Blue Heron Capital, LLC

05/28/2026

Most people don’t realize how long retirement actually lasts.

It’s not just a few years.
It can be decades.
And that changes everything.

The real question becomes:
“Will my money last through all of it?”

In this episode, we break down:
• what long-term retirement really looks like
• why monthly spending is critical
• how to plan with confidence

If this has been on your mind, this is worth a listen.

Listen here:
https://yourmoneyyourretirement.com/make-your-retirement-money-last/

05/27/2026

Annuities are one of the most misunderstood parts of retirement planning.

You’ve probably heard about them…
but aren’t not fully sure how they work or if they fit your situation.

That’s exactly why we created this.

Inside, you’ll find:
• a simple breakdown of fixed index annuities
• the advantages and trade-offs
• how they compare to other options

If you want a clearer understanding before making a decision, this is a great place to start.

Download the guide here:
https://yourmoneyyourretirement.com/our-retirement-planning-resources/

05/25/2026

A retirement date means nothing without a plan behind it.

05/21/2026

Most people are taking on more risk than they realize.
And the closer you get to retirement, the less room there is for mistakes.
One bad year at the wrong time can have a much bigger impact than people expect.
That’s why it’s important to understand how your accounts are actually invested, not just what you think is happening.
If you’re unsure, it’s worth taking a closer look.

Schedule a quick 20 minute call and we’ll walk through it together.

If it makes sense, we can also run a risk report so you can see exactly where you stand.

05/20/2026

A strong retirement plan isn’t built on one decision.
It’s built on how everything works together.
Income. Taxes. Structure.

In this episode, we cover:
• tax strategies that are often overlooked
• why reliable income matters more than chasing returns
• the key pieces behind a confident retirement plan

If you want a clearer foundation, start here.

Listen to the full episode below👇
https://yourmoneyyourretirement.com/building-a-stronger-foundation/

05/18/2026

A question we get often:

Can charitable giving reduce taxes in retirement?

In some cases, yes.
But it depends on how it’s structured.

Strategies like Qualified Charitable Distributions (QCDs) can:
• reduce taxable income
• satisfy required distributions
• support causes you care about

There are also other options depending on your situation.
This is where personalized planning really matters.
If you’ve ever wondered about this, it’s worth having a conversation.

05/15/2026

05/14/2026

Have you saved enough for retirement?
And more importantly… will it actually last?
A lot of people are looking for a “magic number.”
But the truth is, there isn’t one.

It depends on:
• how you spend
• how long you’ll need it
• the lifestyle you want to maintain

That’s why income planning matters more than just a total number.

If you want clarity around what your plan actually needs, we can help you map it out.
Schedule a quick 20 minute call to get started.
Or start with the Retirement Blueprint to see where you stand.

05/12/2026

Full episode linked below.

Most retirement plans don’t fail because of investing.
They fail because of spending.
Many retirees spend the same or more early on.
And small miscalculations can create bigger problems over time.

In this episode, we break down:
• why spending accuracy matters more than you think
• what most people overlook
• how to plan with more confidence

If you want your plan to last, this is worth a listen.

Listen here👇
yourmoneyyourretirement.com/reality-of-retirement-spending

05/08/2026

A roof repair.
A car issue.
Something you didn’t plan for.
That’s why having an emergency fund matters.
Not just something small, but enough to actually protect you.
A common guideline is 6–12 months of living expenses set aside and easy to access.

If you’re not sure if you have enough, it’s worth taking a closer look.

Schedule a quick 20 minute call and we’ll walk through it together.

Or start with the Retirement Blueprint to see where you stand.