Cathy Mendoza - Financial Advisor

04/04/2023

Retirement should be a time to enjoy life...

01/04/2023

10/10/2022

In the last few months, a simple but important question is asked during conversations and meetings:

“What are you doing right now to reduce risk and reduce stress if the market drops 50%?”

I encountered answers from "Nothing really" to “I don’t know” to nonchalant, to intense and sometimes frustrated, a few angry, but mostly worried and scared.

Different responses to that provocative question.

Maybe it’s time to discuss and ask this question with your spouse or significant other, or with your trusted mentor.

“What can we do right now to reduce risk and reduce stress if the market drops 50%?”

Me, for my clients:

“I teach my clients how to redesign their portfolios on a mathematical basis to help them stop losing money, make sure they never run out of income and we set it up deliberately in the beginning so that the income automatically gets bigger over time regardless of whether or not the stock market cooperates. It preserves their lump sum principal so they can’t lose their money, it builds in liquidity and flexibility along the way.”

Let’s chat soon…

10/08/2022

I just put the finishing touches on my brand new report called “Retiring In Uncertain Times.”

It’s all about what you can do NOW to feel confident that your retirement plan is on track to deliver the lifestyle you want.

If you want to check it out, comment “LIFESTYLE” below and I’ll send it right over.

Here’s a bit of what’s covered in the report:

- 3 easy steps to help protect your well-being, cash flow, and investments
- 2 very common mistakes to avoid at all costs
- The first step to create a clear path amid the “fog” of uncertainty

This is most valuable for folks who are trying to understand how to plan for the future, amid the historic levels of uncertainty we’ve been experiencing recently.

Want a copy? Comment “LIFESTYLE” below and I’ll get it to you straight away.

12/25/2021

Merry merry Christmas from our family to yours! Enjoy and stay blessed!

10/13/2021

When can I retire?

Can I retire sooner?

Do I have enough?

When should I turn on my Social Security?

So many questions, finding out the best answer or timing really rests on you…

If the right questions are asked, the best strategy can be laid out.

The power to make the best decision is yours.

Turn on that power, let the right questions and best answers flow.

Starts with a real conversation.

10/07/2021

No one wants to leave important decisions around their family and estate to chance...

According to Google, 63% of Americans don't have a will or trust, and another 9% have out of date documents.

Why is that - you wonder?

We understand...

Some feels uncomfortable,

It may sound complicated,

It seems time consuming,

And hmmm, it may be expensive.

It could be, now is the time to check off your do-it tomorrow list, and consult with your lawyer if you have one.

As a financial advisor, part of my commitment to my clients is to ensure this important task is completed.

We have teamed up with expert resources to address your estate planning needs in a simple and affordable way, and we can do it via a Zoom or web meeting or right in my office.

This is just one of the many things we can do to help you achieve your financial goals.

Starts with a conversation…

Here a link is to you to block your best time to chat and ask questions

My clients love it!

https://bit.ly/3DaDNq2

10/05/2021

Hey, Everything is looking good!

Yes, you weathered the storm through 2000 to 2002 bust…

Yes, you recovered from the 2008 meltdown…

Yes, you went “Whew” after the 2020 panic…

Ready set GO for your Go Go years!

Time to hang up the hat!

Time to have fun!

Time to Relax…

Time to travel when it is safer…..

Hmmm. I wish I have a crystal ball and a magic wand,

And say, thou shall not have bumps and humps down the road...

But I don’t. What I do have is, my birthday gift (today is really my birthday!)

Time… my gift of time for you,

Time for me to listen,

Time for me to help understand
Where you really stand.

Time to help you feel safe and secure
From the next Bust or Meltdown or “Whew!”

Time to help you say to yourself “Everything is really great!”

Starts with a conversation…

Here a link is to you to block your best time to chat and ask questions
My clients love it!
https://bit.ly/3ifKXkM