Randy Malueg, CPA PLLC

09/25/2026

Here are the October 2026 Business Due Dates

October includes several important tax deadlines for businesses and self-employed individuals. Be sure to review upcoming filing, payroll tax deposit, and retirement plan deadlines to determine which may apply to you.October 15 - CorporationsFile a 2025 calendar year income tax return (Form 1120) an...

09/24/2026

Here are the October 2026 Individual Due Dates

October brings several important tax deadlines for individuals, including the extended deadline for 2025 individual income tax returns and foreign financial account reporting. Individuals who receive tip income may also have reporting requirements during the month.October 13 - Report Tips to Employe...

09/24/2026

Learn how Roth conversions work, when they may offer tax advantages, and how tax brackets, RMDs, IRA basis, and other factors can affect the decision.

A Roth conversion is one of those tax planning strategies that sounds simple on the surface but can produce very different results depending on the taxpayer’s age, income, retirement savings, and long-term goals. In plain English, a Roth conversion means moving money from a traditional tax-deferre...

09/21/2026

Filed a tax extension? October 15 is the deadline to file your 2025 individual tax return. Remember, an extension to file is not an extension to pay.

09/18/2026

Financial flexing can make expensive spending feel normal. Learn how social media, lifestyle pressure, and easy credit can quietly interfere with long-term financial goals.

A luxury vacation, a new car, an expensive dinner, designer clothes, or the latest technology can show up in your feed dozens of times before lunch. When enough people appear to be living that way, it can start to feel normal.

09/17/2026

New federal tax rules affect disaster losses and wildfire relief payments. Learn what changed, who may qualify and what records affected taxpayers should keep.

Natural disasters can create devastating financial losses. Homes may be damaged or destroyed, personal belongings may be lost, and families may receive insurance proceeds, settlement payments, or other forms of assistance. Tax rules can affect both the losses taxpayers claim and the treatment of dis...

09/16/2026

A 2026 CFO survey shows cash management is a top finance priority. Here are five cash-flow metrics business owners should monitor before problems appear.

Protiviti's 2026 Global Finance Trends Survey found that 83% of CFOs rank cash management among their top three areas requiring the most attention in response to economic and trade-policy volatility.

09/15/2026

The October 15, 2026 deadline is approaching for extended 2025 tax returns. Learn why early filing and complete documents matter.

If you filed an extension for your 2025 individual income tax return, remember that the extended due date is October 15, 2026. That is the deadline to file Form 1040 or Form 1040-SR if you requested an automatic 6-month extension. There are no further extensions.

09/14/2026

Learn how inherited traditional IRAs may be taxed, including distribution rules, spouse rollover options, and the 10-year rule for beneficiaries.

09/10/2026

Life insurance is often tax-favored, but withdrawals, loans, policy sales, and certain benefits can create unexpected tax consequences. Learn the key rules that may affect your policy.

Most people think of life insurance as simple protection for their family. And it is. But life insurance can also create surprising tax issues when the policy builds cash value, is borrowed against, is surrendered, is sold, or pays out early because the insured is terminally or chronically ill.