PDS Planning, Inc.

07/13/2026

Changing financial advisors is often easier than people think. The harder question is whether staying in the wrong advisory relationship is costing you more than you realize.

Originally featured as a Thought Leader article in the Summer 2026 issue of Columbus CEO, this article explores the common reasons investors hesitate to make a change, the misconceptions around switching advisors, and the long-term costs of waiting.

If you've ever wondered whether your current advisor is still the right fit, this is worth the read.

Wondering if it's time to change financial advisors? Learn the hidden costs of staying in the wrong advisory relationship and what to consider before making a move.

07/09/2026

Is artificial intelligence the next great investment super-cycle?

In this month's Market Commentary, Drew explores what separates a true investment super-cycle from a period of market enthusiasm, and why the long-term impact of AI may depend less on the billions being invested today and more on how businesses ultimately adapt and reorganize around the technology.

In our July 2026 Market Commentary, Drew Potosky quickly summarized the second quarter market performance before discussing a potential AI investment super-cycle.

07/08/2026

We're excited to welcome Diego Shaw to the PDS team.

A graduate of Mount Vernon Nazarene University with a degree in Finance and a minor in Financial Planning, Diego joins PDS as an Associate Paraplanner. He's passionate about making complex financial topics easier to understand and helping clients navigate important financial decisions with confidence.

Outside the office, Diego enjoys traveling, exploring new restaurants, spending time at the lake, and following sports. He's also looking forward to an exciting milestone this year as he and his fiancée, Mikayla, prepare for their wedding this September.

We're thrilled to have Diego on the team and look forward to all he'll accomplish.

07/07/2026

Many investors review their portfolio regularly.

Fewer take the time to evaluate the advice behind it.

As your financial life evolves, it's worth asking whether the current fee structure, service model, and planning experience are still aligned with your needs.

Periodic review can provide valuable perspective, regardless of whether you make a change. pdsplanning.com/a-better-fit

07/01/2026

Giving back to our community is an important part of who we are at PDS Planning.

Recently, members of our team volunteered at United Schools' State Street Elementary, helping refresh the school's courtyard and outdoor spaces before students return for the new school year.

We're grateful for the opportunity to lend a hand and thankful to the United Schools team for welcoming us.

Wishing the staff and students a wonderful year ahead!

06/29/2026

A financial plan isn't simply about growing assets.

It's about creating flexibility, supporting the people you care about, and making confident decisions throughout life's transitions.

The numbers matter because of what they make possible.

06/22/2026

Retirement planning is about more than generating cash flow. It is about creating a strategy that supports your goals and spending needs over time.

Kevin Doll, CFP®, MS, Senior Financial Advisor, discusses the differences between an income-focused approach and a total return strategy, highlighting how each can impact flexibility, diversification, and long-term outcomes.

Kevin Doll from PDS Planning details why living off the income of an investment portfolio may not be the safest retirement strategy, and why we focus on Total Return.

06/17/2026

Not every advisor relationship needs to end because something is wrong.

Sometimes your life simply becomes more complex. A growing portfolio, new tax considerations, retirement planning, equity compensation, business ownership, or estate planning can create needs that didn't exist a decade ago.

The question isn't whether your advisor is doing a good job.

The question is whether the advice you're receiving still fits where you are today.

Learn what to evaluate when determining if your current advisory relationship is still the right fit.

pdsplanning.com/a-better-fit

06/14/2026

Some of our longtime clients may remember Bob Cochran, one of PDS Planning's original owners. Each summer, Bob and Susan open their Beautyview Gardens to visitors during select viewing hours.

Beautyview Gardens is a registered Display Garden of the American Daylily Society and features hundreds of daylilies, hostas, native perennials, and plants that attract butterflies and hummingbirds. Visitors are welcome to stop by during scheduled open garden times throughout June and July.

Learn more: https://bit.ly/3S58gTc

06/12/2026

Higher oil and gas prices are putting inflation back in focus, while the recent SpaceX IPO serves as a reminder that periods of excitement can also bring increased volatility.

Read Drew's latest commentary for perspective on these developments and what they may mean for investors.

In the June Market Commentary from PDS Planning, portfolio manager Drew Potosky writes about the energy impact on inflation and the SpaceX IPO.