

Nobody plans to need long-term care.

That's exactly why so many families end up making difficult decisions during a crisis.

Most people spend years planning for retirement income, investment returns, and taxes. But one unexpected health event can quickly change everything.

Traditional long-term care insurance generally begins paying benefits when you're unable to perform two of the six Activities of Daily Living, such as bathing, dressing, eating, walking, using the restroom, or maintaining continence.

The question isn't if you should have a plan.
The question is which plan makes the most sense for you.

Some people choose to:
• Self-insure
• Purchase traditional long-term care insurance
• Use a life insurance policy with chronic illness or long-term care benefits
• Rely on family support

The best time to make that decision is while you still have options, not when your family is forced to make them for you.

Address

Dublin, OH

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 7pm
Saturday 8am - 5pm

Telephone

6142077798

Website

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