08/20/2026
A 3.8% military pay raise sounded pretty good back in January.
Eight months later… where did where yours go?
Maybe it helped absorb higher grocery bills. Maybe you increased your TSP contribution. Maybe it went toward paying down debt, building savings, or enjoying a little more breathing room each month.
Or maybe it quietly disappeared into everyday spending without you really noticing. That happens, too.
A pay raise creates more room in the budget, but what you do with that room matters. With a few months left in 2026, now is a great time to look back at where that additional income has been going and decide where you want it to go next.
If you're not sure, let's take a look together.
TSP funds have very low administrative and investment expenses and, low expenses can have a positive effect on the rate of return of your investment. First Command Financial Services, Inc. and its related entities are not affiliated with, authorized to sell or represent on behalf of or otherwise endorsed by any federal employee benefits programs referenced, by the U.S. government, or the U.S. Armed Forces.