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Monday 9am - 6pm Tuesday 9am - 6pm Wednesday 9am - 6pm Thursday 9am - 6pm Friday 9am - 6pm Saturday 9am - 3pm

Stephen P. Gunby & Associates, CPAs - Your Northern New Jersey Tax Experts

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Stephen P. Gunby & Associates, CPAs - Your Northern New Jersey Tax Experts

Stephen P Gunby & Associates, CPA's is a boutique CPA firm catering primarily to small business

07/14/2026

Many business owners focus heavily on increasing revenue, improving operations, and managing day-to-day expenses. But one area that often gets less attention than it deserves is proactive tax planning. While paying taxes is a normal part of running a business, paying more than necessary due to missed opportunities, disorganized records, or lack of planning is something many business owners would prefer to avoid.

Read more here:https://www.gunbycpa.com/content_library.htm?id=Q3K4KZFR&cat=xshau4dd

07/09/2026

When business owners think about protecting their company, attention often goes to revenue growth, operations, staffing, or customer relationships. Insurance may feel like something handled in the background, important, but not always top of mind. In reality, business insurance plays a much larger role in protecting financial stability. The right coverage can help reduce the impact of unexpected events that might otherwise disrupt operations, create significant expenses, or put long-term plans at risk.

Read more here:https://www.gunbycpa.com/content_library.htm?id=UW4WH3FJ&cat=alzrlirg

06/26/2026

Tax Alert: Wondering why your tax refund is taking so long? You might be caught up in a major new IRS change.

In the past, if you left your direct deposit information blank, the IRS would automatically mail you a paper check. That no longer happens as the IRS has phased out default paper checks.

If you didn't provide any valid banking info on your return:

- You may receive a CP53E notice in the mail.

- Your refund could be delayed for up to 10 weeks.

Should you be facing this issue, log into your official IRS Online Account to securely upload your routing and account numbers.

At Stephen P. Gunby & Associates CPA, we keep track of changes like this for you, to make your tax season as smooth as possible.

Always remember, Not all CPAs are Alike.

06/24/2026

What are Deferred Compensation Plans?
Watch Our Video and Contact Us for a Consultation Today -https://www.gunbycpa.com/consultation.htm

06/18/2026

Many people assume estate planning is something to think about later in life or only after significant wealth has been accumulated. In reality, estate planning is less about age or net worth and more about preparation, decision-making, and protecting the people and priorities that matter most. Waiting too long often means important decisions are delayed until circumstances become more complicated.

Read more here: https://smpl.is/ak6p1

06/10/2026

For many property owners, rental income is the most visible measure of investment performance. If rent is coming in consistently, it may appear that a property is performing well financially. But revenue alone does not tell the full story. True property performance depends on understanding the broader financial picture, including ongoing expenses, cash flow demands, and the long-term costs associated with ownership. Without that visibility, it becomes much harder to evaluate whether an investment is delivering the results expected.

Read more here: https://smpl.is/ak6p4

06/04/2026

Business debt is not always a sign of financial trouble. For many companies, borrowing can be a practical tool for growth, expansion, equipment purchases, or managing short-term cash flow needs. The challenge is not necessarily having debt, it is managing that debt in a way that supports long-term financial stability rather than creating ongoing strain.

Read more here:https://www.gunbycpa.com/content_library.htm?id=FALTKSBD&cat=alzrlirg

05/28/2026

Estate Plans – Protect Savings and Plan Ahead
Watch Our Video and Contact Us for a Consultation Today -https://www.gunbycpa.com/consultation.htm

05/20/2026

Owning commercial real estate isn’t just about building equity — it’s also one of the most tax-advantaged investments available. The U.S. tax code offers multiple incentives that can reduce your taxable income, enhance cash flow, and maximize your long-term returns. Whether you own an office building, warehouse, or retail property, understanding these benefits can turn your investment into a powerful financial engine.

Read more here:https://www.gunbycpa.com/content_library.htm?id=F6K2P0FM&cat=8s32j1y6

05/13/2026

In 2026, data-driven decision-making is no longer optional for business owners. QuickBooks continues to be one of the most widely used accounting platforms, and its reporting capabilities play a critical role in understanding financial performance, cash flow, and overall business health. Knowing which reports to review regularly can help business owners move from reactive management to proactive planning.

Read more here:https://www.gunbycpa.com/content_library.htm?id=CK35SM5K&cat=rjnm42d4

Address

277 Fairfield Road, Suite 100
Fairfield, NJ
07004

Opening Hours

Monday	9am - 6pm
Tuesday	9am - 6pm
Wednesday	9am - 6pm
Thursday	9am - 6pm
Friday	9am - 6pm
Saturday	9am - 3pm

Website

https://www.gunbycpa.com/

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