Eric Stiles, CFP

07/21/2026

New client video drops tomorrow on the Malecki Financial Group YouTube channel: Why you need an emergency fund.

With the recent New Jersey weather, many of us have been reminded how quickly the unexpected can happen. A solid cash cushion can help keep short-term surprises from derailing long-term plans.

07/20/2026

What's driving the recent market volatility? In this week's , CIO Gene Goldman discusses the factors behind recent market weakness and explains why pullbacks can remain opportunities for long-term investors.

“Cetera Financial Group” refers to the network of independent retail firms encompassing, among others, Cetera Advisors LLC, Cetera Advisor Networks LLC, Cetera Investment Services LLC (marketed as Cetera Financial Institutions or Cetera Investors), and Cetera Financial Specialists LLC. All firms...

07/17/2026

Market volatility has returned, led by weakness in technology stocks. While the headlines may feel unsettling, the broader market has remained more resilient, reinforcing the value of diversification and a long-term perspective.
Read the Cetera Investment Management Team's latest market commentary:

Market volatility has returned, led by weakness in technology stocks. While the headlines may feel unsettling, the broader market has remained more resilient,…

07/16/2026

Read the latest issue of Financial Watch here:

Your emergency fund is one of the most important financial tools you have. It is what stands between an unexpected car repair and a credit card balance that…

07/14/2026

Read the latest issue of Retire Wise here:

Inflation works quietly in the background, and over time, even a modest rise in the cost of everyday goods and services can chip away at the lifestyle you…

07/13/2026

Earnings season begins this week, with major banks kicking off a six-week stretch of quarterly reports. Join CIO Gene Goldman as he explains why earnings matter, what investors should watch for in the latest results, and how markets may respond as companies report against elevated expectations in .

“Cetera Financial Group” refers to the network of independent retail firms encompassing, among others, Cetera Advisors LLC, Cetera Advisor Networks LLC, Cetera Investment Services LLC (marketed as Cetera Financial Institutions or Cetera Investors), and Cetera Financial Specialists LLC. All firms...

07/13/2026

Welcoming a child into your family changes everything—including your financial priorities.

Many parents immediately focus on college savings, but one of the most important gifts you can give your children is a strong retirement plan of your own.

Before directing every extra dollar toward future education expenses, consider:
✔️ Are you saving enough for retirement?
✔️ Do you have adequate life insurance coverage?
✔️ Have you updated your beneficiaries?
✔️ Is your emergency fund prepared for unexpected expenses?

Remember: There are ways to help pay for college, but there are no loans available for retirement.

If you're balancing family goals with long-term financial objectives, now may be a good time to revisit your plan.

07/10/2026

This is what the season is all about! So thankful to live this close to the Jersey Shore... and that little man loves it there.

07/06/2026

The June Fed meeting minutes will reveal what policymakers are really thinking about inflation, interest rates, and the economy—and offer the first inside look at Chair Kevin Warsh's leadership. Why investors care? Per CIO Gene Goldman, if rates stay higher for longer, borrowing costs rise and stocks could face more pressure. Learn more in .

“Cetera Financial Group” refers to the network of independent retail firms encompassing, among others, Cetera Advisors LLC, Cetera Advisor Networks LLC, Cetera Investment Services LLC (marketed as Cetera Financial Institutions or Cetera Investors), and Cetera Financial Specialists LLC. All firms...

07/02/2026

This Quarterly Recap summarizes market performance, major events and news from Q2 2026. Read more here:

Despite June valuation-concerning losses, the S&P 500 and Nasdaq Composite posted their strongest quarterly returns in six years, up 15.2% and 21.6%,…