Gaddis Premier Wealth Advisors

09/02/2026

You don't have to visit one of our offices to receive personalized financial guidance.

Whether you prefer to meet in person, by phone, or virtually, we're committed to making the planning process convenient while providing the same level of personalized service.

Financial planning should fit your life—not the other way around.

09/02/2026

👉 Roughly 56 percent of IPOs bought at the offer price lost money after 3 years.

That's not the headline you see on day one.

You see the first-day pop. The company goes public, and its stock has averaged a 19 percent gain since 1980. Feels like a moment you should catch.

Here's what actually happens:

1️⃣ Institutional investors get the offering price before trading opens.

2️⃣ You buy at market open, after the move.

Then the real story starts.

🔎 This gap is based on research led by Professor Jay R. Ritter, who authored a 2026 report on IPO performance for the University of Florida. His analysis of 9,300 U.S. IPOs is one of the most comprehensive databases available.

Chasing IPOs can provide a thrill, but there are pros and cons.

A sound portfolio should reflect an investor's goals, risk, and time horizon. The risks of an IPO are not for everyone. 🎯

📋 Past performance does not guarantee future results. The return and principal value of IPOs and other stocks will fluctuate as market conditions change. And shares, when sold, may be worth more or less than their original cost.

09/01/2026

Maxed out your 401(k)? The next question is: where should the next dollar go?

In this short video, we look at several options beyond your workplace retirement plan—including HSAs, IRAs, Roth strategies, taxable investment accounts, and why tax diversification and flexibility can matter just as much as saving more.

The right answer ultimately depends on what you’re saving for and when you’ll need the money.

▶️ Watch the video to learn more.

08/31/2026

A 1031 exchange can allow investors to defer capital gains taxes by reinvesting the proceeds from the sale of an investment property into another qualifying property.

While the strategy can offer valuable tax advantages, it also comes with strict identification and closing deadlines. Missing those timelines could mean losing the opportunity to complete the exchange.

Understanding the rules and planning ahead can help you make the most of your investment strategy while avoiding unnecessary setbacks.

08/28/2026

Building wealth is not always about making one big financial decision. In many cases, it is the result of consistent saving and investing over time.

Even modest, regular contributions may make a meaningful difference, depending on factors such as time, investment returns, and your individual financial circumstances. Starting early and remaining consistent can be important components of a long-term financial strategy.

Every financial journey is different, and developing a savings plan that aligns with your goals can help you stay focused on your long-term objectives.

08/28/2026

Watch our free 15-minute retirement webinar: “5 Questions Every Retiree Should Be Asking: Beyond Investment Returns.”

A strong retirement plan is about more than how your investments are performing. We cover five questions that can help you look at the bigger picture.

Watch anytime:

5 Questions Every Retiree Should Be Asking: Beyond Investment Returns

08/27/2026

Two retirees can earn the same average return and have very different outcomes.

Why?

Because in retirement, timing matters.

An early market downturn in retirement can be more damaging than the same downturn later.

That is the sequence-of-returns risk.

The risk is not simply “the market went down.” It’s “the market went down while income still had to come out.”

A strong retirement strategy should look beyond average returns and address:

🔹 Where income will come from
🔹 How much cash or short-term reserves make sense
🔹 Which accounts to draw from first
🔹 When to rebalance
🔹 How RMDs and Social Security fit into the withdrawal strategy

Sequence-of-returns risk does not make many headlines.

But for anyone entering retirement, it can be one of the most important ideas to understand.

The goal is not to predict the next downturn. It’s about being prepared.

08/26/2026

If you're thinking about selling your business, preparation can make a meaningful difference.

Understanding your options, evaluating potential buyers, and planning for the tax and financial implications are all important steps in the process. Taking time to plan ahead can help you make informed decisions that support both your personal and financial goals.

A well-prepared exit strategy is about more than completing a sale—it's about helping you transition confidently into what's next.

08/26/2026

By 2030, women are expected to control nearly two-thirds of private wealth in the United States, representing roughly $30 trillion, according to a landmark 2020 study by McKinsey & Co.

That shift is already underway.

More women than men now graduate from college. Women-owned businesses generate more than $2.7 trillion in annual revenue.

And because women statistically live longer than men, many also manage the final, and often most complex, chapter of a family’s financial life.

The numbers tell an important story:

🔸 Women make or influence a growing share of household financial decisions.

🔸 Yet many still report feeling less confident, less heard, and less well served by traditional financial preparation.

🔸 That gap isn’t about ability. It is about whether the guidance, questions, and process reflect the realities of modern wealth.

Today is Women’s Equality Day.

A financial strategy should reflect the life being built and the goals that matter most for women and men alike: family dynamics, longevity, business ownership, caregiving, legacy, and the financial decisions that shape what is possible.

Does yours?

08/25/2026

There is usually no single moment when the roles begin to shift with aging parents.

A confusing medical bill.
A missed payment.
A scam text that almost got clicked.

When and how do you step in without taking over?

The goal is not to take control.

The goal is to make sure helpful people, information, and safeguards are in place before decisions have to be made under pressure.

One potential conversation starter you could try…

“We are reviewing our own estate documents and realize we should understand where everything is.”

Sometimes, that is enough to open the door.

The families who tend to feel best about how this chapter goes are the ones who approached it as a proactive exercise rather than a response to a problem.

We are glad to be part of that process at whatever stage a family is ready to begin.