Foundation Asset Management

10/22/2026

The number one question we get asked is, “How much money will I need to have saved before I retire?” The answer is different for everyone. Will you be able to live on Social Security alone? Will you need to withdraw money from a 401(k), IRA, or similar retirement account? Or will you be able to generate income another way?

The time to save for retirement is now. The time to get serious about your retirement income is now. How much will you need? Give us a call and let’s create a plan!

10/19/2026

This week is Estate Planning Awareness Week. Are your beneficiaries up to date on everything, including your 401(k)s, IRAs, your insurance policies, and your estate plan? Life moves ahead, and it’s not always in a straight line. Don’t forget how important estate planning is in protecting your family, and be sure to make regular updates in cases of divorce or if family members pass away. Almost everyone needs an estate plan so that their wishes are documented!

To discuss tax-advantaged estate planning strategies, give us a call!

10/15/2026

Today is the start of the Medicare Open Enrollment period, which runs October 15th to December 7th annually for those already on Medicare. Now is the time to check your plan for any changes in co-pays, deductibles, coverages, doctors, covered medications… and compare costs. You can switch to a different Medicare Advantage plan, go back to Original Medicare, add vision or dental, or make other choices for the 2027 benefit year. And remember, your Medicare premium is based on your income from two years prior.

10/13/2026

Healthcare costs are on the rise, and your retirement plan should help ensure you have adequate funds dedicated to this, especially as you get older. Fidelity’s newest projections are $185,500 needed during retirement for healthcare by the average person who has reached age 65. This includes Medicare premiums, copayments, deductibles, and other out-of-pocket costs, but does not include long-term care: https://bit.ly/46Z4bnT

Let’s talk about your retirement plan!

10/08/2026

WHERE you retire matters more than ever. Is your location on this list? 🏙️ This annual ranking by Fast Company compares four key factors, affordability, activities, quality of life, and healthcare, across more than 180 cities:

With retirement budgets under pressure, a new ranking compares U.S. cities on costs, healthcare, quality of life, and activities.

10/06/2026

A recent article in Psychology Today magazine lays out aspects of retirement you may not have thought about. From making plans to travel, spending time with family and friends, or exercising more, to finding ways to stay useful and relevant as well as financially sound, the subjects explored here are truly worth considering BEFORE you stop working: https://bit.ly/3UYY7sL

10/01/2026

October is Financial Planning Month, which is a great reminder to consider all of your financial matters comprehensively, as a whole. Make sure your plan includes retirement savings, a retirement income plan, savings for life milestone goals (wedding, house, kids’ college), insurance to help protect you from potential adverse life events, your budget, your investments, your legacy plan… everything related to your finances!

We’re here to help. Call us!

09/30/2026

Grandparents Day recognizes the important role grandparents play in their families, from offering guidance and support to helping raise the next generation.

For many, that support extends beyond spending time with children and grandchildren. It can also include helping with college education costs and making thoughtful decisions about the assets and wealth they hope to pass down.

How assets are managed, gifted, and passed down can have important implications for taxes, financial aid, and the financial well-being of future generations. Here are some considerations grandparents may want to keep in mind.

Grandparents play an important role in their families, from offering guidance and support to helping raise the next generation.

09/08/2026

Without a plan in place, the cost of long-term care can pose a significant risk to your financial security, and the financial security of your family members. For residents of Laguna Springs, California, where long-term care costs can be higher than the national average, planning ahead is especially important. Here’s a guide to six different types of care, along with their respective estimated and projected costs, to help you make informed decisions and prepare for your financial future.

Approximately 70% of Americans who reach age 65 will need some form of long-term care during their lifetime.

08/28/2026

While reading, writing, and arithmetic usually take center stage, other subjects are also important, such as personal finance. Recognition of the importance of educating students about money and finance has grown and classroom requirements have been implemented by the majority of states in America. Learn all about it in our blog:

It’s back-to-school time again, when our children and grandchildren return to the classroom for a new school year of learning.