AFS Financial Group

AFS Financial Group Private Wealth Management, Tax, Investment, and Insurance Specialist. Providing Low Volatility, Low R

AFS Financial Group specializes in financial planning for retirees and soon-to-be retirees. Our goal is to help educate our clients and provide them with the information and resources they need to take control of their financial future and have confidence and peace of mind in their retirement. At AFS Financial Group, we'll help you create a comprehensive financial strategy that addresses your reti

rement needs, from low-risk successful investment strategies, tax minimization, social security benefits planning, and even planning for the unexpected and the inevitable. AFS is truly a full-service financial firm with over 17 years of experience helping retirees and soon-to-be retirees enjoy their golden years. Our Chief Investment Advisor, Phil Putney, is a CPA and 23-year veteran of the industry. Phil has spent his career building a repertoire of skills that allow him to help protect his clients from the many pitfalls that face today’s seniors, from market volatility to taxes, social security, and even IRA withdrawal strategies, all can affect your quality of life during retirement. Phil is a member of Ed Slott's elite IRA advisory group, which makes up less than 1% of the top financial professionals in the industry. Phil has also been awarded the 5-star wealth management award for 2 years running for outstanding service as a financial professional. To learn more about AFS or Phil visit our website at http://www.afswealthmgt.com/

Let us help you enjoy your retirement, discover what it means to have security & peace of mind in your retirement. Call us today: (248) 888-7530

Securities and Advisory Services Offered Through Centaurus Financial, Inc., Member FINRA and SIPC, a Registered Investment Advisor. Centaurus Financial, Inc., and AFS Wealth Management, LLC are not affiliated Companies.

07/06/2026

Be careful where you're getting your financial information. Social media algorithms are designed to keep you watchingβ€”not challenge your thinking.

07/04/2026

When AI gives you an answer, don't stop there. Check the sources behind it and ask: Is this coming from a credible authority, or just repeating something it found online?

In a world of endless podcasts, social media posts, YouTube videos, AI tools, and financial "experts," it's easier than ...
07/02/2026

In a world of endless podcasts, social media posts, YouTube videos, AI tools, and financial "experts," it's easier than ever to find information- and harder than ever to know what actually applies to you.

This week on the podcast, we're covering...

βœ”οΈ The dangers of information overload
βœ”οΈ Why AI can be a helpful tool- but not a financial planner
βœ”οΈ The difference between education and entertainment

πŸ‘‰ And more. Watch now: https://philstaxhacks.com/podcast/how-too-much-research-can-work-against-you/

06/30/2026

It's fun to own things like a boat or an RV, but how much are you actually using them? The upkeep is expensive and it might not make sense financially to keep owning them.

06/26/2026

No one enjoys having to sell things or get rid of stuff they own, but if it frees up more money in the budget for retirement, it might make sense to have those conversations.

πŸŽ₯ 3.7 million people watched a retirement video called:"Sell These 5 Things Before You Retire."But should you?🏠 Your hou...
06/25/2026

πŸŽ₯ 3.7 million people watched a retirement video called:

"Sell These 5 Things Before You Retire."

But should you?

🏠 Your house.
πŸ‘¨β€πŸ‘©β€πŸ‘§ Support for adult children.
🚀 Boats and RVs.
πŸš— A second vehicle.
🧠 Even your work identity.

In this episode, Phil reacts to the viral advice and explains where he agrees, where he disagrees, and why every retirement decision should start with one thing:

πŸ“Š The math.

Watch it here: https://philstaxhacks.com/podcast/3-7-million-people-watched-this-retirement-video-heres-what-we-think/

06/22/2026

Claiming Social Security benefits early or taking a reduced pension without looking at the long-term impact could cost you for years to come.

06/20/2026

A career change later in life can be the fresh start you need- but before you make the leap, it's important to make sure the numbers work.

Retirement doesn't always happen on your timeline.In this episode, Phil walks through a real-life scenario of a woman wh...
06/18/2026

Retirement doesn't always happen on your timeline.

In this episode, Phil walks through a real-life scenario of a woman whose unexpected career change forced her into retirement sooner than planned πŸ‘‡

You'll learn...

βœ”οΈ The risks of retiring without a plan
βœ”οΈ How early Social Security decisions can impact your future
βœ”οΈ Why understanding your retirement income needs is the first step
βœ”οΈ What options you may have if retirement comes earlier than expected

🎧 Watch now: https://philstaxhacks.com/podcast/she-didnt-plan-to-retire-at-62-heres-how-it-happened/

Address

22029 Farmington Road
Farmington Hills, MI
48336

Opening Hours

Monday 8:30am - 5:30pm
Tuesday 8:30am - 5:30pm
Wednesday 8:30am - 5:30pm
Thursday 8:30am - 5:30pm
Friday 8:30am - 5:30pm

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