Independence Wealth Advisory, Inc.

10/26/2026

December 31st can arrive faster than you think. If there are financial or tax planning decisions you’ve been meaning to address, now is a good time to start the conversation with your financial and tax professionals. A year-end check-in can help you identify anything that may need attention before important deadlines arrive. Give us a call! 📞618.589.9334

10/24/2026

You don’t need to panic yet about Social Security, but you should stay informed.

You don’t need to panic yet about Social Security, but you should stay informed.

10/23/2026

𝐄𝐧𝐭𝐞𝐫𝐢𝐧𝐠 𝐭𝐡𝐞 𝐈𝐧𝐭𝐞𝐥𝐥𝐢𝐠𝐞𝐧𝐜𝐞 𝐀𝐠𝐞 🤖
Artificial intelligence may represent the next major shift in technology, bringing changes to how businesses operate and invest. As AI infrastructure continues to expand, important questions remain about which companies will lead this new era and how the technology will reshape the economy. This market reflection explores the evolving AI landscape and what investors should consider as this technology develops.

Click to read the full article from our strategic partners at Gradient Investments. If you have any questions or concerns, please contact me. 📞618.589.9334 https://gradientinvestments.com/about/market-reflection

𝘛𝘩𝘪𝘴 𝘦𝘯𝘥𝘰𝘳𝘴𝘦𝘮𝘦𝘯𝘵 𝘰𝘧 𝘎𝘳𝘢𝘥𝘪𝘦𝘯𝘵 𝘐𝘯𝘷𝘦𝘴𝘵𝘮𝘦𝘯𝘵𝘴, 𝘓𝘓𝘊, (𝘎𝘐) 𝘢𝘯𝘥 𝘪𝘵𝘴 𝘱𝘰𝘳𝘵𝘧𝘰𝘭𝘪𝘰 𝘮𝘢𝘯𝘢𝘨𝘦𝘮𝘦𝘯𝘵 𝘴𝘦𝘳𝘷𝘪𝘤𝘦𝘴 𝘪𝘴 𝘱𝘳𝘰𝘷𝘪𝘥𝘦𝘥 𝘣𝘺 𝘢𝘯 𝘪𝘯𝘷𝘦𝘴𝘵𝘮𝘦𝘯𝘵 𝘢𝘥𝘷𝘪𝘴𝘰𝘳 𝘳𝘦𝘱𝘳𝘦𝘴𝘦𝘯𝘵𝘢𝘵𝘪𝘷𝘦 𝘰𝘧 𝘎𝘳𝘢𝘥𝘪𝘦𝘯𝘵 𝘈𝘥𝘷𝘪𝘴𝘰𝘳𝘴, 𝘓𝘓𝘊 (𝘎𝘈). 𝘛𝘩𝘪𝘴 𝘪𝘯𝘷𝘦𝘴𝘵𝘮𝘦𝘯𝘵 𝘢𝘥𝘷𝘪𝘴𝘰𝘳 𝘳𝘦𝘱𝘳𝘦𝘴𝘦𝘯𝘵𝘢𝘵𝘪𝘷𝘦 𝘳𝘦𝘧𝘦𝘳𝘴 𝘤𝘭𝘪𝘦𝘯𝘵𝘴 𝘵𝘰 𝘎𝘐 𝘧𝘰𝘳 𝘱𝘰𝘳𝘵𝘧𝘰𝘭𝘪𝘰 𝘮𝘢𝘯𝘢𝘨𝘦𝘮𝘦𝘯𝘵 𝘴𝘦𝘳𝘷𝘪𝘤𝘦𝘴. 𝘎𝘐 𝘥𝘰𝘦𝘴 𝘯𝘰𝘵 𝘱𝘢𝘺 𝘴𝘦𝘱𝘢𝘳𝘢𝘵𝘦 𝘤𝘰𝘮𝘱𝘦𝘯𝘴𝘢𝘵𝘪𝘰𝘯 𝘵𝘰 𝘎𝘈 𝘪𝘯 𝘳𝘦𝘭𝘢𝘵𝘪𝘰𝘯 𝘵𝘰 𝘪𝘵𝘴 𝘦𝘯𝘥𝘰𝘳𝘴𝘦𝘮𝘦𝘯𝘵 𝘰𝘳 𝘢𝘯𝘺 𝘱𝘳𝘰𝘮𝘰𝘵𝘪𝘰𝘯𝘢𝘭 𝘴𝘦𝘳𝘷𝘪𝘤𝘦𝘴. 𝘏𝘰𝘸𝘦𝘷𝘦𝘳, 𝘎𝘈 𝘳𝘦𝘤𝘦𝘪𝘷𝘦𝘴 𝘢 𝘱𝘰𝘳𝘵𝘪𝘰𝘯 𝘰𝘧 𝘵𝘩𝘦 𝘢𝘥𝘷𝘪𝘴𝘰𝘳𝘺 𝘧𝘦𝘦𝘴 𝘱𝘢𝘪𝘥 𝘣𝘺 𝘤𝘭𝘪𝘦𝘯𝘵𝘴 𝘸𝘩𝘰 𝘶𝘵𝘪𝘭𝘪𝘻𝘦 𝘵𝘩𝘦 𝘱𝘰𝘳𝘵𝘧𝘰𝘭𝘪𝘰 𝘮𝘢𝘯𝘢𝘨𝘦𝘮𝘦𝘯𝘵 𝘴𝘦𝘳𝘷𝘪𝘤𝘦𝘴 𝘰𝘧 𝘎𝘐. 𝘎𝘈 𝘢𝘭𝘴𝘰 𝘴𝘩𝘢𝘳𝘦𝘴 𝘪𝘯 𝘵𝘩𝘦 𝘳𝘦𝘷𝘦𝘯𝘶𝘦 𝘰𝘧 𝘎𝘐 𝘷𝘪𝘢 𝘲𝘶𝘢𝘳𝘵𝘦𝘳𝘭𝘺 𝘱𝘢𝘺𝘮𝘦𝘯𝘵𝘴 𝘣𝘢𝘴𝘦𝘥 𝘰𝘯 𝘵𝘩𝘦 𝘢𝘮𝘰𝘶𝘯𝘵 𝘰𝘧 𝘵𝘰𝘵𝘢𝘭 𝘢𝘴𝘴𝘦𝘵𝘴 𝘎𝘈 𝘱𝘭𝘢𝘤𝘦𝘴 𝘸𝘪𝘵𝘩 𝘎𝘐. 𝘛𝘩𝘪𝘴 𝘦𝘯𝘥𝘰𝘳𝘴𝘦𝘮𝘦𝘯𝘵 𝘪𝘯𝘤𝘦𝘯𝘵𝘪𝘷𝘪𝘻𝘦𝘴 𝘎𝘈 𝘪𝘯 𝘪𝘯𝘤𝘳𝘦𝘢𝘴𝘪𝘯𝘨 𝘵𝘩𝘦 𝘢𝘴𝘴𝘦𝘵𝘴 𝘱𝘭𝘢𝘤𝘦𝘥 𝘸𝘪𝘵𝘩 𝘎𝘐, 𝘢𝘯𝘥 𝘵𝘩𝘦𝘳𝘦𝘧𝘰𝘳𝘦 𝘵𝘩𝘦 𝘤𝘰𝘮𝘱𝘦𝘯𝘴𝘢𝘵𝘪𝘰𝘯 𝘳𝘦𝘤𝘦𝘪𝘷𝘦𝘥 𝘣𝘺 𝘎𝘈. 𝘎𝘈’𝘴 𝘪𝘯𝘷𝘦𝘴𝘵𝘮𝘦𝘯𝘵 𝘢𝘥𝘷𝘪𝘴𝘰𝘳 𝘳𝘦𝘱𝘳𝘦𝘴𝘦𝘯𝘵𝘢𝘵𝘪𝘷𝘦𝘴 𝘢𝘳𝘦 𝘯𝘰𝘵 𝘢𝘧𝘧𝘪𝘭𝘪𝘢𝘵𝘦𝘥 𝘸𝘪𝘵𝘩 𝘰𝘳 𝘴𝘶𝘱𝘦𝘳𝘷𝘪𝘴𝘦𝘥 𝘣𝘺 𝘎𝘐. 𝘈𝘯 𝘢𝘥𝘥𝘪𝘵𝘪𝘰𝘯𝘢𝘭 𝘤𝘰𝘯𝘧𝘭𝘪𝘤𝘵 𝘰𝘧 𝘪𝘯𝘵𝘦𝘳𝘦𝘴𝘵 𝘦𝘹𝘪𝘴𝘵𝘴 𝘣𝘦𝘤𝘢𝘶𝘴𝘦 𝘎𝘈 𝘢𝘯𝘥 𝘎𝘐 𝘢𝘳𝘦 𝘶𝘯𝘥𝘦𝘳 𝘤𝘰𝘮𝘮𝘰𝘯 𝘰𝘸𝘯𝘦𝘳𝘴𝘩𝘪𝘱. 𝘞𝘩𝘪𝘭𝘦 𝘵𝘩𝘦𝘴𝘦 𝘤𝘰𝘯𝘧𝘭𝘪𝘤𝘵𝘴 𝘰𝘧 𝘪𝘯𝘵𝘦𝘳𝘦𝘴𝘵 𝘦𝘹𝘪𝘴𝘵, 𝘪𝘯𝘷𝘦𝘴𝘵𝘮𝘦𝘯𝘵 𝘢𝘥𝘷𝘪𝘴𝘰𝘳 𝘳𝘦𝘱𝘳𝘦𝘴𝘦𝘯𝘵𝘢𝘵𝘪𝘷𝘦𝘴 𝘰𝘧 𝘎𝘈 𝘢𝘳𝘦 𝘴𝘶𝘣𝘫𝘦𝘤𝘵 𝘵𝘰 𝘧𝘪𝘥𝘶𝘤𝘪𝘢𝘳𝘺 𝘥𝘶𝘵𝘺 𝘢𝘯𝘥 𝘮𝘶𝘴𝘵 𝘢𝘤𝘵 𝘪𝘯 𝘵𝘩𝘦 𝘣𝘦𝘴𝘵 𝘪𝘯𝘵𝘦𝘳𝘦𝘴𝘵𝘴 𝘰𝘧 𝘵𝘩𝘦𝘪𝘳 𝘤𝘭𝘪𝘦𝘯𝘵𝘴. 𝘛𝘩𝘦𝘴𝘦 𝘪𝘯𝘷𝘦𝘴𝘵𝘮𝘦𝘯𝘵 𝘢𝘥𝘷𝘪𝘴𝘰𝘳 𝘳𝘦𝘱𝘳𝘦𝘴𝘦𝘯𝘵𝘢𝘵𝘪𝘷𝘦𝘴 𝘢𝘯𝘥 𝘵𝘩𝘦𝘪𝘳 𝘤𝘭𝘪𝘦𝘯𝘵𝘴 𝘢𝘳𝘦 𝘯𝘰𝘵 𝘳𝘦𝘲𝘶𝘪𝘳𝘦𝘥 𝘵𝘰 𝘶𝘴𝘦 𝘎𝘐 𝘢𝘯𝘥 𝘮𝘢𝘺 𝘴𝘦𝘭𝘦𝘤𝘵 𝘰𝘵𝘩𝘦𝘳 𝘪𝘯𝘷𝘦𝘴𝘵𝘮𝘦𝘯𝘵 𝘮𝘢𝘯𝘢𝘨𝘦𝘳𝘴.

10/19/2026

December can get busy fast. Your financial planning doesn’t have to get squeezed in at the last minute. 📆 Starting your year-end review early gives you time to ask questions, explore your options, and determine which strategies may make sense for your goals. To get started, contact our office today! 📞618.589.9334

10/17/2026

A deferred compensation plan can help you pay for retirement and other major expenses.

A deferred compensation plan can help you pay for retirement and other major expenses.

10/16/2026

Here’s a retirement myth I’d love to retire: that it’s all about hitting one magic number. I totally get why people believe it. A number feels simple, and it gives you something to chase. But after 26 years of being in financial services, I’ve seen people hit their number and still feel uncertain. I’ve also seen people with less feel completely at ease. The difference usually wasn’t how much they saved, but whether they had a strategy to turn those savings into the retirement they wanted.

10/12/2026

People think a client review is just me pulling up an account and reading numbers. It’s not. Before every review, I go through the same routine. I reread my notes from our last conversation, look at what’s changed in your life since we last talked, and think through the questions you might be sitting on but haven’t asked yet. So when you come to your next appointment, you should know we’re picking up right where we left off.

10/10/2026

Learn what Medicare covers in senior living, from assisted living to nursing home care. Discover coverage limits, hidden out-of-pocket costs and alternative payment options.

Learn what Medicare covers in senior living, from assisted living to nursing home care. Discover coverage limits, hidden out-of-pocket costs and alternative payment options.

10/08/2026

If you’re required to take minimum distributions from your retirement accounts, it’s worth confirming that your withdrawals are on track for the year. Taking a few minutes to review your plan now can help you stay ahead of year-end deadlines. Call our office 📞618.589.9334

10/05/2026

Giving back is personal, and the way you give can be part of your larger financial picture. Before year-end, take some time to consider the organizations and causes that matter most to you and whether your charitable giving still aligns with your financial and legacy goals. Get in touch today! 📞618.589.9334