First Community Trust

08/31/2026

Estate planning is about more than passing along assets. It's about making important decisions while you're able to make them.

A thoughtful estate plan can help ensure:
• Your financial and healthcare decisions are carried out if you're unable to make them.
• The right people are designated through powers of attorney and healthcare directives.
• Beneficiary designations are up to date.
• Minor children have guardianship plans in place.
• Your wishes are reflected through a will or trust.

Planning ahead can provide clarity and peace of mind – for you and the people who matter most. If you're unsure where to begin, talking with a trusted advisor can help you understand your options and create a plan that reflects your goals.

Read our article about estate planning:

Estate planning helps ensure that important decisions are made according to your intentions, not left to chance. When people think about estate planning, legal documents often come to mind. While […]

08/27/2026

Most people become eligible for Medicare at age 65.

Understanding enrollment timelines can help people avoid gaps in healthcare coverage. If you’re approaching this milestone, it may be a good time to start learning about your options.

FCT Insurance offers Medicare plan options and can help answer questions as you explore coverage.

www.fctrustinsurance.com/medicare

*FCT Insurance is an insurance agency not affiliated or endorsed by the government or Federal Medicare Program.​ This is a solicitation for insurance.

08/25/2026

Welcome to FCT, Morgan!

FCT is excited to welcome Morgan Norem to the team as an Associate Wealth Advisor.

In this role, Morgan will support our Wealth Advisors through client service, relationship management, and financial planning support.

We’re excited to have Morgan on the team and look forward to all she’ll bring to FCT!

08/25/2026

Back-to-school season is the perfect time to think beyond this year's school supplies and start planning for tomorrow.

A 529 college savings plan can help you prepare for future education expenses while taking advantage of valuable tax benefits.

Read our article to learn how a 529 plan works and why it's never too early or too late to start saving.

https://fctrust.com/news/529-savings-plans

08/20/2026

Retirement planning isn't just about your savings. It's also about your vision for the future.

Have you and your partner talked about when you'd like to retire? Where you'll live? What your days will look like?

Those conversations are often just as important as the financial plan itself.

We encourage you to start those conversations today. When you're ready, your FCT wealth advisor can help turn those goals into a financial plan.

https://fctrust.com/

08/19/2026

Welcoming a child often brings new financial considerations for families. At this stage, many people begin thinking about things like:

- Financial protection for dependents
- Updating beneficiaries
- Protecting household income if something unexpected happens

FCT Insurance can help; we offer solutions such as life insurance and disability insurance. These can bring financial peace of mind during these important life stages. FCT Insurance offers solutions designed to help support financial stability during these important life stages. Let us know if we can help!

www.fctrustinsurance.com/contact

08/18/2026

Please join us in welcoming Victoria Pickel to the First Community Trust team!

Victoria joins FCT as our new Administrative Associate, and we’re excited to have her on board.

Welcome to FCT, Victoria! We’re so glad you’re here and look forward to all you’ll bring to the team and our clients. 🎉

08/11/2026

One of the biggest questions in retirement isn't how much you've saved. It's how you'll turn those savings into income.

For some people, an annuity can play a role by providing predictable income alongside Social Security, pensions, and investment accounts.

The right strategy depends on your goals, income needs, and comfort with risk.

Your FCT wealth advisor can help you explore the options and determine what makes sense for your retirement plan.

https://fctrust.com/financial-planning/

08/10/2026

You're invited! Join First Community Trust for one of our free August retirement planning seminars.
Whether you're looking for guidance tailored to women in retirement or want to learn smart strategies for building lasting retirement income, our advisors are here to help.

Ascentra Credit Union- Bettendorf
Collins Community Credit Union - Cedar Rapids

We hope to see you there! Register today to save your seat. https://fctrust.com/seminars/

07/31/2026

At FCT, we’re proud to say ! Partnering with mission-driven inspires us every day as we work together to serve members, strengthen communities, and support lifelong financial success. Here’s to the power of and the impact we create through trusted !